spook542
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Pay bills.
You've done without the car for 2 years. Buying, in your words, a shitbox car will only bring more bills. |
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robert w
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pay off ur bills
u will get a return on investment of 6 -32% in the first yr.
2nd get a budget includ saving so u can buy a'newer' cash car next yr.
3rd adjust ur w2 form so u can get ur 'interest free loan' to IRS back every paycheck.
visit dave ramsey.com to learn hard lessons from others mistakes not ur's. |
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David M
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Pay off the debts. If they keep recurring, you can't afford the car, especially a ****box which you will have to pour more money into and fill with gas and buy insurance for. |
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justme
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Well, I can tell what you want! However, if all you can afford to get is a "shitbox" car, then you'll just be adding to your bills when it needs frequent repairs. Think of it this way, you've managed to do without a car for two years. Pay down your debts and try to save towards a better car that won't add to your frequent debt. |
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Dune
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It makes no sense to buy a hunk of junk, as you will be constantly getting it repairs.
If you know someone in the auto industry, they may be able to source something that will last two or three years. I had three cars, two of which were value for money.
The other one lasted 28 days, but for $100 it wasn't bad, and that gave me time for my mate to find me another goodie. I was also able to sell the old one for $50.
Pay off some bills, but buy some little perks for yourselves as well. |
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rooney
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car, soon you'll have to start working and you will need means of transportation. As long as you have a handle on the debt I would get a car.
I don't how it is there but here you can lease a car for less than $200 a month and a few thousand down. So you won't end up with a shitbox. |
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TNguy
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How have you managed without a car for two years? Then, if you can, keep doing that. Along with a car, you must have insurance, gas, parking, maintenance, tags, etc. Factor in those expenses. Pay off your debts that have high interest rates. |
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kiltboi
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Car = more expenses.
If you can survive without the car., pay of the bills, but DEFINITELY pay off the bills.
I have been where you are and have done the wrong thing many times... save and pay off debts anytime you can.
Debt and credit are evil.
BUT, if you must have a car, buy reliable, no frills...
Best of luck!! |
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MINDDOCTOR
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Pay off your bills, because the interest on the bills, when you figure it out, you are almost paying double for every thing that you owe.
Nothing like being free and clear of debt. (Good for the mind to know you are free of debt). Myself, if I have to use a credit card, it means that I can not afford the purchase. So I have no credit cards and if I really need something I will pay cash. If I don't have the cash then I can not afford what I want.
Then you can go back into debt, and purchase the car that you want. Perhaps after paying off your old debts you will be able to save a large down payment so that you will owe less on the car.
Minddoctor, France |
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Irish
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With that choice, pay off the bills. Old cars are a nightmare and will suck you dry of any extra money you may have. Only consider it, if you know a GOOD mechanic and he won't rip you off. |
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Veritas et Aequitas ()
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You lived without a car this long, just pay your debt. And also, you need to take more allowances or something because if you are getting a big refund you are just loaning the government your money for a year and they make interest on it. That's interest you could be making. |
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Mary Jo W
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pay the bills |
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TV
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Pay your bills and take new loan for the car, it will
increase your credit rate and also sort out your requirement of the car. |
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In The Details
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When it's a choice between X and paying off bills, then paying off bills is almost always the correct choice.
And I almost always choose X. |
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musicman47
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I would pay the bills you have out there! |
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dollarbillstack
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Your debt is as frequent as you make it to be. Sit down and set a family budget. You are drowning and it sounds like it's not getting any better. |
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