Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 Bankruptcy?
How do you apply for Bankruptcy, and ...


 How can I make money?
...


 So how can i become a Billionaire ?....?
can doctors be billionaires ? ... i dont care much for money in the first place but it's just a question ......


 How can i get my money back from lagos, nigeria?
i ordered a phone in ikeja,lagos, nigeria friday. i paid the exact amount including shipping and handling. he said i will receive the phone by tuesday. the next day after he got my payment he told me ...


 On a $32,000 a year salary, how long would it take to save up $10,000 ?
...


 Unusual ways to save money?
Could you guys please tell me some unusaul, and not so unusual, ways you save money? I am pretty good at saving money but sometimes feel as though I could be doing a bit better....


 Would like to know where in Nigeria can you cash in your money order?

Additional Details
Lagos...have somethere that wants me to cash their money order and send it back to them....now is that strange or what...i may think it is a scam to get my full name ...


 What do you think a family of 4 should earn per month to live / survive ?

Additional Details
I'm married and have 2 kids so 4 of us in the family and we're on welfare, we get $1246.00 + family allowance total $1800... plus we are deaf... hard to ...


 How do I get my first credit card?
I am 24 years old and I have been trying to get a credit card with no luck....


 How long do I need to keep bank statements,checks and old pay stubs?
I thought at one time it was 7 years,, is that still the rule. I have all my bank statements, checks and pay stubs... a lot of paper that I would love to shread!...


 Want to open a bank account but have a bad credit score?
...


 How can i earn cash on internet in spare time legitamately whithout being scammed?
...


 I lost my job a few weeks ago and can't find another in my field, savings are running out, what should I do?
There's manual labor jobs,but their pay are peanuts compared to what I used to earn. I'm thinking of moving back to my parents' house, am I a failure?...


 What are you spending your income tax refund on ?
If you got any back....


 Are most companies that promise prizes all scams?
companies that send promises of rewards for very little, how can I find out which are scams?...


 If I choose never to buy a home-- what will happen when I retire? See Details.?
Will pension and social security be enough to keep paying my rent?...


 What is a good way, to save money when food shopping?
I am 18 years old, and sometimes I do go food shopping for myself. I want to see, if anyone can give me ideas on how to save money, when food shopping....


 Why is it that when you go into a shop and pay for an item by debit/credit card?
the payment goes to them within a day or two sometimes immediately, yet when you go to get a refund for a faulty product, etc it takes up to and over 7 days for your card to be refunded!!!
A...


 Is it possible to negotiate with banks to reduce personal debt level and if so how do you get started?
Specifically with the Bank of S...


 I wanna be rich. Really rich. But how?
How can i get rich? I mean really rich. Not millionair, billionair! Please give me your tipps....



livlifelivs
£60 fine coz over overdraft that's well steep! can i get it back?
How do i get my money back from a fine i have recieved for going over my over draft? (yes i was stupid enough to go over it on more than one occation)
I have heard it is possible and would like any websites or contact numbers of people who can help me.
I have even heard that there is a company that helps you get your money back for a percentage.
would luv to get the robbin bastards back ! :-)
                     
 




Chocoholic
www.moneysavingexpert.com
lots of people are getting their money back.


MANC & PROUD
Rating
ring them and give them a piece of your mind tell them that you are closing your account and going else where.I did I didn't have to pay.The cheek of it.


goodfella445
Yeah just phone them and tell them your not paying, i done that and didn't have to pay!


Jono
Rating
I'm sorry to hear that you got stung with a hefty £60 fine. I hope this site helps:

http://www.which.co.uk/reports_and_campaigns/money/campaigns/Banking%20and%20credit/The%20ASBO%20campaign/take_recovery_action_559_75004.jsp


janetlouise24
The best website i have found for this is called motley fool, they even have letters drafted up for you so you just have to add your details. I sent it off due to the fact that i got a fine for going over my over draft and then a fine because the fine bounced due to there being no money in my account DOH!!


xfilian1
Go to this website:

http://www.govanlc.com/bankcharges.html

I know several people (including my gf) who have done this and it does work. There was an hour long program on Radio 2 about it the other day.


rosemary.a.pearson@btinternet.com
Rating
Hi. If you go to the WHICH web site you will find a link to their page, which will let you print out a letter already done by a solicitor and you just fill in the blanks, then send to your bank. As of from next month you will be able to sue any bank for charging you more than 50p per charge. I done this and got back all my charges plus £50.00 as a gesture of goodwill from Abbey National.
Rose


Pington
New legislation is that you cannot be fined more than £12 in charges by financial insitutions for any one 'error'. You should speak to the bank in the first instance, assuming these charges all relate to the same issue? even if they do, each one should not be more than £12 per fine.

Failing that speak to the CAB (citizen's advice bureau)


Mike10613
No, ask for an overdraft first. Unauthorised overdrafts always get a high fee plus interest. If your income goes over £10,000 a year including everything - get a higher overdraft limit and a few credit cards to fall back on.


A G
Rating
banks have charges for a reason so that you do not go against the rules however £60 seems a bit steep have a chat with your manager and see if you cant come to a solution together. you do not want to get on the wrong side of them as they may well cancel your overdraft and it sounds as if you need it


jenna p
i was just about to give you a great website when i saw the first person to answer already had done. This really is helpful.
There is actually no law that allows your bank to take your money therefore they have no rights.

Its just a liberty.

Get on the case straight away


snogger18
Rating
Somehow I was charged a total of £90 for being £17 over my limit and I was charged £35 once for being 0.47 p over the limit at one time.
I know most credit card companies are intending or already have started to reduce their previous charges for late payment fees or over the limit charges to somewhere between £12 to £15 - but banks are still charging amounts that are way too high.
Banks will just keep on being greedy pigs as long as they get away with it.


Gordon
www.bankcomplaints.co.uk
www.bankchargeshell.co.uk
www.bankcharges.info
thisismoney.co.uk/saving-and-banking/a...

Try these for advice..
Good luck Banks are Taking the p**s with our money


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy