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 Does anyone live from paycheck to paycheck?
It seems like I make enough money but I can NEVER hold on to it!!! Help?...


 How do you avoid spending too much over Christmas?
The festive season is upon us, and for most it means overindulging, overeating and overspending!

How to you keep your cash flow under control at this time of year?

-Yahoo!7 F...


 Does money make you happy?
...


 I have written some cheques out from my account.?
Trouble is I have no funds available and am already over my limit.

What can my bank do about this, and is this technically fraud?...


 I have received mail from equity bank of nigeria limeted inlagos telling me that i won 400000$ from australia?
telling me that i win 400000$ from australian lottery signed by mr. andrew kemaa asking me to send 400$ to mr. charles obichere , is it true or just atrick please tell me ...


 What would you do if your heating bill was more than your income?
...


 If you get a gift of $5000.00, is it better to pay off debt or put it into savings?
...


 Is £1000 a month enough for someone to live in reasonable comfort in london?
Im talking owning a basic car, going out weekly, on top of all other that comes under comfortable ...


 Debt problems!!!!?
I have debt problems currently owe £9,000. I have for the last two years not been in a position to pay any of these debts but i have recently got myself a good income and i am finally able to start ...


 When I use my debit card at the supermarket to pay for groceries why am I asked "debit or credit"?
Does that mean that I will get a bill from the credit card company that sponsors my debit card? Why use debit? Why use credit? Is there any advantage or disadvantage to using either?...


 Will I survive?
I'm really bad at saving, what's the best technic to save money????...


 What's the best way to get out of debt?
Are there any companies you can recommend?...


 What's the fastest way to make a ton of money?
Besides winning it and stealing it, is there a way to make money fast?...


 My bf (soon to be married)asked me to pay off his debt of 21k what should i do?
we are both in our late 30s and make about the same amount of money.but 5yrs ago he went thru a nasty divorce which left him in debt.the reason being is he allowed his exwife to make him feel guilty ...


 What are the best ways to make money online?
I mean, free ways to make money online. Like...survey sites that you have actually tried and they work. Please help me. Thanks....


 Based on your own finacial background, what advice do you have for an 18 year old?
I just turned 18 years old on January 11th and I was wondering if you could give me some finacial advice. I know alot of people have many finacial regrets this day in age. I have no car and I am ...


 Why do rich people brag about what they earn in a week?
likesimon ...


 Whats the best way to earn extra cash from home???
...


 I am going to receive a $10, 000 gift. Should I put it in the bank and let it accrue interest (4.75%)?
Or should I use it to pay off my car loan? Which would be more beneficial? I am paying about 6% interest on my car loan, and I have a balance of 15,000 over 4.5 more years (about $400/month payments)...


 I need ideas on how to save up money?
everything seems to go really well one minute then really bad the next and am talking about money here. What I dont get is my spending, bills, nursery fees, wage etc is all the same (comin in and ...



PoshPaws
Are Scottish Bank Notes legal tender in England?
I've been paid by mail order (no, not Ebay, lol) with a Scottish £20 note. Do I need to take it to a Bank to change it for an English one, or do I have to send it back and ask for an English one? I'll bet I can't pay for my shopping with it! :)
                     
 




break
it is legal tender, most places will take it, but you can always do what I do with left over notes when I've been in scotland..... I buy a stamp from the post office, who will happily take the money and I poket the change (normally in good old fashioned,everybody will take it, English coins and notes). This gets over the 20 minute discussions at the check out with whether it is legal or not..... Just thought about it, you could always deposit in your bank and then withdraw the cash from the cashpoint machine that would save you the price of a stamp!


michaelizdabest
nope it dont matter all the money in the uk the same but england dont accept £1 notes which are stupid anyway


Will M
It is legal Sterling Tender, for a shopkeeper to refuse it under grounds that it is scottish, is against the law


cooldaddyhot
Yes

I work in CHeltenham but fly to Aberdeen regularly
I end up with some Scottish notes
They are perfectly legal tender its just that some shop assistants dont recognise them, so try them and see

By law the shop must accept them


Weatherman
Rating
If they have the word STERLING on them they are perfectly legal tender in England.

If it's not there take it to a bank and they will change it for you.


Dominique M
yes its a legal tender. I never understand why people dont get this. its pounds sterling.


rayshields
Rating
TECHNICALLY, the only legal tender in the UK is the ones issued by the Bank of England. However, TECHNICALLY Credit cards, debit cards and cheques are also NOT legal tender. English bank notes are also not legal tender in Scotland. However, all of the above are legal currency (Theres the difference)

Realistically, it is accepted anywhere in the UK, its just that as said, some places in England are not so used to seeing it that they are worried it might be a forgery and hence might refuse.

Most nationwide stores and chains will accept, but just take it to a bank and swap if you are worried.

Personally I have walked out of any place Down South that has refused my money - only been about 3 places tho and one was a restaurant so they HAD to take it or they didnt get paid :-)


BUDDXX
Rating
stores will not take scottish pound notes they should take others 5 10 20 and so on but you may find that are some stores might not but SHOULD TAKE THEM


Andrew O
Scotland is part and parcle of the English, there is a bond between England and Scotland. This is legal tender in England and you can spend it.


ovanbilsen
Rating
It's legal!


Don't Panic
Rating
You should be able to use it- if you're unsure I suggest you take it to a bank.
Perhaps a branch of the Bank of Scotland?!


nettie
Yes it is legal tender, but you will find that they are not always accepted in England.

When my Grandchildren who live in England have birthdays, I always ask for English notes at the bank before sending them birthday money.

However most supermarket chains accept Scottish notes.


keefer
Well imagine what would happen if the Scots refused to accept all those English notes that tourists take up there giving the reason the they were not legal tender in Scotland??
Many banks in England used to issue their own notes, but they made such a balls up of it and got into such financial difficulty that the Bank of England had to take over. In Scotland however, the banks there had a greater sense of financial probity and retained their ability to issue their own notes. They all say on them they promise to pay in pounds sterling.


angelcake
Rating
Provided it says £20 Stirling on it it should be accepted anywhere, but a lot of little stores won't take them ASDA will.


mehere
this is so annoying. i am sick of going on holiday down in england and my cash being refused. i have a business here in scotland and i have never refused an english note. why cant your lot not do the same


helen g
It will be fine. It says Sterling on it, so that's all they need.


JOHN M
Here we go again try looking at a map of Great Britain cos the last time i looked Scotland was still a part of it but if you do have a problem paying for your shopping with it send it to me and i will give it a good home ie a good Scottish Pub.


Ladyfromdrum
All Scottish notes (apart from the £1 note which can only be used in Scotland) must be accepted in all parts of the UK, but they are not legal tender as such. Only notes from the Bank of England are legal tender.

However any shop refusing to take a Scottish £20 note is very ignorant and totally out of order though.

I used to work for Sainsburys and we always accepted Scottish notes.


swoodleybird
Yes they are u can use them anywhere - tesco, asda etc


scallywag
Rating
I think they are but to be on the safe side, take it to your bank.


jayktee96
Rating
Its worth £20.00 anywhere, but someone who's not seen one before may give it an examination. any problems go to a branch of The Royal Bank of Scotland, there's hundreds of branches all over England.


JAMES R
Rating
No they are not legal tender. However, they should be accepted down south in good faith.


Miss T
Rating
it is leagal tender but think some shops are starting to refuse them.


Phil J
Unfortunately, yes.


brendon g
Rating
yes it is but **** the scottish use english there backward as hell


jimpinder
Rating
basically everybody is just saying what they think - is there anybody who knows what the law says ???


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