 What do u think about opening more than one bank account? |
| do u think its advisable to open more than one account? why? or why not?... |
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 I have a credit score of 664? |
| can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the ... |
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 Where can I apply for a loan even though I have really bad credit.? |
| I want to be able to consolidate my bills into one payment. I already have a home equity loan but my bill does not go down. Where can I apply for a loan?? Please help...... |
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 Hiding money from my wife? |
My wife has severe spending problems. I am in the military, and she is starting her own daycare, but currently doesn't have an income.
A few months ago, I received $28,000.00 from my ... |
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 My bank just charged me for a failed Standing Order? |
| Hi, my bank charged me £25 for a standing order that was not sent out. I admit, I did make a mistake entering the date - it should have been 2 days later, but regardless, they charged me £25 for a ... |
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 Alot of these loans people are telling about are from Nigeria. are they a scam? |
| they say they need money for non residential certificates. Is it for real how do you find out????... |
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 Can you help me what I should buy from my christmas money? |
I received 600dollars cash during christmas holiday and I still have the cash with me, and maybe you guys can suggest what I should buy.
Thank you.
Additional Details
I have TV ... |
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 10 Points: What are all the living costs I should take in account when buying a house? |
My fiance and I want to buy a house and I am in charge of figuring the cost. I need a list of things that will be a cost to us such as water, heating, garbage.
I have water, hearing and garbage..... |
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 If a loan company goes bankrupt do you have to pay the loan back? |
Additional Details
i was about to send them a check for the amount but i found out they went bankrupt do i have to pay it ... |
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 How do i get cash...FAST?!? |
i need 1500 for a ticket, and i need the cash SUPER FAST.
something that isnt nasty or anything related to gambling..etc.
HELP PLEASE!
Additional Details
and something ... |
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Burrelson | At 26 years of age and still living at home, can anyone suggest some good ways to manage and save my money? |
I have a 401k plan at work, a savings acct, and that's about it. Do I need anything else? |
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Jen G
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I think the most important thing you can do is set up a budget for yourself. You list all of your expenses including monthly bills, any debt, any spending you want to do (clothes, entertainment, etc.), and savings you want to do. Then list all of your income. The two should match up.
If you budget the savings in a monthly budget, you'll be amazed at how quickly you can save. |
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Showbizzz
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It's great to save money by living at home, but you'll probably have a hard time getting laid. Get out and get some before you retire.
It sounds like you have a good start- just keep at it and enjoy life a little.
There's so much more to life than saving in a 401 (k). I'm not suggesting that you don't save but keep it in balance. |
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teddy bear
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why dont you save like 200 dollars a month for a year and then rent a apartment try not to spend money on things you DONT need..
hope i helped |
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TNL
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get a job and move out of your house!! |
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boo's mom
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The best way to manage and save money is to use (and stick to) a budget.
I have one I use that I created in Excel. If you'd like a copy, just email me! |
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lizzgeorge
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Rent should total about 30% of your income, and you should save 10% of your paycheck. So you need to start putting away 40% of your income every month in your savings account. That way you'll get used to not having the money you need to pay on rent. You might even want to save a few hundred more than that--whatever you'll need to spend on utilities and groceries (which I assume you're not paying for now).
Once you have a few thousand dollars saved up, you can afford to move out. Just keep saving 10% of your salary in addition to your 401k. |
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Princess
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26....still living at home....wow......I was out at 18 |
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Giolanni
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It all depends on your take home pay, the current debt that you have, and the lifestyle you want to live. But, if you're serious about moving out, try to save at least 8 months of of living expenses so you'll have an emergency fund in place (just for those rainy days). Depending on the city you live in, rent can be very expensive. Also, to furnish an apartment or house can also cost alot. So, if you plan it just right, you can buy house furnishings and store them in local storage so when you decide to move you'll have at least a mattress to sleep on :) If you don't live above your means and have a budget in place that allows you to save at least 25% of your take home pay; you should be fine. Good Luck!!! |
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caleb n
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if you have a job you could put half of your checks away every time or have a swear jar every time you swear you have 2 put a dollar in the jar. |
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nottomf
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I'd take a look at housing in your area start putting enough aside each month to pay for a mortage, put this in a high interest savings/money market account (something like ING direct). When you have enough for a down payment, buy a house and get out.
If you still have money left over after that open an IRA account to subsidize your 401k (assuming you have already maxed that out of course). |
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Geeeyaaa
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STAY AS LONG AS YOU CAN!!! Don't listen to these guys telling you to leave because they're probably broke or spending 800-2k a month on rent.
Save every penny and you can retire in a few years. Rent is expensive and all that money can go in your savings.
Open a Roth IRA because it grows tax free and you can withdraw the money tax free at retirement. Buy a few mutual funds, ETFs and stocks with your extra money. |
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Frank Castle
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Get a 36 years old girlfriend. |
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