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sdminor11 | Bank Account help?? |
Ok i am attending comm college in the spring and i payed 395 dollars for a class. Well i used my credit/debit card for it and when i got back home i checked my account online and it said minus 395 dollars and it gave me my remaining balance
well like a week later i went to deposit a check from work at the bank and they gave me my balance and it was 395 dollars more than it should have been so i checked my account online again and it said nothing about the purchase of the class that i had made a week earlier
so than i checked my class schedule thinking maybe they cancelled the class and gave me a refund but it still said i didnt owe anything and i still had the class.
So did i just get a free class because the bank messed up or is it going to randomly appear in my account some random day
Additional Details
it was already on my account once. it said 395 pending adn than 3 days later it had that it took 395 out. Now its just all of a sudden not on my statements and it was before. before i paid i had like 3000 dollars adn than it took that money out and said i had 2605. and when i looked the other day it said i had 3000 again with no trace of a pending transaction |
 |
 
craigsf5
|
Check with your bank before spending it. I have had things disappear and be "pending" to later get posted. It sounds like something has gone wrong though. It does not hurt to call and ask if they see that charge in that amount. It's either there or not. It's not like they'll make it up and charge you based on a question like that. But, beware..if the school audits it and they see they never received the charge, they could make sure it goes through. If you've spent it, then you might be responsible for "insufficient funds" charges. |
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sweetnsassy2283
|
Call and talk to someone at the bank!!! |
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Beverly S
 |
It will show up believe me. Probably sitting as a pending charge not posted yet. Just pretend its been posted & deduct it! |
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Breezy
|
Sometime they company will just verify that you have enough in the account for your purchase (which is the first charge). If a company doesn't present payment verification , a receipt,(usually within 3-5 days) they will release the charge BUT some company's may only send their receipts for payment once a week (especially schools as they have multiple accounting situations). So just watch it. Don't spend it !! |
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lasm97
|
when you mean it said nothing about the purchase of the class, what do you really mean? Did you see a refund in the form of a deposit for $395? Maybe you might not be doing the math right. Check again, and again. Don't assume you have $400 extra! yet... |
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butterfliesRfree
|
No - I'd call the bank and ask them what happened because they may have thought they made a mistake - and will find out sooner or later.....tell them it showed up at first and then it disappeared....they can tell you why. |
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Violated
|
the 395 may have not actually posted...it might show that it was taken out but not really posted. some places dont post for a week or longer. after 30 days if it hasnt posted it should be added back to your account. had that happen to me twice. |
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Kevin C
 |
Call your bank and ask them. Call your school's enrollment office and ask them, too. Then you have done the honest thing. If neither of them takes action, don't spend this money as it may show up again later. Act as if it isn't there. If it is still there after a year, then you can spend it. |
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Mandi
|
It will probably still show up on your account.
Also, you should check and see if it is in a separate line of credit account. It could be showing up at the bank as a loan and charging you interest even though you put money in the bank. I would advise you check on that as soon as you can. |
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Katie M
|
Be prepared for it to show up, dont spend the money. After 90 days I say your good but the last thing you need to do is spend the 395 only to have to pay it back. |
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Bill C
|
Wait til you get your bank statement (physical paper copy) and it should show the class coming off. This may just be a bank glitch. Obviously, no one is letting you take the class for free. No matter what, until you find out for sure, use the account as if the funds were not available, it's better to be safe than pay the overdraft fee on your account. |
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TxRose
|
It should appear sometimes it takes up to 10 days to process. I suggest you subtract it from your balance and forget about it for awhile, don't spend it. After another week if it's not there you need to ask the college about it.
Chances are high it will hit your bank soon. |
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wyattabernethy
|
It will reappear. Banks will show pending transactions for up to three days at which time the charge will drop off. But the merchant (school) can represent the item at a later date. Just make sure that you keep the money set aside until the transaction has posted or you have record of it being canceled. |
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meg and katherine
|
oh um yeah that happened to me to;
dont worry i just didnt say anything and i had more
money!
[= |
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