``The Floridian``
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Unless the check is stamped "do not redeposit", you could try cashing it at her bank, be persistant, keep trying several times until funds are there. If this fails, file a claim in small claims court...she is guilty already and will lose and will pay you and court costs. All you will lose is your time and inconvenience. In the future, be more careful. |
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bydand2000
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You could take her to small claims, but it doesn't really seem worth your time. I would go to her house and call her until she gets so tired of you she finds the money to pay you. |
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C D
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Go to the bank that the check is drawn on...Try to go on Friday, which is payday for most people! I never cash a personal check in my acct! |
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saved_by_grace
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Normally your local District attorney's office handles these matters but you have to do your part first....write the lady a letter stating that she has 10 days upon receipt of the letter to pay the amount plus returned check fees. Let her know that the check will be turned over to the DA's office for prosecution if not paid. Send the letter certified/return receipt.
Check with your DA's office to see if they do in fact handle those matters. |
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Deliah
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Yes, you can go to small claims but even better give her written 30 day notice to pay up or you will turn it over to the police dept, then do so. |
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JeffyB
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Call the cops. In effect, she stole them from you. |
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Zamo
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Have you got her name and address? If not you can wave goodbye to your cash, never accept a cheque unless they give you full details & address. supported by a bank cheque guarantee card.
I fear you may never see this money and maybe it will be a small price to pay for a lesson learned.
Hope she rings you and brings you the money |
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stan c
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Just write her a letter and tell her unless she pays for the return check amount and any fees within 10 days, other actions may be taken. Make sure you enclose a copy of the check and the bank fees and send 1 regular 1 certified and keep a copy of the letter. If she does not respond, you should take her to Small Claims Court. |
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fwf43
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First you will need to try to contact her by mail, I would go certified with confirmation of receipt. Then you know she has receive notice that you have a NSF check that belongs to her, and that you require payment. Document days and times that you tried to call her. If she doesn't respond, small claims may be your only option. In many states they allow you to recover three times the amount of the check.(Give it a week, try to redeposit the check at the bank, if it is still NSF, then proceed from there. Every time you present the check, the owner is charged a NSF fee.) |
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De
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try to go to the bank on Friday and see if you can cash it... If you are a business then seek your county prosecutor after your try at the bank... Also if your friend gets a monthly check you may want to try at the first of the month....
Depending on your business you may want to restrict checks... that is what we had to do... |
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SirWilliam
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...most States require you notify the person writing the check with a "certified" letter demanding re-payment... (then you have a record of the official notification)... keep the check and when you get the "certification" notice back... contact your State Attorney's Office... in most States "they" will take it from there... but you've got to have the certified notice for them so they can use the Law to recover your funds. (also, in your letter to the "writer" explain to them you are giving them 48 hours to make the check "good" or you are going to take it to the State for "legal" collection... usually, that will do it... if not... go for the Law to help you... (remember... in God "we" trust... all others, pay CASH). |
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Sean C
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Yes small claims is a possibility.
Better yet, tell her that you are going to post her bad check on the internet for the entire world to see. Maybe even auction it off on ebay. That would be funny. |
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