 I received email winning 1 million pounds from a British Web Lottery. Is this a hoax & what is the US $amt.? |
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like the Youtube ... |
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 Is $35,000 to $40,000 in the bank account a lot for a 21 year old college student? |
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tnvito | Are we ready for marriage financially? |
My fiance is 28 and I am 24. We are both college students. I am finishing up my last class this summer or my BA, and will be starting my Masters in the fall. He is finishing up his last semester for his BA in the fall and will then be joining me at the same school for the same Masters program in librarianship.
Neither of us have full-time work and the economy is bad, but he has 6 years experience working with machinery and can always fall back on this work, which pays $12-$15 hour or more. I was awarded a tuition scholarship at school and was awarded loans; enough to pay rent for all of next year. This will give my fiance time to find full-time work.
We both have student loans, and when in repayment, they will not be paid off for another 10+ years. They will not become due until we finish our MAs, which will be at least another 4 years, as we'll be going mostly part time. We can only see the bills getting bigger, but we are getting our Masters for when our loans become due. |
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Blondiespam
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If you feel ready to marry you sweetheart than dont let anything get in your way. Just be objective. If you dont have enough money than dont have an extravagant wedding.
Love,respect and health of your marriage and family are important ....more important than an expensive wedding. |
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rawboner
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No, your not ready. trust me.
dont get married until at least ONE of you has a fulltime job that is stable.
if neither of you will work until school is over, then dont get married until school is over.
TRUST ME |
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fidelf_n
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you'll never be financially ready for marriage...
espeically with these gas prices!!!! |
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arothman.com
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Total up how much you both make in a year, then total up how much you both spend in a year. If you're spending less as a couple than you're making as a couple, you're ready. |
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Cat
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i dont think anyone is financailly ready for marrige... |
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Diamond24
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Education is never easy or cheap. But you do what you must. Just be conscious of your expenditures & you will be fine. Besides in another 4 years we may have a completely different President & economy. If you chose your field right then you should be able to walk into a great & well paying career.
Best of luck to you both |
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slobberknocker_usa
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What are all your monthly expenses (and those that you will gain later)?
rent/ mortgage
car payments
all the different insurances (car, home, medical, dental, etc.)
cable
phone
food
gas
vehicle maintenance
utilities
student loans
etc........ (just to name a few)
getting the picture? By the way..... haven't figured in kid(s), yet and all the expenses that comes with having one/ them.
Keep in mind that a huge percentage of marriages end up in divorce because of money problems. Can your relationship survive a rocky financial situation? |
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stannas
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You just have to battle those bills and work extra hard.I think
you are mature enough to go for marriage. |
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simm101
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You're basing a future on loans, not the best way to start is it. By all means live together and if you are still together when you get straight, then marry. The reason being,is that if you can weather any thing put in front of you together then you belong together. |
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julie x
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i think you'll be financially stable for awhile.
at least until you get a real job. |
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Steve R
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Unfortunately, no. One of you need a full time job. Before he goes for his Masters, get a full time job with the degree. Most companies will PAY for the masters degree after working for about a year. |
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Heisenberg
 |
You might want to check the terms of your loans. Most student loans become due six months after you are no longer enrolled as a full time student, indicating that your parent time status will truncate the reprieve from your loans.
With that said, everyone has student loan debt. Mine costs me over $600 a month. It's to be expected.
If I was in your shoes, there's no way that I would be getting married. I'd hold off until at least a year or two after completing school for a great many reasons including not being financially ready for marriage. |
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evaana85
|
I'm KIND of in the same boat right now, and I'm going to say no, you're not financially ready yet. My fiance and I are not financially ready to be married yet either, which is why we're waiting a year and a half to "tie the knot."
I'm a full-time student with a part-time job that pays $10 an hour. He's also a full-time student with a part-time job that pays $10 an hour, but starting in the fall he will have NO job because he will be student teaching, and you cannot have a job and student teach at the same time (since the student teaching IS your job).
There are a lot of expenses to worry about, and it doesn't stop at the wedding either. Place to live, bills to bay (utilities are outrageous), insurance, credit cards, etc. Plus, you need food, clothing, and stuff to put IN your house/apartment...like furniture. If your parents are helping you pay for the wedding, then you have a leg-up on me since you can just put away money for the apartment/house/furniture you'll need.
And you wouldn't really WANT your fiance to have to "fall-back" on something he doesn't really want anyways, it will just end up making him (and eventually you) unhappy. Why set yourself up for hardship and disappointment right way if you can help it? Yeah, it pays $12 an hour, but if he's already put in the money and time for is schooling, he should just keep at it until he crosses that finish line! :)
You two will know when you're ready though. Nobody can tell you what to do, you're both adults. I think I'm not ready, but maybe you two think you'll be happy being married now. When the time comes, you'll know...if you know don't let anything stop you! :) |
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eastofhouston
 |
Ur getting ur masters and ur not smart enough to figure this out? LoL! (sorry) But foreals though, your never gonna be financially "ready". apply for government assistance. Try rooming with another couple. you KNOW it's gonna be tough but being married is the best! You gotta make sure that y'all are strong enough to face these financial difficulties because that is a top reason people get divorced! |
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Super Ninja
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Marriage is difficult with or without money. So basically you are never prepared financially. You get married because you love each other and want to spend time together. The rest will follow. |
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April
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It is possible for you guys to tackle those bills together - just make sure that you really really trust him. Does he spend money on things impulsively? Has he purchased any motorcycles or fancy rims for his car lately? Pay attention to how he spends his money, because it's unlikely that his spending habits will change. Remember that when you are married you share the debt, meaning you are responsible for whatever debt he racks up during your marriage. |
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Ed M
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No, you are not. Graduate, get a better job and save some money. Wait a few years before having children. |
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The1Boss
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Noooooooooooo!!!!!!!!!! 12 to 15 an hour, and you're going to college and almost have a BA? Come on. You can get better paying jobs than that. |
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Vas
|
To be honest , unless your a millionaire you will never be ready for marriage if thats how your decision is being placed.
If you wait until your debts are paid, or become financially stable, Marriage will never materialize.
Marry because of love. Not if it works with society.
Now, how you plan your marriage is another story, if your question is about affording it, well then It doesnt sound like you can pull off an extravagent marriage.
But you can still find ways around it, with being modest about your wedding budget.
What I would really worry about is if you are mentally and financially ready for children. Thats a bigger question than wether you can afford marriage or not. |
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