 How do you make a bit of money on the side right now? |
| I'm 17, and I have a part-time job. But I broke my ankle recently and haven't been able to work. I go back on the 11th of January which is too late to be paid on January 25th. This means I ... |
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 How does bankruptcy work? |
How would one go about filing for bankruptcy, and what should they expect to happen?
I lost my job and am now in debt about $10,000 worth of hospital bills, and $3,000 credit cards.... It ... |
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 Which of the two is worth your money? |
a.) spending time buying and or collecting designer flip-flops
b.) saving your money for something like for buying useful things such as food.
for me, the second choice is.
... |
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 What would you do if.......................... |
you exchanged houses with someone and almost a year later you have a letter delivered to your new house saying they have applied for a provident loan and it has been accepted, at your address?????
... |
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 How can you make a lot of money fast? |
| of coarse without doing anything ... |
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| Is it pointless to try to save money when you are trying to pay off debt? |
| I am in the process of paying off my huge credit card debt, and It seems like it makes more sense to just throw as much money as possible at that rather than to stick some in a regular savings ... |
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 I Work with cash in my line of employment. IF I took some home with me and covered up the figures.? |
| What will happen IF I got caught. I am not talking about the great train robbery I am talking £20 per day (£100 per week) This question is hypothtical (of course) It is a large ... |
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 Please:: what financial help can you get moving in2 Ur first home !!? |
| when u have'nt got much money and no family or anything to help you. as iv got to leave my current ... |
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 What do i do with a check i got for my birthday? |
i am 17 years old. i got a couple of checks as a birthday gift, and i was wondering how and what do i need to cash them in?
thank you.... |
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| What can I do if a bank is asking me to pay for an $8,000 loan that I never received a penney of? |
| A "friend" I knew worked at a local bank. He asked me to sign up for a checking account. I agreed to sign up for it. I signed the paperwork that he told me to sign. Six months later, the ... |
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 The best stradegy for paying off my credit cards? |
i have 4 cards to pay off. i really want to get they all paid off so i can start saving my money. here is what i have, i don't know the APR off the top of my head:
card 1 - 650
... |
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 How to get out of Credit Card Debt? |
| What is the best way to get out of credit card debt. We are not filing bankruptcy. Please, helpful advise only.... |
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| How can I get my husband to stop using credit cards? |
| Before I got married, I NEVER used my credit cards. I had them strictly for emergencies only. My husband has always used credit cards to buy everything. He has never been good with budgets. He uses ... |
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 Can I deposit cash into someone's bank account at a different bank? |
| If I bank at Washington Mutual and my friend banks at Bank of America, can I go to a Bank of America with CASH and deposit it into his account? Also, how much of his information do I need to have? W... |
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tay i | Anyone who can help me on savings planning ? |
take note that I have already married & a family of 1 child .
My husband & I total $3,000.00 salary a month . How to save ? |
 |
 
j dub
|
Have you tried a 90/10 budget? As soon as your paychecks arrive, immediately take out 10% and turn it into a savings account, and use the rest for expenses. Also try to lower expenses. Our family decided to go to a cheaper grocer, and we ended up consistently saving over 40% on food costs. With your saved money, look for high-yeild savings, or put your money into Certificates of Deposits (CDs). If your cost of living is high (such as living in a city), you could consider downgrading the 10% to a lower number. I hope this information is of help to you! |
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evelyn_01
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Open an joint account just for saving. Of course need two signatures then can take out the money. Don't take the atm card.
Every month, put a 5% - 15% saving from your total income into the account. The percentage of saving its depends on your expenses, deducted the housing loan, billings, schooling. But at least a 5% saving will be good. |
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ldsmama
 |
Try contacting Primerica Financial Services. They are in the phonebook and have a website. Their services are free and they will give you a complimentary Financial Needs Analysis to let you know how to become debt free and financially independent. This FNA is completely based on you, because your goals and dreams are completely different that anyone elses. They have a variety of investments to choose from. Good luck |
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Sharon T
 |
You can get in touch with Ameriprise Financial. The representative there are insightful and can help you plan for your families finances. I recieved a Book from then Called a "Dream Book" which teaches you how to make goal for what you are saving for and give you information on the type of plan they offer. Call and ask for Patti Verna 1 610 825 9055 if its in your area if not call and ask for the office in your area. |
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Ren
|
I have a Roth IRA that is set up to automatically come out of my savings account for $50. I also have $50 a month automatically come out of my savings for my niece's education plan (529 or something like that). I use TRowePrice, but there are others out there.
I just suggest the automatic payment because I don't miss it and it slowly adds up, also if you don't want to pay it one month, you really have to go out of your way to get it stopped, vs just not writing a check.
Check out your local community college for continuing eduction classes on personal finance. It would be worth the time and money to take a personal finance class, or a class on different investment types.
Good Luck |
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CowboyBill
 |
Boy, do I have the answer for you.
www.daveramsey.com
He is not a scam artist, the program really works and you can listen to him FREE on the radio everyday. If you enroll in the program you will find it is quite reasonable, there are no 'hidden' fees or scams, you can attend for life, it is NOT a get rich quick system and it really, truly works.
I'm here to tell ya. |
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Ameesh D
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ok. go to emigrantdirect.com. They have a wonderful savings plan known as the American Dream Plan. It has a 5.15% APY interest rate. It is strictly online...so there is no overhead...and therefore you get a higher interest rate.
You basically link your current checking account to the EmigrantDirect Account. You keep the money in the online account...and it builds interest...and whenever you need money...you just transfer it back to your checking account. It is very very easy to use...and the security is phenomenal.
Believe me...it looks like a hoax...but it definitely isn't. I have recommended it to all my family and friends.
www.emigrantdirect.com
Also...if you want...get a Certificate of Deposit (CD) with a bank such as EmigrantDirect.com or Etrade. Discover bank has the highest CD rates in the market for the time being.
I'd stick with the simple savings account though.
Have fun! |
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Tan D
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To draft a saving planning, there are much more need to know bseside the informations given. I am ex financial adviser, probably you want write to me, I will tell you how. |
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stone
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Depending on where you live, $3k/month isn't a lot, but please know the rewards are great if you begin saving even a little, now. Payroll deductions are a great way to stay disciplined. Your employers might offer a 401k retirement plan, in which they'll match a portion of whatever you are able to sock away. 401K's are good too, because in many cases, you can tap that money for purchasing a home, and possibly in the event of an emergency.
good luck..!!! |
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Hoa N
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It is tough on that salary. but first step, save 1000-2000 for cash emergency in case your car vroke down, your house need to be fix,or your child need doctor appointment and you don't have to use the credit card.
spend less than you make. try to differentiate from the needs and want
need: food,gas,insurance,rent or mortgage
want: latte, fansy cloths,fansy cars, cable bill,satelitte, just used regular TV and DSL or basic
Set aside 10-15% of your pay to 401k at returement at work. In the meantime, try to learn how to invest the right way
I can do it, so can you
Yes you could learn invest by yourself. it is your money, you should know how to do with it. for starter check this site out.
http://www.pathtoinvesting.org/index_fla...
http://www.stockcharts.com
>...http://www.streettalklive.com>... university. a lot amount of information. It will serve you well
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:
fundamental analysis==(economic data,finincial health, management, business model, competetion)>>what to buy
technical analysis==(chart+indicator)>> when to buy
Sentiment/schycho analysis==>>mood of investor, Contrarian point of view.
Market cycle===>> check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live
At the age of 32. my 401k is amassed 73,000.00 and 30000.00 in taxble account. by follow simple rule |
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winkcat
 |
this is a simple answer but it has always worked for my husband and I--27 years. Give, give, give. As you give you will also receive. When it looks like we need more money we gather up good clean clothes and items to donate. We find the problem is always resolved. Sometimes in very unexpected ways. |
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