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 Why do banks charge extortionate rates when you go overdrawn for just one day?
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 What are things I need to do now if I want to buy my first home next year?
Financially wise. My credit score is 748, how would I make it higher? I was going to buy a new car but that probably wouldn't be a good idea, right?...


 Wat will u do if u have 2 million dollars?
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 Proper way to split bills?
If boyfriend moves in Nov 5 and agrees to split bills when should he pay? I agree utility bills shouldnt be split until after he has lived there for a month, but should he pay half the mtg (for Nov) ...


 HELP!!!!! Loan needed?
Help!!!! loan needed?
My husband is in hospital undergoing a knee reconstruction and our only car has been reposessed. I now have no car until i come with the $1100 that i owe in back payments.W...


 Ways to make money???
i'm trying to get a Honda S2000....but all i have is $20 in my checking account...any advice to make money?...


 Tips on saving money???
Im such a big spender and it needs to stop, but how? does any one have some brill tips on saving money please?...


 How do I become a millionere?
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 Is it allowable to pay a credit card with another credit card?
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 My mom sent me a check for my 21st b-day for $400, but I know my parents can't afford it. How should I react?
My parents have run into some financial trouble and have not been able to finance any part of my college education and I have not asked them too. Unfortunately I had trouble coming up with the money ...


 Can i borrow money from my IRA?
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 Does anyone know of a way to cash a personal ckeck without having a bank account?
My in-laws wrote me a check from out of town, but I don't have a bank account....


 I need to buy something on the card without the parents knowing?
It's gonna be my parents anniversery soon, and I wanna get them something nice. But my paycheck go into there credit card account. So if there's a way I can buy them the present without ...


 What is the quickest, surest way to get rich??
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 If you have been bankrupt, where can you get a basic bank account?
dont have any paperwork relating to this - has been lost due to house fire. Dont know where to start looking for ...


 IS THIS A SCAM? company wants you wire funds from your checking acct?
has anyone ever heard of this company,they want you to recieve bank transfers to you checking or savings account and they pay you commission,and money per month you are asked wire money from your ...


 Where the best place to save money so you wont spend it!?

Additional Details
only have till the end of may to save it to ...


 What are good ways for stay at home moms to earn extra money?
In the suburbs of northwest chicagoland area....


 Am in need of 10,000.00 dollars. Will pay back at high interest.Can anyone help me?
Please no UK scams...I am ...


 I am looking for sights that pay you cash for surveys without having to payout ANY money.I am a mom of 4.?
I am a mother of 4 who really needs to work from home...I am willing to work online, however I cannot put any money out but need cash for what work I do....If there is any info on other ways to make ...



moorsman
A baliff called with a distress warrant and wants cash i cant afford or he will come and take goods i have no?
council tax debts have built up over last 6 years i was in an agreement to pay debt collectors 50 a week but lost my job now only have wifes income ballff called and threatened to take all pssesionsexcept clothes and kids stuff een if he took every thing we have it would not clear debt had to pay 720 to stop him he will return in 2 weeks for another 500 may take about half then will put us back on a payment pan total debt was nearly 4000
                     
 




Googlypants
should have paid the council tax then.

I was gonna suggest a payment offer would keep them happy - but if you haven't bothered to pay in the last 6 years then they probably realise you're just taking the p1ss


richard t
How long ago did you loose your job?..they don't come after one week....................couldn't get something to do..porter, mc donalds..........collecting bottles.............you have had time...ask your friends and relatives for help..........


cuffyn
Rating
You need to get in touch with the council or their accounts department and tell them you want to offer another payment plan because the previous one can no longer be kept to. Put it in writing keeping copies of everything. Also book to see citizens advice bureau, there are organisations that help people like you get out of debt. Do t straight away, get it sorted before the bailiffs put you in more debt.


Burnbaby
Rating
He can only take goods if you sign a 'walking possession' order.

http://www.insolvencyhelpline.co.uk/debt_basics/bailiff-guide.htm


John S
http://england.shelter.org.uk/home/index.cfm

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/index.htm


qasarasara
Rating
the new law is they can now come into the house when your not in so be careful


stormydays
Rating
If its not to late to be told this....DO NOT LET THEM IN

keep everything outside the property secure....sheds locked cars away from house.....do not answer the door....he will try about another 3 or 4 times before returning it back to mags court who will return it back to council......it is at this point that you need to start paying the arrears to the council which will prevent it doing full circle again

If its too late and he has already been in the home he can break in now. if this is the case he will list items of value from your house and ask you to sign the list (a walking possession order). He will go back to court for permission to levy your goods he has listed


firebobby
Cuffyn is dead right, get yo your local town hall tomorrow and lay your cards on the table and ask for a ressessment of earnings. In your present situation you may qualify for council tax relief. No good hiding from this it will only get worse, and every time the bailiff turns up at your house the bill goes up.
The very best of luck to you and yours.
Do it tomorrow.


DAWN J
see a solicitor.if they come back don't open the door as they are not allowed to enter your home without your permission.you should've sorted this out before now,what example are you setting your kids?


AUNTY EM
Rating
Tell them to take a hike - you haven't got it, tough poo for them. You should get straight back onto the council tax people and a)make sure you are currently getting anything you are entitled to and b)make an agreement to pay them. We did that and bypassed the baliffs completely. They are sharks feeding on the misery of others. Whatever you do, don't bury your head in the sand. And if possible, get to the Citizens Advice Bureau who can help you resolved this properly. The other problem is that you need to address these issues when they arise but I am sure you know that now! Some people have been known to move sentimental things of value . Some people who are naughty move them to a relative to look after. And they can take very little as you have children and so you must be left with a reasonable home and basics. They have to leave seats, tables, chairs, all the children's things and basically, they can't take your white goods like washing machines or computers if they are the 'children's' computer . Don't panic, and get it sorted asap. You will be fine and survive this. Good luck. Disclaimer - I would never advise anyone to do anything against the law. I am just saying what some people do.


Johnny
Don't sign anything
Try to make somekind of payments, direct to the bailiff without him attending the property (he will charge you.for the visit)
Try to contact the court that issued the warrant to get it suspended
Speak to the council, you should be entitled to some council tax benefit - or at least a 25% discount for being a one income house.
If the bailiff refuses to accept a payment try to make it direct to the council.
Start saving a few pounds in community credit union, after a few weeks you may be able to get a small cheap loan to pay towards the preferential (magistrates court) council tax debt.


gilt t
Go to CAB as advised and contact the National Debtline
The websites explains about the your rights in the FAQ's you my be able to get the Council to take back the debt with a new payment plan.
Tel no. free phone 0808 808 4000 Mon-Fri 9.00am til 21.00pm and sat 09.00am til 13.00pm.
Good luck hope it all works out well.
The National Debtline are experts and up to date with facts.
and new laws.


dazman36
Your local council will of given you the statutory 14 days notice of instruction for a baliff to attend your home that is when when you should of addressed this issue.
Each call a baliff makes to yourself you will incur a fee you need to apply to the court to vary the order by a N245 which can be obtained from the court. Also you will need for it to be accompanied by statement of earnings Ex160 there may be a £30 charge but if on low income less than 14k usually free and get a new pay arrangement in place.
Word of warning if you get the stop on the warrant and ordered to pay weekly do not skip it you will be in breach of a court order (contempt of court) can carry a custodial sentence and if for council tax you are still liable on release.
Your also entitled to duty solicitor on the day


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