 Will anyone give me a million dollars? |
| i grew up a poor kid, and know i have a kid with 2 more years of college. Is there anyone out there rich enough to give me a million dollars so i can afford nice things for my ... |
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 What would be a good started credit card? |
| Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off ... |
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 What will you pay top dollar for? |
In the world of mass production, IKEA, and Costco, quality is sometimes sacraficed so that many people can baaaag a particular item.
What is something that you will pay top dollar for?... |
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 When you get married, do you assume responsibility for each other's debts? |
| If you have incurred debt before you were married, does the wife/husband become legally responsible for them as well?... |
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 Received a cheque from someone off the internet is it legal? |
| iv had instructions to cash the cheque and take a cut of it,is this what they call money laundering or is it ... |
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 If you had a million dollars....? |
| would you buy a house first? a car? or help your family members first?... |
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 How can a 13 year old from New Jersey earn $3000 dollars in 1 month? |
| I want to go on a trip to Spain and my mom says I have to make the money myself. ( I Know its evil, She doesn't want to pay any money.... |
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 If i repo my car and pay all fees will it still be on my credit? |
| so if i was to get my car repoed and i pay all these fees will it still go on my credit report and affect it negatively? Also, is there anyway that I can turn it back into the dealership and work ... |
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 Help!! We are in a financial downfwall, what should we do?? |
| AHHHH!!! We have just been married, purchased a house and have moved in. However, when planning my budget I underestimated the cost of additional furniture and amenities to furnish the house. I do ... |
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 Debit Cards? |
I use RBC bank if that makes a difference in the question im asking....
but, you know how you have limits on your debit cards, like $20.00 or $100.00....
does that only apply to you ... |
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 Am I still responsible for 15 yr. old personal loan not paid and charged off? |
| I took out a personal loan 15 yrs. ago for about a $1000 that I blew off and never paid. Now I'm getting a notice from a collection agency that wants the money back plus another grand in ... |
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gordon C | Are banks allowed to take money from accounts to pay arrears on visa.? |
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aj485
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If they have successfully sued you and obtained a judgement, they are allowed to take money from any bank accounts that belong to you, and they are allowed to garnish your paycheck. Otherwise, they are not allowed to take money from your account without you giving them permission to pull money from it. |
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charlie
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Not without your prior consent or a court order. Every penny that comes out of your account must have either a signature, pin code or county court order against it. |
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Sasha
 |
they can only do it if the visa account is in arrears and held with the same bank.
should you wish to get the money back you need to prove to the bank, how it will disadvantage you as a customer, furthermore you should got to the citizens advice bureau and ask to get an expenditure list, to get the list you need to provide (cab) with the last 3 months bank statements so you can prove you can only afford a small amount that you set, cab will give u a letter on headed paper which will then be sent to the bank |
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Johnny
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In the UK they are.
Check the terms and conditions and they will be allowed to offset any credit in one account against any debit in another.
Also all cards and pin numbers remain the property of the issuing bank and can be withdrawn without notice.
Overdrafts can be cancelled without notice as well. |
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Pepper
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No, only the courts are. |
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Jen G
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I don't think so, but if they have a judgement against you, they may be able to have your wages garnished. |
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Pearl
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Only with your prior agreement |
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leowin1948
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Some banks offer switch over loans.You can surrender the card for their card and the bank taking over and issueing new card will directly clear the dues and issue new card.You must have valid reasons,good credit rating and they may ask for past one year bank statements. |
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claire.claireplant@btinternet.com
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I have a direct debit on my credit card so the minimum is paid each month - that way, I am never in arrears, so I do not get penalties for paying late. Then I pay the balance off (or whatever I want to pay off) by cheque.
However, that is the only money they can remove from my bank account. |
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Arrain
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The simple answer is "yes", if the Visa (which I assume is a Visa credit card) is issued by the same organisation as your bank account.
This is called "Setting-off", and is allowed within certain guidelines in the UK. In short, if you owe money to an organisation, and you have money available in accounts held with the same organisation, the firm can use your available funds to cover what you owe.
Nonetheless, under The Banking Code, firms are expected to treat cases of financial difficulty "sympathetically and positively", and so if paying your debts is causing problems for you, you may be able to ask the firm to not set-off the debts you owe.
Additionally, a firm can only set-off debt that applies to the same person; that is to say that if the account is a joint account with a partner for example, they can't take that money to pay a credit card debt in your sole name. This is because they are, in effect, holding your partner liable for debts that you owe.
As I said at the top of the answer, the short answer is "yes", but there are specific circumstances that apply. If you wish to discuss the individual circumstances of your case further to establish whether the organisation has acted appropriately and within the rules please send me a message and I'll be glad to help. |
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champagne
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No.No-one can take money from any of your accounts unless authorised to do so. |
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wyattearp2000
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Wrong. The IRS can take money from you. When you get audited, your accounts are frozen and your money is their money if you owe them. |
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