Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 The new £20 note ?
Who would you like to see on the back of it ?...


 How do i build my money in a savings account?
young worker
1330 salary per month
750 in ...


 How would you file this?
I have ten categories to file using a system I found in a finance book. They call for 10 manila folders labelled 1 to 10.
1)Giving
2)Savings, Investments
3)Taxes
4)Shelter
5)...


 I need help earning money?
i know that i am just 13 but ireally needed money...i only got 5 dollars in my savings account..plus my parents won't give me money...are there websites or places out there where i can earn ...


 Money Help!?
I need to find a way to get $3,000 before Friday the 27th. Is there any free online ways to earn this kind of money if so please respond if I dont' get this I am going to go to jail and this is ...


 Mortgages how to help our daughter get one as she has been refused?
...


 What annual salary is currently considered in "poverty"?
If it makes a difference, in Texas....


 Im 15 and i have a paper route but i need more money any non perverted ideas?

Additional Details
Thesse kids do all the yard work in my neighbor ...


 What is the best way to get a $40,000 personal loan?
I'm not sure how this works or not but I am trying to get all my personal debt on one bill. I just bought my new condo a few months ago so there isn't any equity there. My credit score is 70...


 Can I cash it in?!?
Hi,

When I was in my last job I was given my payment in cheques. However I forgot to cash in one of those cheques due to a berevement going on at same time and all that. It just slipped my ...


 If you borrow money from the bank, do your return payments stay the same each month?
If a bank offered you a loan at 5% compounded monthly, does that mean your payments grow each month?...


 If i had some money to give to my children, how much could i give them without them paying tax on money given?
...


 Pay off credit card, or open a CD?
My new-year's resolution for 2008 was to pay off my credit card and then save up enough money ($1000) to open up a CD. Well, I paid off my credit card (finally) in the late summer, but ...


 How should I spend my birthday and christmas money?
1. Buy a new, cheap, decent phone. Have a Motorola L7 which is doing my box in.
http://www.sonyericsson. http://www.sonyericsson....


 When's the best time to ask for a raise?
...


 What is 35% taken away from $7,000.00?
What is the dollar amount after the 35% has been taken away from my $7,000.00? How much will I have left?...


 Where or what do you need to do with your money to earn the most interest?
...


 Make money online?
I need to make 4000 dollars online over the summer for school, any suggestions?...


 Should I declare bankruptcy?
I know that for my age, the question about declaring bankruptcy seems crazy, but here's my situation.....I'm 23, single, and currently out of work. Like a lot of folks in this day and age, I...


 What's the biggest rip-off you've ever come across?
I paid £15 today for two 1" black plastic covers to cover the roof-rack brackets on my car. I reckon they were worth 2p. Can you beat that?...



moirap
$1800 tax refund, should i use it towards car payment, insurance, or debt management program?
currently I have 15 months left to pay off my car.
car insurance payoff is $1800.
debt management is to be completely payed off in 2008.. around $5000 is left. OR should I use the extra cash on myself. what do you suggest?
                     
 




Richard H
Use it toward the debt with the highest interest. That way, you can pay more of it off. If it completely pays off the highest interest debt, then pay the next one down, too, and do this until you run out of cash.


hdoyle1967
Man pay off the car and get rid of one debt you don't have to pay and take a little pressure off your finances. You can use what you don't make payments with a little at a time to get something nice for yourself, but save for it and pay cash. It feels so good to pay cash for something and you know its totaly yours. take care Heather


shano 2006
Pay off whatever debt your paying the most interest on.


Celo
Rating
Pay off the insurance. That way, you have one less bill. The key is to take the money you were paying towards the insurance and apply it towards the car. Then, once that is paid off, take both those payments and apply them to the debt management. THAT is how you will ultimately be able to get out of debt. After that is done, instead of getting some piddly little something for yourself as a "reward," take the money you have been using on all three payments and do something GOOD. Vacation, big screen TV, whatever floats your boat. Good luck!


wilye21680
I would say to put aside $100-$200 to spend on yourself so you can enjoy it. That leaves $1600-$1700 to spend on debts. I would suggest not paying off the car insurance, but making the monthly payments on that. Put some extra towards your car and towards the debt management. Put more money towards whichever has the higher interest rate.


sunshine_today
Rating
$600 extra toward principal of the car payment. do not make future payments, apply that full $600 to the principal part of the loan and include that $600 with your regular payment and say it is to be applied to principal only. Why? It saves you oodles of interest over the life of that loan.

$600 toward your debt management

$300 in savings/IRA

$300 for you, you need to blow a little on yourself for being so good about applying the other money toward your long term security.


Raymond Y
Make your monthly payments on your car insurance. It is a non-interest bearing account, and is a scheduled monthly bill.

If your car has less interest applied towards it than your debt that is contained within your debt management program, then place the entire amount towards your debt management program.

Debt management programs are serious when it comes to your credit history. Being enrolled within a debt management program significantly lowers your credit score!!!

Rule of Thumb: When paying off all debts, always put extra money towards the debt with the highest interest rates applied towards them...

Check out the below link to get your filing expenses paid for you...


rgehron1031
Rating
i wouldn't pay off your car insurance, because that will reoccur. I would put $1000 towards your car, principal only payment! $500 toward your debt, you know that will be gone next year. and keep some for yourself. maybe put 200 toward the insurance, and buy yourself something nice!


comic book guy
pay down debt, especially if its high intrest like credit card debt.


grumpy0282
Rating
give it to me


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.064
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy