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 How can i get my money back from lagos, nigeria?
i ordered a phone in ikeja,lagos, nigeria friday. i paid the exact amount including shipping and handling. he said i will receive the phone by tuesday. the next day after he got my payment he told me ...


 On a $32,000 a year salary, how long would it take to save up $10,000 ?
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 Unusual ways to save money?
Could you guys please tell me some unusaul, and not so unusual, ways you save money? I am pretty good at saving money but sometimes feel as though I could be doing a bit better....


 Would like to know where in Nigeria can you cash in your money order?

Additional Details
Lagos...have somethere that wants me to cash their money order and send it back to them....now is that strange or what...i may think it is a scam to get my full name ...


 What do you think a family of 4 should earn per month to live / survive ?

Additional Details
I'm married and have 2 kids so 4 of us in the family and we're on welfare, we get $1246.00 + family allowance total $1800... plus we are deaf... hard to ...


 How do I get my first credit card?
I am 24 years old and I have been trying to get a credit card with no luck....


 How long do I need to keep bank statements,checks and old pay stubs?
I thought at one time it was 7 years,, is that still the rule. I have all my bank statements, checks and pay stubs... a lot of paper that I would love to shread!...


 Want to open a bank account but have a bad credit score?
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 How can i earn cash on internet in spare time legitamately whithout being scammed?
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 I lost my job a few weeks ago and can't find another in my field, savings are running out, what should I do?
There's manual labor jobs,but their pay are peanuts compared to what I used to earn. I'm thinking of moving back to my parents' house, am I a failure?...


 What are you spending your income tax refund on ?
If you got any back....


 Are most companies that promise prizes all scams?
companies that send promises of rewards for very little, how can I find out which are scams?...


 If I choose never to buy a home-- what will happen when I retire? See Details.?
Will pension and social security be enough to keep paying my rent?...


 What is a good way, to save money when food shopping?
I am 18 years old, and sometimes I do go food shopping for myself. I want to see, if anyone can give me ideas on how to save money, when food shopping....


 Why is it that when you go into a shop and pay for an item by debit/credit card?
the payment goes to them within a day or two sometimes immediately, yet when you go to get a refund for a faulty product, etc it takes up to and over 7 days for your card to be refunded!!!
A...


 Is it possible to negotiate with banks to reduce personal debt level and if so how do you get started?
Specifically with the Bank of S...


 I wanna be rich. Really rich. But how?
How can i get rich? I mean really rich. Not millionair, billionair! Please give me your tipps....


 What is 15% of $18.5 million?
I failed math. thanks!
Additional Details
yes I failed math but I did not fail YA! ...


 Have you heard how to get back the charges that your bank penalises you with ???
I found out recently that the when you receive bank charges for say missing a direct debit by not having sufficient funds in your account, resulting in receiving a letter which tells you you;ve been ...


 How can you pay off all your debts wwithout a job?
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james b
Bank account for a lotto winner?
If someone were to win 150 million dollars, where would they keep it all? Different bank accounts? What kinds?
                     
 




Belzebuth
Rating
under my mattress!


beth
best to talk to a financial advisor...


trick
Swiss banks.


Gem
Why would you keep it bank accounts? 5% interest is not enough as there are better options.

The FDIC (department that insures bank accounts) will only insure your account up to $200,000, based on that alone, I would spread it between many banks.

But, having said that, the reality is I would go to see an estate planner, tax attorney, CPA and a good attorney before I ever even claimed the money.

Most people do not realize that the majority of lotto winners are completely bankrupt within a few years as they immediately go out and spend, spend spend and give, give give. That 50% tax penalty for giving a gift of more than $22,000 ($11,000 if single) catches up with your money pretty fast. And yes, the GIVER pays the tax, not the receiver.

Personally, I would not keep it in bank "accounts", I would invest in a myriad of different investments and trust accounts, to help avoid the tax man and avoid the continuous call to give to friends and family.

Good luck to us all!


Mopar Muscle Gal
IRA.s
annunities
T Bills
Stocks
bank accounts
real estate

you have to diversify- and not keep in one place for security/safety issues
USA banks only guarantee for up to $100,000 in a savings account


The Sports Guy
Swiss bank account would be the best and the safest. Normal bank accounts only are secure up to 100,000. so it would take hundreds of accounts.


thatdangamber
give it to me. I'll keep it safe for you.


Rhon D
Rating
I'll open a swiss account


Ive gone diving
call me when you win


JK47
i would have bank of america, citi bank, keybank, and wachovia


Julie
Rating
They are more than welcome to use my bank account!


Jackson D
Rating
You would want to diversify over several banks and several different accounts at each bank. With that much money you could hire an accountant to manage it for you and worry about the different accounts. The goal for the accountant would be to invest your money in the right accounts to get you the most interest back on your money every year. Just think $150million at 5% interest is $7.5 million a year in interest payments. 5% is not hard to do.

What I have done for a customer before is open up several accounts - money market, CD, & savings accounts all at $100K a piece, which is the limit per account covered by the FDIC. Then I had another account open for the customer that was a money market checking account. Every month the interest earned from the accounts that held $100K was raked into this other money market account. This account was their spending account. They would use this account to spend their interest earned money.

Good Luck!


Marty C
Call me.


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