jean m
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I cant understand why they didnt write and tell you that you were in arrears my building society loves writing me acidic letters and charging me thirty quid a time. Ask them to show you copies of any correspondence that they have sent to you and if they have none ask why you were not informed. |
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mise
 |
Go to the banking ombudsman |
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Super Kel
 |
the abbey always lets me know when my payment is even a week overdue so they should of told you |
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Marty l1
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Yes I agree with you, banks just got to big. I would just change banks. |
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Jude
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It does sound like you've been treated unfairly. Try visiting
http://www.financialombudsman.org.uk/
for some advice. |
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echadsemail
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Big banks boo! Go to a smaller community bank or one that will work with you. Explain the situation and see if they can help you. Banks are very competitive, so if Lloyds doesn't want your buisness, say ok, bye bye. |
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daviddeakin1@btinternet.com
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take them to court over it . They will not attend and then you win |
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Smiler
 |
The Citizens Advice Bureau gives great advice. Get there ASAP. |
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dutchessdog1
 |
You should have continued to make the payments. If there wasn't a payment due they would have sent it back to you. I don't think your bank is trying to rip you off. If you feel they are go to ripoffreport.com. |
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Common Sense
|
Banks have joined Lawyers down at the bottom of the food chain. |
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Savannah
|
go on a tv show and that shud sort it out. |
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nevgivup2
|
What you should do is write the bank or talk to a supervisor in the loan department and tell them what you just said in your original question. That is bad on the bank's part, but let them know that. Tell the bank that "I was under the impression that if he had mortgage protection insurance, when he passed away, the mortgage would be paid off through this; have the bank follow suit to the life insurance company. Another alternative is getting a loan through your name, not your partner's, and not you and your partner's. |
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saulg21
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Get a lawyer who deals with inheritance issues. He/She will look into the matter with the bank for you and tell you where to go from there. Good luck. |
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Ian :-)
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I would go to the Citizens advice as advised above. They really do get things sorted very quickly and they dont cost anything. |
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swoodleybird
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Did they write to a different address - if so & you had not changed the address you really cannot do much - if they didn't attempt to contact you at all - the first step is to complain to the bank - they have an address on the website - write a letter explaining your issues to the head office address. You cannot complain to the banking ombudsman until you have given the bank time to sort out the problem, if they do not or you are unhappy with their response then you go to the ombudsman |
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R.E.Reta
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If you can prove you had no idea that the mortgage was owed, and the mortgage wasnt coming to you, you have a good argument.
I would seek the help of an attorney. Its better then loosing the house and ruining your credit.
Hopefully things can be worked out, and everyone involved will be better benifited by it.
Good luck |
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jbme
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pull your head out of your rear end and take care of business. |
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