ianmat
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Yes you do. Whatever *their* financial situation, you are still legally obliged to settle *your* debt. Take their offer!! |
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ladybird
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i think they still have to try and recover as much money as they can but ignore them and see what happens |
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Euphojim
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The receivers in bancruptcy are required and authorised to recover as much of the money owing to the bancrupt company as possible. Sorry but you are not let off the hook because of their misfortune. |
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Hibee
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If they are bankrupt, I doubt whether they have the power to make this kind of deal. You should speak to the Official Receivers Office. |
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Ian H
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You do not pay the company, you need to speak to the official receivers and try to come to an agreement, you are still legally liable for the full amount of the debt |
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reevo3000
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I worked for HSBC Bank for a while and dealt with things like this.
Odds are that a receiver has bought the companies debts so now, your debt will be with the company who has purchased it.
They will buy the debt (e.g. if the original debt was £100, the receiver will buy this for say £45 then try and claim as much back as they can) |
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hott.dawgâ„¢
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They are simply trying to settle their debts.It's a pretty generous offer,if you are able to pay them for half of what you owe them, be thankful. |
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madmarie666@btinternet.com
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GO to your LOCAL,CAB, they will help you! |
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chubbiguy40
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Yes you must still pay them, However you do not have to accept their offer, You can offer even less, Maybe 10 cents on the dollar, There is a good chance they may accept it and you save even more. |
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monkeyface
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In the process of being made bankrupt a company has to try to pull in as much money as is owed to them. I think in offering to accept half they are being very fair & sensible. |
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kfgmaster
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it could be a new scam, like you see on programs like DIY Jobs from hell or something.
Was it a big company or one you just happened to find out about. If you just found out then it could be a scam they have going to make people pay up an amount upfront quick. They migght not be a legit company and may not even be bankrupt.
They would be in the paper if they were bankrupt because you have to declare it and it automatically goes in atleast local papers. |
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aliceblue33
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the only person you should pay in a bankruptcy is the reveiver not the company....or possibly the appointed trustee...if your dept is recorded they will contact you....if its bothering you try contacting the recivers direct..easy to find in yellow pages....good luck |
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dragonsclinic
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You should be speakign to the official recievers office, not the company. If it has gone under then the assets of the company are no longer the owners concern (including your debt). The reality of the situation is that if you have to be pursued for the debt, it will cost money- taxpayers money. And if yo udon't repay it the debt it leaves the reciever in an awkward position. Don't make any payment direct ot the omcpany, wait for the official receivers office to contact you as they will. Then tell them you are skint, over £300 they are unlikely to chase you. |
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srracvuee
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Your correct they cannot carry on trading, but they are duty bound to collect all monies due to them to help pay creditors., but it may be the receivers you will be dealing with, that is the norm. |
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