 Are you a saver or a spender? |
Would you consider yourself to be frugal?
If so do you have any tips? What with the credit crunch at the moment and promises of worse to come any and all help is appreciated! I do wish ... |
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 Is there anything free in USA? |
| OK here in USA you have to pay for everything I mean literally; almost any where you go you have to pay for parking, million fees to names some DMV, Banks, late fees,different taxes, lots of things ... |
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 I have been offered a secured loan of £10,000 - brokerage fee £1000, arrangement fee £250 - is this bad? |
I find it would cost £204 per month, APR variable 13% - so it looks like I could be charged 18.5% interest any time they say.
I remortgaged my house in November and my bank manager said if I ... |
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 What do all these kids need so much money for? |
| Everyday i come on here and see some kid 13 or younger asking how they can make hundreds of dollars fast. When i was a kid, i was only trying to figure out how to get an extra 15 dollars for the ... |
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 Current employer overpaid for 15 months, have to repay? |
| My hubby's current employer just recently found an error in his paychecks. For the past 15 months, he has been getting paid $30/per week extra ($1800) and they told him that he has to pay it ... |
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 How can i make money online without spending money? |
My wedding is in 6 months and I really need some extra cash to get close to what we want, it would make us(?me and my fiance') a lot better
Additional Details
Well not only online ... |
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 Could you love on $ 5.15 and hour? How many people do? |
Additional Details
I meant live on! LOVE is on my mind ! SORRY!... |
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 Financially broke and need some advice? |
| Basically, my husband works, but doesn't make enough right now. I have a child who needs the necessities (diapers, food, etc) and I can't get a job, because daycare costs more than what I�... |
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 Should i lend him the money? |
| i am going off to university in september and living in residence that is 4 hours away from home. my parents had no money saved up for my education (tuition fees, residence) so i had to get a loan ... |
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 Why do banks charge extensive amounts for charges, does it really cost £30 pound to send just a letter out?? |
| I understand that this is a way in which they will make there capital, but it is so unfair on the customer. Day light robbery !!! To be realistic, what could this amount cover? maybe the lunch and a ... |
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 I am thinking of taking $10k out of my IRA to pay for a car. I will be charged a %10 trans. fee. Is this wise? |
| Taking out this 10k will involve selling stocks. But my car will be completely paid for. What should I do? (I'd have to finance it @ 6 percent anyways with the dealership)... |
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 What should i do with my money? |
| i got $ 25000 i have to pay 16000 but what should i do with the rest, get a crappy car, get clothes save it or travel!!!... |
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abluebobcat | Any tips on saving cash? |
I need to live on a budget of £100 a week for one month and was wondering if anyone had any tips on saving my cash over the month. |
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Neil M
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Buy a huge bag of potatoes and Pasta - very good food, and very cheap |
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dawn18417
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stay home and eat grilled cheese.no clubing or eating out.Drive slower this will save you money. |
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PhD
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Sleep a lot, keep warm in public libraries, lose that weight you always wanted to by eating less! |
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Geolove
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withdraw 100 pounds, and keep your card where you cant reach!
may be in another city with a relative or friend u trust.
If you dont have no one to trust with your card, then dont move with it.
Get 100 out and keep the card far away as u can!
and buy all you need for a week, so that you dont come up shot in the middle of the week to tempt you bring out the card.
Ohhh..... and cook your own food! dont buy ready cooked food! |
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Tammie
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Its tough but it can be done so here are some ideas...
Buy food that is filling and can be made into many things...Potatoes are a good one, you can make mashed, baked, home fries, and potato chips for a few ideas. And if you make potato chips you wont have to buy them! Pasta is another good one to buy that is cheap and filling, you can put anything on pasta and it will fill you up quickly.
Walk to where you need to be when you can. I know sometimes its impossible to walk (IE. its to far) but the times you can you will save money on gas and a little exercises doesn't hurt anyone.
Cut coupons from Sundays papers...I know very few people do this anymore but it does save and is helpful.
Drink water more...less soda or more expensive beverages.
And sadly going out and hanging out is not going to happen for a month....BUT if you are serious about this you can do this and what you get is a huge reward!
Good luck and happy saving! |
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CAPTAIN BEAR
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When you about to buy something think of money and
whether it is worth it or whether it's absolutely necessary.
For example, clothing, toys whatsoever. |
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KEMC
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put it under ur matress |
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myswedish1
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cook yourself and make enough for the next day....make less phone calls....walk instead of driving.... |
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Daniel H
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Give it to me. I'll hold it for you. |
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Kitty
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Check your prices at the grocery store... It is amazing how some don't even compare prices with brands when the taste is the same.
Get out the sweater and turn down the heat.
Get out the bicycle and park the car.
Turn off the lights, no reason for people to have a light on in every room but as I just returned from Europe, I found danm near everyone leaves the lights on all day even when they are not home. What a waste !!! |
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Mizz Julie
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dont spend it |
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rohitk2000
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Yeah I know the answer..
Give it tuh me ..ill save it for ya ;-)
My phone numba is simple ..its 100 |
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kezz_wales
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open a separate account and arrange it with the bank so they won't allow you to withdraw any money out of the account until a certain date. |
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Hayley
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think about what you need and what you don't need when you are shopping, make your own meals rather than go out or buy them ready made in shops, find something interesting to do with your evenings that doesn't involve spending lots of money. Maybe have a look at what you are spending your money on, and think about what you could cut down spending money on. |
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summermars
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make your lunches (don't buy them at work). Make dinners that last a couple of nights. Things like chilli/spag bol/casseroles etc. Give yourself one night out at the weekend with a budget. Don't go out Friday AND Saturday. I find having the actual cash as well helps. So you know this is what you've got to spend, and you can't go to the ATM and get more out til the weeks up. good luck. Saving money sucks. |
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Rahul
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Few harmless tips
1.Eat at home
2. Do not travel much
3. Do not go to shopping malls or online shopping sites.
4. Do not attend B'Day parties
5. Do not gift
6. Accept gifts from friends
7. secure your loans |
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INACTIVE
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There are people living on less. Only you know what your priorities are. You know the obvious ways to spend less... buy only what you need and put off luxuries. Compare the value of things you need to spend on... is it worth it? Only YOU can answer those questions when it comes to saving or spending. |
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jojitsui
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Take lunch to work with you, try and eat dinner at someones house (parents are great for this) If you are on pay as you go don't top up your phone, try and get lifts where ever possible or walk instead of using the car or taking a bus. Give up your morning coffee/choc bar. use 2 4 1 offers, buy in bulk from super market and make cheap meals like pasta bake etc. how about holding a boot sale or selling some things on ebay to get more money ?? |
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