 I need investing advice , Do I sell my house? |
I am only 30 years old and I own a house in another state with 100,000.00 dollars or more equity depending on the market.
We bought the house 5 years ago and it tripled in equity in 5 years now ... |
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 Will Goldman sachs stock prices recover or should I bail out and recoup with tech stocks? |
| I am 50% invested in Goldman Sachs, 25% in Apple and 25% in Schlumberger. AAPL & SLB are doing good but GS is in the dumpster . Anybody got a crystal ball??... |
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 I am looking for a life insurance. Which is better Term or VUL? I want to invest money also.? |
| I understand the VUL can earn money while covering your life. Is this the best or is Term better? I want tax deferring ... |
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 Would it be a good time to buy stocks now? |
since the market is down, can u buy some stock and hope the dow springs back up to what it was a few weeks ago?
im not good with stocks , so no stupid ... |
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 Do 100% Forex Traders Loose: Random Walk Theory? |
There is a school of through that belives that in stocks or forex trading you are 100% looser.
Please answer pro-data and logical.... |
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 Where is the best place to invest money needed BEFORE retirement? |
With smart money management, there's an outside change Hubby and I will be able to contribute enough to our 401(k)s so that we can possibly retire in our mid-50s.
However, retirement ... |
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 What is the best way for a young investor to invest $1000 besides CD's.? |
| I can save about $2000 each year and want to avoid low yield investments like CD's and savings accounts.... |
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 Is "selling short" meaning selling other peoples shares on a declining market? ? |
| & then buying them back at a low price & thus replacing them after making the profit! Is this not criminal?.... |
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 Could I buy stocks before opening bell at closing price? |
| Say I wake up at 6, and opening bell is at 630, Comcast closed at 20 dollars we will say, but over night it went up a dollar, would it cost me 20 dollars at 6 o clock or 21 dollars?... |
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 Highest paying job? |
| what is the highest paying job? what career makes you a billionaire except for an entrepreneur or someone who inherits money. what is something education can get you. if not a billion dollar paying ... |
|
 The stock market? |
| Hello, my name is Mario. Currently I am a student and at the age of sixteen. I was very interested in investing in the stock market and was wondering if anyone cuold lend a few helping words. I ... |
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 How do I get started day trading? |
| What books, references, and websites should I check out? How much cash to start?... |
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 Where should I open my first money market account? |
| I don't have a lot of money to start with- only 10% of my salary, but I am interested in starting to save. HELP!!!... |
|
 What are your thoughts on the Democrat's 401(k) plan? |
| There are fear-mongering media outlets saying that Democrats want to take away our tax breaks on our 401(k) accounts and force those of us who work hard and save for our retirement to pay an extra 5% ... |
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NAMELESS ID | Why would anyone pay a planner when most just recommend Mutual Funds? |
With some research anyone can pick a decent Mutual Fund.....Why pay an extra fee for someone to hold your hand? |
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floridagators519
|
many are clueless about financial investments and the routes to take. a finanical advisor can provide MUCH better financial advice or decisions (if they are good) and make you much more money in the long run. If you find a good advisor you should stick with them for life. Their fee will be marginal compared to potential returns. |
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doofuss
 |
People are either lazy, or don't have the time to do their own research, or they're just not interested. A planner is supposed to do the "asset allocation" and diversification.
Too oftern, they sell the client an insurance policy or an annuity or a high risk mutual fund with a heavy "load". The planner gets a fat commission and the client is skrewed.
People are much better off doing their own homework. |
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ekleinert
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it depends on your age - I am older so I have mostly mutual funds and CD's but if you are young you can certainly find good stocks to buy and research them
I see no need for a finanial planner |
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HKEast
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Don't even get me started on that sales industry.......The worlds largest "skimming" operation charging excessive fees and maintenace costs keeping the poor -poor.
The Government should have stepped in DECADES ago to shut them down!!!!!
ARGH!! |
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hightechchic
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The only time I recommend a financial planner is when someone has neither the inclination, nor the time frame to do their own research.
Financial education takes time. Not everyone is willing to invest that time. And most particularly when someone has a sudden, unexpected, change in their financial picture (like they suddenly got a windfall inheritance, or won a legal settlement) they may be paralyzed by the indecision just long enough to blow everything.
It's also not good enough to understand what you're investing in, you need to understand the tax implications of those investments. |
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Frank Castle
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Let me know if you can find a Mutual Fund returning over 90% annually every year for a decade. |
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bigfella422
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A good financial advisor can definitely add to your returns while reducing your risk! Most people don't realize that over 85% of their returns are attributed to asset allocation, not fund selection. A financial advisor can make sure you have the proper asset allocation, thus adding to your returns. Most people who are against financial advice have never worked with a good advisor. Like FloridaG below, Iagree that the fees are marginal when compared to the added peace of mind and return on investment. Search engines like Yahoo have a vested interest to promote no-load funds because that's who is buying all the advertising from them. |
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