Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Personal Finance
Finance Discussion Forum

 Im 14, and really want to earn some money!!?
Hey, I really need to earn some money to help my mum and so i can do things. Is there any jobs I can do at my age? or any online?...


 What is the best way to make money online?
i would like to make a living online, i dont want to get scammed and i cant pay ten grand to buy software. is there a cost affective reliable way for me to make money online??...


 I need a $10,000 loan asap?
Long story short, my mom passed away awhile ago and since she's divorced and I'm an only child I inherited everything...including the mortgage. Her ex husband took me to court over the ...


 I make 637.00 per month. I am getting a 3.5% raise. How much will my check be after the increase?
...


 Who was the last person you borrowed money from....?
And what was it for?...


 I need 25 dollars asap how do i do it ?
i need a dress, its 25 dollars and now i have about 0. im only 14 so i cant get a job besides babysitting and that's not going too well right now. any suggestions ?...


 I love to save money?
and watch my bank account grow each month,are you the same?...


 What would you do if you won 1 million dollars?
So, what would you do?...


 What is a quick way to double my money?
i have a job on campus but it only pays min. wage, i have bills and car insurance.... IS THERE A SAFE WAY TO DOUBLE YOUR MONEY WITHOUT TAKING A HUGE RISK????...


 Is it o.k. to share my husband's money or is it all his?
My husband and I have been married nine years and very poor with two kids living in a home that should have been condemned. He is receiving a large inheritance, has already recieved a small part of ...


 I have a spare £10 note,what can i do with it?
...


 11 year old needing money?
i need to make money cause i want 2 buy a tv for my room it is like 150 to 250 bucks and i need to make it fast! cant babysit because i cant find ...


 Which is the best bank to open an account with?
...


 Can someone loan me $10,000? I promise I won't do anything stupid with the money.?
...


 I need to make fast money without doing anything nasty,(i know how some of you think), any suggestions?????
my car was hit on friday and the driver took off, now my car is extremely damaged and i need fast cash to fix it so i can go to school! anybody no what i can do to make legal legit money?? i already ...


 What happens to my car if I can't make the payments?
I am self employed and my work has dried up recently and despite applying for 21 jobs and getting shortlisted for most, I have been unsuccessful in gaining employment, I have £25k in loans and ...


 Can People Live Without a Bank Account?

Additional Details
Busty McGee, you did not have to insult my question. Take your immature answers somewhere else. This is for adults to answer. Consider yourself reported....


 I need a loan with bad credit?
I am a 22 year old going out of the mission field to mexico. I am trying to consolidate some debt and pay off $2,000 of debt that I owe and make smaller payments with my salary once I am down there. M...


 If i was bankrupt 20 years ago and go into bankruptcy again how long willit last?
...


 Whats a quick way to get money without doing any work?
dont be stupid i want real answers
Additional Details
i like the stealing ...



brian_music_football
As of now I am going to be a bit tighter with my cash. Does anyone have any good/sensible money saving tips.?
                     
 




gerrifriend
Rating
two words. Spending diary. It's a bit of a pain at first but keep a diary with you and note down every single penny you spend, as you spend it. You can also note down spending you know you will be coming up ie bills to pay. Transfer the information onto a simple spread sheet so you can see what you spend in what areas ie food, entertainment, clothes, etc. You needn't do it forever but 2 or 3 months should give you a good idea of what's going where and where you can most easily cut back. Also the act of having to write it down makes you think more about little purchases like the odd cup of coffee or magazine. Have you every had that situation where you've looked in your wallet and though, good god where's all that money gone? well if you write it down, you'll know.


PurplePompeyChic
Rating
Last year I made sure that I got a Boots advantage card and carried it on me all the time. In December I checked out with over eighty seven pounds worth of christmas stocking fillers for my daughters. I can't believe how much I got back. I am already up to ten pounds fifty seven this year


keypointist
You could pay all your bills with direct debit just after your pay day. It helps me manage my money because it forces me to only spend what remains during the rest of the month. Also I get discounts on my bills for choosing the DD option so I save money. I use my credit card to pay for virtually everything else so that cash stays in my current account for as long as possible. I pay off the credit card balance every month to avoid interest charges.
Also take out loyalty cards like Nectar, Boots and Tesco. I do well with money off my shopping bills from those three.


magic
Rating
Only Buy what you really need.
shop around, dont just pick up the first thing u see


Lucy
Rating
Put away your credit card & your debit card. Allow yourself only so much cash a week & stick to it. Any left over can be added on to what you have the next week. Make sure that you allow a certain amount for entertainment or you will go stark raving nuts not being able to go anywhere.


JC
For food, Coupon shopping. This actually takes some skill and practice. Some stores double coupon. If you do a search on how to coupon shop, you wil see that many people buy $200 worth of groceries for $50, sometimes even less.


Jed
1. Spend only on needs, not wants.
2. No credit cards. If you have any, pay off the highest interest rated ones first, paying the minimum on the others.
3. Start a definite, permanent savings account with a set minimum amount you'll put in EVERY week. Go percentage in your thinking.
4. Look over your checkbook, or write down where you ordinarily spend money. This will tell you alot about your habits, and show you where your budget has its leaks.
5. Last, but should be first, make a budget, and stick with it.

Good luck to you. I'm in the same boat- my wife is being laid off work and she's paid much more than I am so I speak from very recent experience.


Sheena
Rating
When you go to the supermarket for your groceries, take a certain amount of cash. It will make you more aware of how much things cost. You won't 'impulse buy'.


bevflower
Rating
The best tip io can offer you is to look at www.moneysavingexpert.com

Here you will find hundreds of money saving tips, ideas, challenges. There is a free e-mail newsletter you can subscribe to and you will get hooked!! There are no ads and it is all free.
Since finding this website the way i think about money, feel about money and spend my money have changed forever.

Good luck.


raindrops on a leaf
First place food.Go veg.Try Indian food it will slash your bills majorly.Ask some indian gandma for help:)
Next travel.Think creatively and create value to get some extra cash eg helping someone with accounts lots of small businesses have odd jobs which do not take much time and can give above average money.
My thinking is always to look at increasing the income and never to ocus much on lack of money.What you focus on increases so if you focus on the lack the lack increases:)
Think of ways of makin money
its all in the mind.All the best


idak13
Simple only buy what you need not what you want.


Samantha C
Loads
Make a diary of what you spend look at your fixed outgoings are there any that you can lower - e.g. remortgage/move to a cheaper accomodation, check your utilities are the lowest price you can get.
Non- fixed
Food - it's easy to eat cheap I spend about £30 a week for me and my daughter and that includes a mostly organic diet, making your own is cheaper than shop bought convenience food, make foods in bulk and freeze portion sized meals so you always have something in and won't need to dine out.
Make a price book of foods you buy most often and work out price comparisons of foods at different stores, then you know whether you are buying as cheap as you can.
Cleaning your home - you don't need expensive products for differnt parts of your home, get a spray bottle with some diluted vingar in to spray onsurfaces nd wipe down, vinegar for cleaning windows 1/3 vingar 2/3 water
Buying gifts
always be on the lookout for frugal gifts and get them in readyness for the gift giving events in the year.

Therer are so many more
Make an investment in the book The Tightwad Gazette by Amy Dacyczyn - many examples in there many very extreme ones many very easy ones.
Good luck I know it can be hard but worth it - I'll have finished paying off my mortgage of in the next 2 years doing this


johnny M
Rating
open a saving account ,,,, and put money in side every month,,, fix amount ,,,,, but forgot to withdraw...... then you can save ..... as i do...... just do it.... u can save .... blve me..... dont go to any cheating investment or else...... its the safe way..... do it....


annazzz1966
Open an Orange Savings Account with ING Bank. They have one of the highest rates around with no fees. After you do this, then make your savings a regular habit by scheduling an automatic transfer into your savings account from your checking account. If you have any money left at the end of the month after paying all your bills, don't spend it, sock it away into your savings account. Hope this helps.


steve adams
Rating
yes buy cheap things and sell for more money here
http://www.xrl.us/rbwe now


Theluckyhedgehog
As I'm a wee Scottish hedgehog I bought a sporan for my kilt. Now if Misses hedgehog tries to spend my money it will be fun for me as well?

Shy Hedgehog?


Forward
Rating
Stop eating garbage and drinking and smoking.


Filthy Lucre
YES! Don't spend any!


tinyinnit
Rating
Move to eastern europe,


Robby's Girl
Put money in savings every paycheck - its best to do it direct deposit - that way you'll never see it.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.054
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy