 Please help me choose? |
| I have some money at hand, i want to own a house but my freind advice i should invest in stock. I know investing in stock could be juicy but i believe money is for satisfying desires. Although i ... |
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 Hi! i am a 13 yr old boy.I want to invest my savings that is Rs.5000 .Please advice me.? |
| I am a 13 year boy student of Delhi and want to invest my savings i.e Rs.5000 anywhere in stocks or in bank or in a Fd. I want maximum profit .Please advice me with your valuable suggestions so that ... |
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 How do I know my money is safe in an internet account? |
| I have $50,000 in Bank of America. They make me mad because they still charge a $6.95 monthly fee for checking. I see that on zecco.com, the trading site, they offer 5% interest on your account. T... |
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 Stock / Share Questions? |
question1: Why are prices listed in fractions &/or decimals
question2: Why are prices always changing so fast?
question3: Is there a good free website that can explain the above basics ... |
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 Shuld it right time to enter in share market? |
| sensex and nifty is at a high level so is it good time to invest in the market?... |
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 I want to get into stocks..But do not have enough knowledge or information on it.? |
| I spoke to many a people on the same ,However their answers were ambigious... Is there a site which will teach me the basics of investing .... baically right from a company goes public and so forth ... |
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 I save Rs 4500(USD 100)/month, I would like to know where should I invest this money regularly for retirement? |
| I would like to invest regularly for my future, I am a salaried person and will retire at the age of 60yrs. Kindly advise me to invest where there is maximum return and moderate risk.... |
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 Where Should I Invest $10,000? |
| I am a 17 year old high school student in Ontario, Canada. I have worked quite a bit the past few years and currently have $10,000 sitting in my bank account that I am looking to invest. I would like ... |
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| What type of retirement account should I be in? |
I have a 401K and I'm switching jobs. Should I roll this into a Roth IRA or a traditonal IRA?
I'm 23...... |
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 Where is a good place to purchase stocks? |
| An investment firm that doesn't charge too ... |
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 With the high price of gold these days...? |
Is it worth selling old jewelry? If so, where should you sell to get the most $?
Additional Details
I'm not struggling financially. I was trying to sell some things to pay for an ... |
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 So I want to buy some stocks and sit on them for 40 years.....? |
| How do I do that? If I go on E*trade or something like that do i just have to pay the one time fee of $9.99 or 12.99 or whatever it is and that's it? ...or do i have to have some kind of ... |
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 Current stock market? |
| Can someone please explain what is causing so many gyrations in the stock market and what the current state of the economy is??... |
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Erica D | Why is saving money so hard? |
why is money so hard to save when you have about 50$ |
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librazone1948
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get yourself into a not buying mode. next time you are in a store and you see something you impulsively want to have just stop and think...do you really need it.probably not. is it going to make that great a difference in your life.again probably not.
Consumerism- buying things we dont need with money we dont have to impress people we dont know. |
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jvle28
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$50 bucks is good for a good outfit at the mall or a couple of small items that you need, meaning it may go by fast.
In order to save money, consider if you really NEED the item before buying it. If it's only a want, walk away however hard you want it. |
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Mrs. Grotts
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It's hard because society is constantly contributing to a basic human need, saying that you need this and that in order to be happy or to survive - and often times they are things we can do without. |
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ishop4dollars
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One easy way to start saving money is treat yourself like a bill, and pay yourself first EVERY PAYDAY. Even if it's only $10 a paycheck, start with that. Then, slowly increase over time as you can afford it. Don't think about it each payday, just do it.
The EASIEST way, if you have the opportunity, is by automatic deduction from your paycheck through your bank.
One other way is to open a Bank of America "Keep the Change" checking account. Every time you use your debit card, the purchase is rounded up to the next whole dollar, and the remaining change goes into a savings account for you. So, if your purchase at the conveniece store is $4.23, your checking account will have $5.00 deducted from it, with .77 going into your savings. It might not sound like much each time, but it adds up pretty quick.
Hope this helps! |
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Ron Berue
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Money is hard to save, because everyone else wants what you have - YOUR money.
AND most people aren't disciplined enough to save anything.
THIS IS NOT SPAM: I want everyone to know I DO NOT own any portion of this man’s estate, nor am I associated with him or any one else connected with him in any way. I am not part of the publishing company or an agent or anything else. This man does not know me from Adam AND I don’t know him. I know of him and the wonderful book he wrote.
You should buy a copy of this book:
“The Richest Man in Babylon” by George S. Classon Its very easy to read. Its very easy to follow. You can write in it. You can make notes in it.
All you have to do is to read five [5] pages - Let’s count
1 - 2 - 3 - 4 - 5 pages of this book - or any book - each and every day.
His message: Pay yourself first. 10% each and every time you get paid, pay yourself first!
When you get that $50 you mentioned in your Q, you shold save 10% or $5.
OR You can leave the book sit on the shelf, on a table or on the floor and let it collect dust.
Suggestion: Journal every day on your computer. What yo spent. Its purpose. What you learned and what you were taught. What to do and what not to do.
Thanks for asking your Q! I enjoyed answering it!
VTY,
Ron Berue
Yesm that is my real last name! |
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MoneyMonkey
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It is hard because most people do not live on a written budget, and do not pay themselves first - which means putting money into savings before they spend it on needless nonsense. Get on a written plan, and put Savings very high up on that budget! Have your savings taken out of every paycheck automatically and deposited in to a good growth stock mutual fund, or and S&P index fund and leave it alone. |
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speaker of unassailable truth
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It's hard to save because government is a protection racket, but they're getting nicer about it. Our money is backed by debt, which means that someone always has to owe someone else or else it all falls apart. That's why you have a "Credit" score but not a "Savings" score. Likewise taxes are higher than the old "king's fifth" but no one kills you for not paying them.
at a personal level it's hard for some people to save because they won't line up their actions with their intent. You can't save and be splurging on new clothes and $120 meals unless you are in the upper class. Just the way it works--saving implies some degree of frugrality, which sucks but beats not having any savings. |
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