 Should i lend him the money? |
| i am going off to university in september and living in residence that is 4 hours away from home. my parents had no money saved up for my education (tuition fees, residence) so i had to get a loan ... |
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 Why do banks charge extensive amounts for charges, does it really cost £30 pound to send just a letter out?? |
| I understand that this is a way in which they will make there capital, but it is so unfair on the customer. Day light robbery !!! To be realistic, what could this amount cover? maybe the lunch and a ... |
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 I am thinking of taking $10k out of my IRA to pay for a car. I will be charged a %10 trans. fee. Is this wise? |
| Taking out this 10k will involve selling stocks. But my car will be completely paid for. What should I do? (I'd have to finance it @ 6 percent anyways with the dealership)... |
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 What should i do with my money? |
| i got $ 25000 i have to pay 16000 but what should i do with the rest, get a crappy car, get clothes save it or travel!!!... |
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 There is a saying that people who get what they wish for are often disappointed and unhappy when their dreams? |
| There is a saying that people who get what they wish for are often disappointed and unhappy when their dreams finally come true...... |
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 My family and I are in all kinds of debt. How can I get people to donate enough to make me rich? |
I am serious, other people have just asked for money in a certain fashion and have gotten it. What can I do to be rich through the charity of others?
Additional Details
I would like to ... |
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 What is the best way to become financially independent? |
| I have a job and a family to support. But, I would like to get rid of my job and be financially independent.... |
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 Are you good at saving money? |
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 What are some ways to save money? |
| Do any tricks work for you? My mother is leaving, my dad just lost one of his jobs (so now all we have is 28,000 dollars a year), and we can't afford the rent, so we are moving into a cheaper ... |
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 Is it weird that my husband and I keep our money (almost) entirely seperate? |
| We've been married for over 2 1/2 years. We're fairly young, 24 and 25. We do have one joint account, a certificate of deposit that was a wedding present from his parents for a down ... |
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 My bank card got stolen? |
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 Money is just not here.? |
| When my husband and I found out that I was pregnant with our first child, I quit college to support him through. He is now graduated we have two kids and I am going back to school. We live in a small ... |
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angeljenuk | Are you a saver or a spender? |
Would you consider yourself to be frugal?
If so do you have any tips? What with the credit crunch at the moment and promises of worse to come any and all help is appreciated! I do wish budgeting was taught at school as it is surely such a useful skill to have.
I intend that one of my New Year's Resolutions will be to save more and spend less.
I think that I have been spending too much buying things that I do not actually need.
I intend to set a budget and be strict with myself with regards to sticking to it.
I do view frugality and thrift as virtues akin to modesty, however, up until now I have been too "weak willed" to subscribe to its principles.
So from 1st January 2009 I will be following the advice of Mr Micawber who said;
Annual Income £20. Annual Expenditure £19 19s 6d.
Result = Happiness.
Annual Income £20. Annual Expenditure £20 0s 6d.
Result = Misery. |
 |
 
Jenn Bunny ♥
|
I am definitely both. My personal trick is every time i get paid i have an automatic withdrawal of $250 put into my savings account. That way I never see the money at all. It has helped me a WHOLE lot. $250 is how much i can afford to save and still have some spending money for things, and after the bills are paid of course. So you would definitely want to set your own amount. After i have some money in savings I pay off my bills and what money I have left i can do whatever i want with usually shopping, dinner with friends, entertainment but it doesn't bother me too much knowing I am saving money as i go along too. So maybe try setting a certain amount of money in a savings account every payday, be sure to leave yourself some spending money though! |
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Prodigal Son
|
Very much a saver and have been from the age of 18 and never looked back, If I keep doing what I'm doing right now then there's every chance that I could retire by the time I'm 45 and lead a very comfortable existence. |
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stefan o
 |
well im a saver ever since i was 13 yrs old now im 16 i have about 9784 dollars in my bank |
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bob b
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you like to spend,i hope your resolution works for you |
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leambi
 |
Saver at the moment, am trying to scrimp and save as much as i can so i have a nest egg for just in case, i try to keep a record of everything that i have spent over a month so that i can see what i can cut back on in the following month. Definitely set yourself a budget and try your best to stick to it. |
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skynyrdgoodway
 |
a penny saved is a penny earned=penny pincher |
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bluebell
 |
In general I'm a saver, but I can be tempted by bargains - which if I don't need them, aren't really bargains at all.
You'll get lots of ideas from Oprah's Debt Diet
http://www.oprah.com/subtopic/money/debt
more at
http://www.bloggingawaydebt.com/
http://www.mdmproofing.com/iym/weblog/2007/01/my-debt-paydown.html (check the links on the side panel)
Good luck !! |
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WelshLad
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I'm a saver. |
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Lily B Talus
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Spender - but I'm changing this year |
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Bored V
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neither lol |
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~†¤DeathNote¤†~
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Spender >_< |
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kew
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im a saver and i never borrow to buy things. if i need something i wait til ive got the cash spare. except for my mortgage. but i saved for the deposit |
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Nebraska Born and Raised
 |
I'm very frugal and a saver. Right now I'm actually filling out rebate forms to get free light bulbs LOL. There's a book out there called the Tightwad Gazette, you should check it out. I also go onto http://www.frugalvillage.com/forums , it's a frugal living message board. |
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cdthomas313
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i wish i was a saver! |
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♥ᄂӨVΣ♥
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Spender |
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One Happy Egg
 |
Save when I need to, spend when I dont. |
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Alec
|
I really paused before answering your question! OK I ADMIT IT, I'M A SPENDER!
Believe me I should not be, and I'll tell you why. Since you are from the UK, I won't used any of the "abbreviations" used in the States when discussing my education and background. I hold the following University degrees, a Bachelor of Science in Accounting, a Master of Arts degree in Finance, a Doctorate in Finance, and a Doctorate in Economics!
Should I be a spender? Well I am, and have been my whole life. When I retired I was the Chief Executive Officer of a large company! I could just never seem to "practice what I teach"!
I wish you luck.
Alec |
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