blue dolphin
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You sound like an honest person, who couldn't live with knowing you got something you are not entitled to. Go into the bank concerned (if it was a machine in a supermarket or shop get the banks name) Go in and ask for the telephone number of head office of that branch. Phone them and explain giving them the location of the machine. Tell them you would like to know how you can safely repay this money. Don't forget to get a receipt for any money you pay back.
I admire your honesty. |
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Darke Angel
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Sure are a lot of people answering with questionable morals. Not so amazing thought considering the standards by which many people now live. It would be honorable for you to report the overpayment to the bank where the money was withdrawn, regardless of whether or not you were debited the right amount. |
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Tracy L
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take it to whichever bank it was, i.e. if it was a tsb cash machine take it back to the nearest tsb branch. well done for being honest!! |
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shrdlu
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You can be sure the bank is aware of who made transactions and can figure out who was overpaid.
Your best bet is to return the excess. If the bank refuses the money then you are in the clear. |
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wildrose
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This happened to my hubby a few years ago, I would do the right thing and take it into your branch because they will know from the transaction log who has had the extra money. Do you really want the bank who you may later be approaching for a loan or mortgage to think you are untrustworthy? |
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Kentucky Dave
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Greed is one of the ultimate temptations.
Integrity is what you do when no one's looking.
If I found the money blowing around on the street, it's just as much mine as anybody's.
But this transaction of yours is well-documented, perhaps on videotape as well, so just waltz right in on Monday and hand it over. And tell everybody what you did, proudly & confidently.
It'll come back to you someday, my good man! |
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yahooyahooyahoo
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Well if you really wanted to pay it back you would go into the bank tomorrow and hand it in to a cashier. |
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charlie3127389
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not sure..if you have to...check the bank statement b4 doing anything....then you can keep the lot ...as the banks steal billions from us anyway!! |
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Rory
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go back to it again and carry out the same transaction and report it to the bank. then you will get half of that money and can keep the rest :D |
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colin -why?
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Among all the answers you have had on this question of honesty, here is another thought. You don't know if someone who works behind the scenes at the bank knows you, or one of your relatives----do you? |
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judoka
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Probally they will realize thier mistake and contact you. Now you will have the chance of not only being dishonest you can also be a liar if you choose. Now your on your way to hell so you might as well let go and do it all. Try adultery and shoplifting in a dollar store. If you decide to return the money get a receipt most people are dishonest or a little crooked |
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anthony.veitch1@btinternet.com
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Wait till they ask and get a bit interest on it in a different bank |
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Northern Spriggan
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The banks happily screw you all, your cowardice amuses me |
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Attorney General Candidate 2006
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http://www.bankrate.com/brm/news/forms/banking-atm.asp provides a form letter for use by the thousands of ATM users who have experienced excessive charges by the banks. I wonder what percentage of the depositors who were overcharged did not receive refunds because (in part) of the bank's expectation that you would not pay back the £10. It seems probable that the bank will not attempt to seek return of the overpayment because of the large number of errors which each bank has every day and a decision by the bank that it is not profitable for the bank to try to chase down and correct errors under a certain monetary level, such as £25, so the bank can focus on the more important errors. In the final analysis, after you have all the information, including any recollection of the times when the bank unfairly charged you a late fee or other charge, you may wish to do what is just and proper under the circumstances, perhaps with a letter to the bank explaining how you how settled some outstanding accounts with them. The bank would be required to expend far more money in dealing with the problem you present in your letter than the recovery would be worth, and more than likely your offer to discuss the problem would be thrown in the wastepaper basket (or deleted, if done by email) and your moral problem could be resolved. |
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allgiggles1984
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wooooooo...only messing. go into the bank and tell them! i did once. It gave me a crumpled up £20 note extra. If you're gunna be honest, they might even let you keep it. lol |
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steven d
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you fool keep it have fun its your lucky day |
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Bio Hazard
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What ,, are you nuts,,, |
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its me woo hoo
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you keep it and say nothing where is this machine lol |
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Beth L
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Are you crazy! Keep the money and say nothing...you dont often get something for nothing! But the bank will probably realise the fault and they will have the details of your transaction on the machine and probs take it out of your account!! :( |
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chris
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ssssh keep it |
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reggie
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You are under no obligation to pay the money back. Keep it, in fact go back again for more |
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