 What would you do if you had £/$1,000,000 ??? |
| i have recently won £1000,000 on the lottery :) i havent a clue what do with it can you tell me ??... |
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 How do you make out a check to transfer money from one checking account to another? |
| I'm wanting to transfer funds from a checking account at one bank to a checking account at another. I want to write a check deposit it. Who do I make the check out to? Myself? The bank? C... |
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 Can a bank teller or others there access your Social Security Number? |
| I was wondering, If you are a teller or a supervisor at a bank, can you access someones social security numbers on an account? Can tellers type in your name only and pull up your SSN? Just ... |
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 Pre teens and Money!? |
| I really want to earn money for this summer and to buy a 50.00 purse I want the money before june can you please help me with ideas!... |
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 What are easy ways to make good online money? |
| What is the best website for making money on things like surveys, and can redeem my money fast.... |
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 How can i make 4000 dollars in 5 months??????? |
| ok im 11, i cant baby sit so how do i make 4000 dollars in 5 months??????????????????????????????????... Dont ask why but it is really important and no im not gonna be poor?? So please ... |
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 I want to claim back unfair bank charges? |
| I live in Northern Ireland and in the last 3 years my bank (First Trust) has charged me approximately £3000 in overcharged fees! Can I claim these back? If so do I need to know all about the ... |
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 Do you believe in giving money to poor people? |
| I don't. Poor people are poor because of the way they think, and how they manage money. You can keep giving poor people handouts and money and they will keep going broke. Look how many lottery ... |
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 Does opening a "regular/normal" savings account effect your credit score at all? |
| I know many banks check your credit history/score when you open accounts with them, but if you open a savings account does that effect in any way your credit score? For example, besides being ... |
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 If a relative dies, are you responsible for all their unpaid debts? |
Additional Details
Assuming they didn't leave any assets, only debts.... |
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 I have $1,000 left in my savings account, I want to do one of two things. please give me your opinion? |
I'll make it simple and short. I have $1,000 left in my savings account.
I have just one credit card left to pay off--$2,000; I'm paying about $35 interest on every month on the ... |
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 I am being attacked financially and need help now!!!? |
| My car engine blew up, my husbands truck is now parked at my parents house not running, I am a month behind on my mortgage, as well as my utility bills, the power company will probably be out any day ... |
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 Are you Wealthy???? |
Not your PARENTS
Do you HAVE YOUR OWN MONEY...........
Doesnt it feel good?
If your not there yet...............
don't worry it will come, if ... |
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 What should i buy with $300? |
i have $300 dollars to spend. What should i get. i am a fourteen year old boy. thing you should know:
i dont want any video games/systems
i have an 5thG ipod
i have a functional ... |
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 I am 23, make about 30,000 a year, and am considering contributing to the 401 k plan at my job...what percent? |
| My company matches up tp 6% of pre-tax earning and I can contribute as much as 50% if I wanted to (which I dont!!). I want to contribute enough so that I am safe for retirement but am not sure what ... |
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 If you had to come up with $8,000.00 in six months what would you do? |
| I have to come up with 8k more to pay for my lawyer, i have to give him 35k overall, 10k down payment, 20k bond, and 5k later, plus the 2k in my bank. I work at a hotel and get between 24 and 32 ... |
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Eddie | Best way to save for retirement? Im 28? |
Should i use 401k or IRA of other? |
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crao_craz
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The type of account you use makes little difference. The most important thing is what kinds of "instruments" you put your money in. "Instruments" are stocks, bonds, CDs, etc.
You should have a balance of stocks and bonds for your long term investments. In my opinion, index funds are the way to go.
Learn about the Couch Potato Portfolio and the Coffee House Portfolio at the second and third links.
Send me your e-mail address and I can e-mail you a couple of short articles about these portfolios. Click on my name and you'll get My Q&A page which shows how to contact me. |
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billyZarabbit
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Don't drink, do drugs or gamble. Avoid wild women, new prescription drugs, and Internet work at home schemes.
Seriously!
DISCLAIMER:
This advice comes from somebody that is old enough to retire, has followed his own advice, and is broke.
(Do not expect similar results) |
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Richard H
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Get both a 401(k) - if your employer offers it - and an IRA. Then, if you get laid off, you can roll your 401(k) from your previous employer into your IRA. |
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AEGuy
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Do a 401(k) if you are getting it through your employer, or an IRA if your employer does not offer the other.
If you have a choice between both, choose the 401(k) because your employer may match your contributions (they usually do match a certain percentage or amount). |
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Lucky
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You can do both...I would |
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Common Sense
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Both....
If you have a 401K you can also invest in a ROTH IRA*.
Invest in the 401K to the max if: it has a decent "fund family" and a full choice of funds to meet your asset allocation.
Invest in your 401K up to the limit of the matching plan if it's a poor plan (broker, insurance companies & banks are the worst... but surly not the only poor choices).
Look at ROTH IRA's carefully. They're a great investment if done properly. |
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rthompson1965
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401 k would be my suggestion. Something where your company matches a certain percent. Check with your local investment guy he can tell ya. |
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SimpleMoneyGuy
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If your employer has a 401(k) plan in place - this is USUALLY the 'best' place to have your retirement money - it is USUALLY the cheapest and easiest, and depending on the plan the employer may have matching contributions - that is free money - why would you give that up?
If you max out your 401(k) you cannot place funds into an IRA - I'm not an accountant - but that's the way I believe it works.
But you can supplement your retirement with a taxable account if you feel the need. There are lot's of calculators out there on the web. Find out what you need to put away, and then take the 30years (or whatever time frame you believe appropriate) to save money over those 360 months.
The tortoise did beat the hare right?
Good luck |
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rwerfelman
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401K retirement program that your employer offers is a good thing to get into, if they offer it. Most employers match some percentage. I also recommend you start an IRA. Invest post tax dollars. All young people should take this advice, pay yourself first. Before you pay any bill you have pay yourself first. I don't care if you only invest $200 a month to start, you need to be doing it. Your 28 years old, figure out what age it is that you want to retire and how much money it will take to do that and invest. You could retire with a million dollars to maybe $750,000 which isn't bad. |
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corissada
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Invest in real estate, or invest in something else. Money in savings depreciates over time. Look at the value of the dollar in the past 10 years. Gas was .87 cents in 1998 and real estate has gone up like 300%!!! |
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marygirl3
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http://www.amazon.com/gp/product/0761513116/103-8542411-0491046?v=glance&n=283155
That book is great and covers how to retire comfortably. It's an easy read. |
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trick_taker_1
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cds yes i put 50,000 in a cd for three years and got 7,000 free money pluse it ties it up so you cant spend it |
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Rey Fox
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You will never make it to retirement, so don't worry about it. |
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