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rusti9999 | A mistake is made in the amount of a check (number amounts differ) can it be cashed? What amount governs? |
The numbers written on the check are $1,240.90 The spelled out amount is Twelve hundred and forty. Can the check be cashed and for what amount? |
 |
 
Answer King
 |
According to the UCC (Uniform Commercial Code) Article 3 - NEGOTIABLE INSTRUMENTS -paragraph 3-114L: Contradictory Terms of Instrument:
If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers.
This is the law. The bank would go by the handwritten words over the printed numbers. |
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Q.S.G
|
My bank goes by the written amount of the check. You may want to contact your bank and find out their policy. |
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AzOasis8
 |
It will be cashed for the amount that is spelled out |
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Robert
|
Legally...the check will be cashed for the amount spelled out. |
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DaMan
 |
When there are discrepencies on a check between the written amount and the enumerated amount in the box, the written amount prevails.
Good tellers are supposed to check BOTH the written amount and the amount in the box for agreement. However, in their hurry to service customers or in their sheer laziness, this does not always happen.
However, to argue over $0.90 would be a bit counterproductive. You would spend more time in red tape than the amount of the discrepancy is worth.
Good luck. |
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macki4
|
Most places will not,you will have to take the check back to who gave it to you and have another one made.not even banks will. |
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summerbabe20_1980
 |
Depends on the bank. I deposited a check that the amounts differed and my bank returned it to me. I had to have the person write another check. If they do cash it, it will probably be for the numerical amount. |
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whoknew
|
Somebody might accidently cash it, but it will come back and bite everybody in the butt.
You have to get it corrected first. |
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cinson1999
|
The banks will usually cash it for the amount of what is written first. In this case $1,240.90 |
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Pitchow!
|
It will be cashed for $1240.90, the numerical amount. |
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El Recio
 |
That is a good question, i think the numbers are the more important. |
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I love the flipflops
 |
Normally the bank/teller is supposed to go by the written amount. This is law and policy. Many times, however, the teller will not look at the written amount. I don't think your written and spelled amounts are different enough to matter. A larger sum would be a problem.
If there is a problem, the teller will let you know right then. Or at least they should. |
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