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 Who is actually paying for the bailouts from the US Government?
Is it gonna be our future generation?

We are having bailouts left and right from the US Government it feels like they have enough money to buy the entire world if they want to.

I...


 What is the best kind of Investment for my money to grow?
...


 Are you concerned about the US dollar?
Iraq was supposed to cost 50 billion; now it's going to cost 200 billion a year. Isn't this putting the world awash in dollars and having an impact (negative) on the dollar's value?...


 Have $3k to invest and no knowledge of stock market. best 6 month investment?
...


 In your opinion what are the best books to learn investing?
i want to start investing i want some books to give me a head start what do you rec....


 Is it a good time to invest in precious metals?
Ive been looking at a precious metals mutual fund and its been doing really well for the past few years. Ive heard that precious metals are good to invest in during war time, and im pretty sure were ...


 Do you think there will be a rally in the stock market tomorrow?
Will Obama's announcements help (because we kinda of already know)? And also is the Fed going to announce a rate cut tomorrow?...


 Who's intersted to invest in Republi of Moldova ?
does anybody want ti invest in a good bussines offers ?...


 Is it a good time to buy gm stock?
...


 Is it wise to put 4k into a roth ira at the VERY beginning of the year?
...


 What is income NET?
...


 Who in their right mind is selling right now?
i dont get it........you havent lost anything until you sell.

selling now ensures your greatest fears are realized.
just hang onto what you have until the storm passes.....and yes ...


 Has anyone heard of www.Ausatriainvestment.co... and if so can you really get 303% return on money invested?
...


 I have a little stock investing experience and want to turn my $40,000 savings into $250,000 within 5 years...?
Is that a likely scenario for a young aggressive investor like me? Can anyone recommend certain stocks that will do that for me? I've seen charts for AAPL, GOOG and MA...and I could have easily ...


 Good idea to come back to the US?
So, I'm in Europe struggling to make ends meet. I want to go back to the States but am worried how the US dollar dropping in value will affect the job market. Any keen insight?
Additional D...


 Am I to optimistic to think oil stocks will reach $70-$80 a barrel in the next 6 months?
...


 What investment strategy is recommended for everyone who is invested in stocks in today's falling bear market?
We have our retirement investments with a large firm, but we do not know how to advise our financial manager as to what we should do today?...


 How do I start investing as a college student?
Is it possible for somebody with very little cash to start investing in college for their retirement or in general? If so, where do I go and who do I talk to about such things? Will it cost anything?...


 What is FDIC insured?
I have a investment brokerage account and noticed that they are trying to get me to FDIC insure my funds. What is that and is it worth it?...


 What and why are countries switching to the euro.?
this can start a ...



rob y
Would ETF's fit me?
I'm 16 years old and I have about $2k in my bank account. I'm trying a book experiment which is going to cost me about $500. I was interested in getting into stocks or a mutual fund but everyone has told me betting against the market is impossible and mutual funds may be too expensive for me. A friend told me about ishares and ETF's. Would ETF's be a good investment for my small amount of money? Where can I learn about investing in different countries and different American industries? Thank you!
Additional Details
My overall goal is to be financially free (as in I don't need a job to live) by the time I get out of college. I have about 6 years before this happens. My short term goals is to buy a good car senior year which is a little over one year. I have about $1500 in my account and if I can find an investment that is rewarding in terms of ROI than I'm interested. It's not like I'm looking for a get rich quick scheme where I need a million dollars in two months. I'm interested in building my small savings into a larger savings and then taking those funds into stocks, real estate and business ownership. Thanks
                     
 




SWH
Rating
Wow- you sound extremely mature for a 16 year old! Sure wish I had your ambition when I was 16.

You're definitely on the right track. With your $2000, either and ETF like DIA or SPY or QQQQ or an indexed mutual fund would be a good safe investment for you.

With your ambition, I'd start to learn as much as you can about the market. Start with your public library and look for any or all of the following books...
Get this book: Value Investing: From Graham to Buffett and Beyond (Wiley Finance) by Bruce C. N. Greenwald, Judd Kahn, Paul D. Sonkin, and Michael van Biema.

Another good book: The Motley Fool Investment Guide for Teens: 8 Steps to Having More Money Than Your Parents Ever Dreamed Of (Motley Fool) by David Gardner, Tom Gardner, and Selena Maranjian

Jim Cramer's Mad Money: Watch TV, Get Rich by James J. Cramer and Cliff Mason

Stock Investing For Dummies (For Dummies (Business & Personal Finance)) by Paul Mladjenovic

All About Stock Market Strategies: The Easy Way To Get Started by David Brown and Kassandra Bentley

The Motley Fool Investment Guide and their Web site (http://www.fool.com/).

How To Make Money In Stocks: A Winning System in Good Times or Bad, 3rd Edition by William J. O'Neil

Trading for a Living: Psychology, Trading Tactics, Money Management by Alexander Elder

Big Trends in Trading: Strategies to Master Major Market Moves (A Marketplace Book) by Price Headley

Buy Investors Business Daily. It has lots of tutorials and I like it better than the stodgy Wall St Journal.

Money Game by Adam Smith

Value Investing with the Masters by Kirk Kazanjian

The Intelligent Investor Rev Ed. (Collins Business Essentials) by Benjamin Graham. Warren Buffet was his student at Columbia.

The Money Masters by John Train

After reading some of these and applying the knowledge you've gained, you'll be on an even keel with the rest of us market players. Good luck to you and keep your eye on the target.
///


Money
Rating
Well i was in the yahoo directory and i was looking in a teen investors group and i saw one of your questions, it was the one you asked about penny stocks, but i saw that your question was already resolved, so i guess ill answer this one instead,.. so what is it that you meant by "a good investment for my small amount of money"??.. what is it that you consider to be a "good" investment when dealing with securities?? is it an investment that can make you alot of money in a quick time span, or is it a relatively safe investment that gives small amounts of interest annually each year?
well i personally don't really know too much about ETF's myself, but i'll try to help you anyways,..
But first you need to realize, what are your goals??
take awhile to think about it,... now you need to think about how your investment strategy can help you achieve your goals, will ETF's help you get to get from point A to point B, if not what would then? i previously read another post from you and it said " I've read many business books and one stock book dedicated to teens." well have you read any Robert Kiyosaki books?? if you haven't i suggest you run down to your nearest Borders Book store and buy one of his best sellers titled "Rich Dad Poor Dad" it's about how the rich think different from the poor and middle class, i think that it will give you an insight on some things, well i know you might of been looking for some specific answers but first you need to think out of the box and realize your goals first...


Thin Kaboudit
My favorite ETF is SPY ("Spiders"), which track the S&P500

SPY trades currently at about $150 a share, so you could buy 12 or 13 shares. The S&P has risen at an average of 9%, so your $2000 would be worth about $300,000 when you retire, even if you never invested another penny!


robin l
Hi, here is a collection of informative articles about investing. a free online investing tutorial for you.

http://www.investingtutorial.info/

good luck !

wish you make fortune from investing !


Qui Gon Jay
With your time horizon of 1 year for the car, I would suggest a savings account at ING Direct (www.ingdirect.com), or a PayPal account with the money market option. Waaaayyy to short term to invest.


Succes
Rating
Yes...

ETFs have a lower turnover than most mutual funds. As ETFs do not require active management and hold nearly a steady stream of stocks, there is hardly any portfolio turnover. On the other hand, many actively managed mutual funds churn their portfolio many times throughout the year, leading to recurring transaction fees on every purchase and sale.

ETFs have higher tax-efficiency than mutual funds. As against this, actively managed mutual funds, carry taxable short-term gains and distributions to shareholders.


chemicalcajun
There are many different ETF's to choose from and many have low fees. They are a little bit safer than stocks, and are focused more on how a certain sector does (i.e. energy, carpet, semiconductors, etc). I currently use Ameritrade for ETF and stock purchases, and they go into detail and give information on each of the ETF's available.


enoriverbend
Rating
You didn't mention how long you planned to hold the investment. This is part of how you determine whether funds or ETFs are better in your situation.

If you go to a broker that charges $10 to buy and sell, and you dedicate $500 to your experiment, when you buy, you will get $490 worth of the ETF, and when you sell, if the ETF has been dead-flat (unlikely), you would get back $480.

So you can see that frequent buying and selling chews into any returns you might get. This is also true for funds with sales loads, but not for no-load funds which is what most people would recommend.

But you are correct, the other factor is your small amount to invest, which would restrict your choices in funds (most have minimums over $500 for a single-shot investment.)

Choosing the correct investment is a broader topic and I urge you to read a lot on the many useful web sites that are now available, and books on investing as well.

Start with something like Morningstar's Learning Center

http://www.morningstar.com/cover/workshop.html?etfsection=Centers6

Or books like:

The Only Investment Guide You'll Ever Need
by Andrew Tobias

The Millionaire Next Door: The Surprising Secrets of America's Wealthy
by Thomas J. Stanley and William D. Danko

Anything by Peter Lynch particularly One Up on Wall Street


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