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 How can a 13 year old make $5000 in 2 months?
I am 13 years old and want to learn piano. I need a piano, but parents won't pay for it. Is there anyway to make 5000 fast? As fast as possible would be good(: Thanks. Forget walking dogs, lawn-...


 How much do you spend on groceries/household items in a month?
My husband and I are starting a budget & we were discussing how much we should put aside each month for groceries (food, baby food, formula, diapers, cleaning supplies, toiletries, etc... ...


 Do you think that CD rates will go up very much between now and a few years from now?
How much do you think they will go up? Do you think that inflation will go up too so that even if they do go up it won't matter much because inflation will be eating away the gain?...


 If I'm signing up for a checking account that is ONLY for my financial aid, which overdraft policy is best?
A. I want TCF National Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions

B. I do not want TCF National Bank to authorize and pat overdrafts on my ATM and ...


 My bf is so mean with money. He has a great job and owns his house but he won't help me pay my gas bill?
or my electric or my rent anymore.He just sprung it on me today, with no warning.
He says that after three years I should be able to afford it myself now.

Granted I am earning pretty ...


 Taking a loan on my 401k...need help?
I had planned on taking a loan on my 401k to pay for some unexpected expenses. However, my company is being sold and the sale will be complete in July. I have a couple questions regarding this. O...


 which online surveys are legit...and how is the money sent to you?
im thinking of trying it out but i want to know which ones i can trust and which to avoid? plus how is the money sent to you. if you dont have paypal do and how you have to set it up?...


 Why do you have to pay to declare yourself bankrupt in the UK?
I don't intend to ever go bankrupt, but is it just me who thinks this is a mickey-take? What if you can't afford it?...


 TD Bank- Debit card- automatic withdraws?
Can you create a new debit account, deposit a check, and use your debit card all in the same day? or do you have to wait one day for the check to clear?
Additional Details
just checking.....


 How do i convince my parents to let me withdraw £600 from my trust fund.?
I am 16 and my trust fund is for when im 18 but my parents have access to it.
I am going to college in September and one of the course requirements(photography) is to have an Apple Computer.
...


 what does CD stands for in CD secured loan?
...


 how can you make money off of taking online surveys?
is that a scam? how can they send you money if they dont know ur billing address and etc.
plz help me. ...


 Bank of America ATM took my card?
I entered the correct pin number, and it is not expired, I had plenty money in there. Tomorrow morning, I plan to go to BOA and ask them my card back, will I have any problems?
Additional D...


 Bankruptcy in the UK?
If you go bankrupt and all your debts (like £50K in loans and credit cards) are written off and your home is taken from you, what ELSE can they take? The person I am asking for has a car worth ...


 utilities???? how much to plan for! !?
I just bought a 1400sq ft row home. Two people will be living in the home. How much would you estimate water sewer and trash? There is a brand new central air how much to estimate electric? L...


 Whats the difference between saving and current account?
Whats the difference between saving and current account?...


 Chase banking... a refund hasn't hit my account yet?
i haven't got my refund in my account from JC pennys and i've contacted them and they say talk to my bank but their closed. it should take this long. right??

it was on the sat. 29...


 What are good ways to earn money?
Ok I am 12 and I am on summer break. I want to make some money for my family to have a vacation. My grandma is paying for most of it but I really wanna help and pitch in some money..... problem is.......


 How are the £ and the Swiss Franc likely to move relative to each other in the next three months?
...


 what does 2500 discount with 5.9 financing mean over 4 years?????
Please help! This is driving me crazy! 10 points to the best answer....



daydawne@ameritech.net
Am I able to get a heloc while unemployed?
I am currently unemployed and in a bad financial situation. I currently own my home with no mortgage, or loan on the deed. Is it possible for me to get a home equity line of credit on my home in order to help with my financial situation?

And yes my credit is not very good. It's only in the low 500's.

Without being rude I would like an opinion
                     
 




knowitall
Rating
Without being able to show an income, the chances are very slim. 500 makes it even slimmer. Can you get a roommate?


Common Sense
LOL. No, no job=no loan. EVen if you had one your credit score is a deal-breaker.
How would you pay this money back? It appears you can't.
Sell the house.


STEVEN F
The single most important number in determining if you qualify for a home EQUITY loan is home equity. You said nothing to suggest you have any. The normal rule is the total of you mortgage AND the equity line can't be more than 80% of you home's value.
The second most important number in ANY loan is the ability to repay. With no income, you have ZERO ability to repay.
Finally, your credit score is in the BOTTOM 25% of all possible FICO scores.
Your only chance at a HELOC would be if the bank WANTED to foreclose on your home. IN the current environment, they don't what to foreclose on the homes they have no option NOT to foreclose on.


David M
Rating
Low 500's is not a good credit score. And being without a steady source of income makes it next to impossible to borrow money. Your best bet might be to sell your home and rent. Good luck.


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