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 Why cant anyone accept my checks?
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 What to do when you need money fast to pay bills?
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 Really bad in debt,?
I'm really bad in debt and can't see a way out, I owe my bank £70 plus Sky TV £82. I have a ccj agaist my name because I did not pay a bill when I was 19. I'm really bad in debt and I...


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My guinea pig is sick, and I need to get money for his appointment. My mom is going to work over-time on Saturday, and probably get the check a week later. That is way too late. What are ways a 13-...


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I need to make about £200 within 3 weeks. What is the easiest way for teenager at 15 to make money???? ...


 Are bill collectors and solicitors allowed to call your cell phone?

Additional Details
Im in a hole right now and I am barely keeping my head above water, I plan on paying them back when I can... I know I have a responsablity to pay back money that I ...


 If you where given a $100,000.00, how would you invest this money?
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Whites are usually getting more money than blacks. Why is that?...


 I have a mortgage of 150 thousand should I pay if off?

Additional Details
I'm leaving the Army in 6 mos and I will be a nurse in CA. I've had the loan for 14 years at 6% I have about 170,000 in the ...


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 Need an unsecured loan for 7500.00 bad credit no out of country(USA)?
looking for a legitimate loan no up-from fees no insurance fees nothing like that will pay any ...


 I have been cashiers check scammed now im getting threats.?
this guy sent me a 4,000 cahsiers check way more than i asked for now im being threatened, heres what he said.



I will never be into Illegal things..Im respectful and R...


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mollysadler
After Bankruptcy how can you get paid by cheque?
I have a friend (really) who is going bankrupt. Once she has been declared bankrupt her bank account will be frozen, however, she will still be working and would have to have somewhere for her salary to be paid into.

Can anybody tell me how this can be done? She has already contacted all of the main banks and they refuse to allow her to open another account.

Please can somebody help.
Additional Details
I have already offered to have a cheque paid into my account, however, when the cheque is made payable to her (which it appears that the payroll office must do) apparently, you can't endorse a cheque now and pay it into my account. The problem would be made harder because in the near future, her company wants to pay the money directly into the bank.

Thank you anyway at the moment for all your feedback. Please keep your answers coming in because believe me she is having a terrible time and bankruptcy is a last resort. She has been left like this due to a cheating, weak, greedy spineless husband
                     
 




emrosscar
They have prepaid cards now that you can get checks directly deposited into. www.RushCard.com No credit checks..and it isn't an account..


Ding Dong
Rating
Look on the internet for "Basic Bank Accounts."
They are set up for people in this situation. Some have more features than others like chequebooks and debit cards.
My advice is to open a basic bank account before she goes bankrupt.

The lady below mentions pre-paid debit cards as they will allow the payment of salary. This, however is an expensive option as they charge you to withdraw money and top up your card.


Shin Chan
Maybe ur friend should check with the bankruptcy agency on this, maybe they can issue letter which bank will accept and open an account. After all, though declared bankrupt a person still need to work to earn money to survive or if god willing pay off the debts...


alatoruk
Rating
well what i didwas -

nationwide flex account opened after i went bankrupt. you can have wages paid into it, do direct debits, standing orders and online banking. oh and it comes with a cahpoint card. what more do you need from a bank account?


Little Bear
Rating
Hi, I have a friend in the same situation, she got her wages paid into her boyfriends account, then set herself up a post office account.


mario
hi, my friend opened an account with the co operative bank, also the nationwide building society.will accept her.


shortbreadtin
Rating
That's why bankruptcy should be a last resort - too many people think it's an easy way out of their debt problems and use it to avoid paying off their debts. Makes me very angry.

The only thing I can think of is for her to get her office to pay her by cheque and then go to one of those cheque cashing places - though they charge a lot for it.

What's the legal situation? Isn't she supposed to put her salary into the account?


Ellie
Rating
i don't quite know about that but for now she can go to one of them "cash a cheque shops" they will take a percentage not much, but until she has found a way too put a cheque in. Cant she open an account with the post office, i know you don't have to have a credit rating to open one up there. But I'm really not sure. Best Wishes Ellie.x

Edit: she could always get her boss to write the cheque out in someone elses name for the time being......


vangion
Rating
Take it to a check cashing store and pay 3%
I had a friend who had to do it for years

Or try Amscot (?)
That's where he ended up going
They don't have checks only a debit card so he can't overdraw again
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L Star
Ever stop to think that maybe it's your lawyer friend that's the jackass?


capricorngirl
Rating
You are obviously not in Australia, because this does not happen here. How do they know you are a bankrupt? You are not taking out a loan, you are using your own money. Bankruptcy is a long haul, no credit for 7 years, absolutely nothing not even a mobile phone contract. Think hard about it.


Tom v
Easy, you get a checking account and deposit her checks into your account, then give her the money...
*****DON'T GIVE HER ACCESS TO YOUR ACCOUNT****
Friendship ends when money is involved, so you keep leadership on this if you help her.


L*star*
Rating
I just e-mailed by BK attorney and asked him about bank accounts being frozen after a bankruptcy and he said he's never heard of such a thing ever happening. So- is your friend's lawyer a jackass? Or am I missing something? Did she file a Chapter 13 maybe?


evilgal94
Rating
I'm sorry but you can't have a current account for 3 years after you've declared bankruptcy. This means that your friend can only be paid in cash, as cheques, direct debit, etc need a bank account.


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