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 Im interested in buying stock..... any tips?
i want to try and get into the stock market and invest in something that is valuable and likkly to go up. i just am not sure what companies are better to go with, the ones that are already establihed?...


 Why did the stock market crashed in 1929 ? can someone give ten reasons for this.?
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 Any favourite penny stock site you'd like to share?
there are just too many of them, just want to know some of the more popular, favourite sites.

Thank you.
Additional Details
Yes, I know penny stock can be risky, but I don'...


 In the present market outlook, how much should be ratio between stocks and cash?
Please, from where can I get advices on the ratio at any time?
Additional Details
When do you think will be an upturn of the stock market?...


 Can my friends give me money to invest in my portfolio for them?
Basically I am wondering if I already have an account with a etrade/ameritrade/etc... and am trading with my own money, can my friends legally give me money to add to my portfolio and have me trade ...


 Does anyone know why gold took a dive this week?
It was $910.00...


 What is a Dividend?
...


 Looking to Invest in Stocks, but don't know where?
I've recently come into a substantial amount of money from a deceased relative. I would like to invest it into stocks that would give me the most bang for my buck. I was looking to buy stock in M...


 I'm going to invest 50000 for this job , is it original or fake please help me out,?
THis is the Email i recieved

We are going to inform you that our company had accept your case for the post of FRONT DESK . So please deposit 50,000/= (Fifity thousand only) in our ...


 How can i get RICH using 245$...??
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 If my future husband wants to invest in property, and I don't, what should happen?
I don't believe we're in a place financially to invest right now. We have a really nice apartment near the city and it's extremely inexpensive for the size. We both work and split ...


 What in the world is Forex Trading?
Can anyone give me the basics and then some on what it is exactly? If I have just a few thousand to invest, is this something I should consider looking into? Should I just play the market / funds? ...


 Is the pound going to keep going down against the dollar?
Do u think I should exchange money now for June 2010?...


 Where would we go to do simple stock investing?
I'm interested in investing a miniscule amount of money (around $1000) in the stock market just to get my feet wet. I'm in no way looking to make some huge profit or anything of the sort......


 How many canadian pennies are in an american dollar?
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 What is the best way of making extra money?
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 My Mom has her pension and investments in AIG. ?
What are the chances she will lose all of the money she has worked hard to earn throughout her working life?...


 Who is going to invest into the stock market now that it's crashed?
Just wondering who is thinking of buying low and selling high?...


 If I have $10,000 to invest in a CD or Savings bond, is it better to invest using one $10,000 or 10 $1000?
Are there advantages to separating your investments like that or is it better to keep them all lumped together?...


 Is 3000 dollars enough to start investing?
at least enough to make a measurable return?

also what would be the best market? should i go al DOW NASDAQ or should i mess with forex/ commodities as well? maybe a mutal fund?

...



wartyh0g
Would you rather have $2.5million now or $25k/mth for 10+ years?
The 2.5m would be after taxes. So essentially I am asking if you had an asset that netted $25k every month, would you be willing to sell it for 2.5 m net - if not what would you be willing to sell it for?
                     
 




curtisports2
Give me the lump sum today. The value of that monthly income is going to seriously erode due to inflation over the next ten years. With that much money to invest at this time when there are so many bargains out there in stocks of good, sound companies, it's an opportunity of a lifetime.


Sean
You would take the 2.5 million now and invest it. 25k now is not the same as 25k in 10 years due to the time value of money. Kind of like how milk cost .25 cents however long ago and now its like 4 dollars. A dollar today is worth more than a dollar tomorrow. What you would sell it for depends on the interest rate over the periods but it would be less than 2.5 million.


beancounter
25k/month would be about a 1.5% annualized return on capital. You could do a lot better investing the 2.5m. Particularly with investment assets (stocks, real estate, commodities, etc.) as cheap as they are right now.


BrianF
25k a month would be more then enough for me.

With that kinda money and a market in a recession some wise investment decisions in market adjusted recession prices you could easily live comfortable and make bank for your future.


Person
Rating
All investments are risky but with this kind of money, even a CD at a trustworthy bank will yield plenty. I bank with USAA (which is NEVER EVER EVER going under, so FDIC concerns of a deposit over 100k are naught; besides, you can have 25 separate deposits of 100k each), and they have a 7 year CD that pays 5% and you can have the interest paid into a separate account. With 2.5 million deposited, this will yield just over 10 grand a month. And that's for as long as the 2.5 million is in the account (ie, for LIFE if you want it to be), not just 10 years. I'm 25 and expect to live another 60 years at least, so that's 720 months of 10k a month or just 10 years (120 months) of 25k a month. At the end of 10 years, you can have nothing or have 2.5m in the bank and STILL be getting 10 g's a month.

(Yes, interest rates will change. THey could go up, they could go down. I'm assuming a constant 5%)


Antonio B
I like both the previous answers. 25K a month is plenty and I'd end up saving and investing most of it.

On the other hand, the scenario you described gives only a 20% increase on capital over 10 years. That's a very low rate and I know I could do better.

I would take the 2.5 million and invest it conservatively. I'd keep my personal expenses modest and keep most of the earnings reinvested.

A person could raise a family on that kind of money and live the grandchildren a very healthy trust fund eventually.


robe
Rating
No contest. Even with conservative investment, the front end 2.5 Million payment would far out-earn the monthly alternative. Not only this, one would have the money in-hand for family and dependent protection, vs. trusting others to administrate the future of dollars. As such, I would spread the funds among multiple firms for investment to further protect the money. So yes, I would sell the monthly asset for 2.5 Million.


xyzpdq
Rating
Take it now. The stock market has a lot of good deals right now.


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