 I make 50k a year yet have had money problems always,? |
| i just had an electronic debit come in , it was for $52.50 i only had $52.28 why could'nt there have been 52.51 in the bank just this once... now i owe $25 more. what kind of carma is this and ... |
|
 Applying for a finance job...can they check if im bankrupt? |
| Im applying for a job at a loan company (Taking inbound calls from customers) On the application form it asks quite a few personal financial questions, But im bankrupt, will they actually be able to ... |
|
 We missed a Mastercard payment by nine days. Interest went to almost 30%! Pay it off or eat it? |
| We have had this card for more than fifteen years! I thought that such rates were not legal. So much for big business. I hope that all readers will remember this note when looking for a credit card ... |
|
 I got $18,500. What should I do with the money? What would you do? |
| Its a compensation for signing a contract to work for 1 year in mental health.... |
|
 Online job? |
Hi. Does anyone know how I can earn money online completely legal? I am UK based. I am going through a very expensive divorce battle and I need to earn money to keep my head above water.
Thanks ... |
|
 I need help getting myself out of debt. Do you have any suggestions on the best way to do so? |
| I may or may not be the typical person in debt. I am single mom and have been supporting myself and my son on my own with no other parental support. I have lived the last three years off of my credit ... |
|
 Is it legal? |
| Is it legal to make me work 7 days straight but only pay me for 5 of the days simply because the time card goes in at the right time of the week. I'm still working 56 hours straight but only ... |
|
 I am thinking about getting a loan to pay off my credit cards.? |
| From a company called American General Financial Services, a member of AIG with a 22.30% APR for 36 monthes Is this a good deal? and does anyone know anything about this company? or any other ... |
|
 Is it illegal for a bank to cash a check before the date marked on the check? |
| I wrote a check to my brother dated for the 28th and his bank cashed it on the 27th. I have the cancelled check and a copy of my statement showing an overdraft fee due to this mishap and am planning ... |
|
 How are some good ways to make money? |
| My friend isn't good at keeping money so he wants an easy way to make good money. Any suggestions?... |
|
 Do banks cash checks? |
If I bring in a paycheck to a bank, can they cash it for me in bills? thanks
Additional Details
Does it matter if the only account you have open with them is a savings account?
... |
|
|  |
shortie | Boyfriend is taking out loan for me, making a legal contract so i dont get screwed....so i can have a car? |
in order for me to have a lower payment, interest, and down payment boyfriend is willing to put the loan in his name for a car, but the car is mine and i make the payments. I want to make a contract stating that if i default it is my responsibitly to pay costs, and that i make all payments for the car, the car is mine and will be insured under my name only, and along the lines, if in the future we were no longer together that when loan is paid for, the title must immediately be signed over to me, and if at different residence the car remains to be mine no matter what. and that to protect his credit, by making all payments. how can i get a contract on such terms or what not?
Additional Details
i dont plan on screwing him over, I need a car my payments on my car are to high, and i am returning it, and this is the only way i can get into something with a future repo on my record |
 |
 
kevin m
 |
he is your co signer right?he will be responsible if you default...If you are just making the payments under his name there is no way he wont be responsible if you default...km |
|
jdlifsey
|
Bad idea. Get married first or don't do the deal with him.
Why do you think so many people are on Judge Judy? |
|
jmprince01
 |
consider him CO-signing for a loan rather than him take it out for you. that way, you are responsible for the loan. also (please dont take this the wrong way, i'ts just a thought), in some relationships, there may be a control issue where money is concerned. |
|
Becca
 |
I have learned from experience, boyfriend+money issues=disaster.
Just a tip |
|
keezteezer
 |
Don't do it! Not knowing anything about your relationship with your bf, it sounds like things are already unsure. Him having the loan and a contract with you will change the relationship. Plus, if your credit isn't good enough, a car loan in his name doesn't help your rating. Keep saving your money for a bigger down payment. Better yet, shop for a decent used car that you can make one payment on -- in full. Meanwhile, read Dave Ramsey's "Total Money Makeover" and listen to his radio show to learn more about taking control over your finances. Hope that helps! |
|
acermill
|
You can make a personal contract with your boyfriend, but th bank will not honor it. The reason that the bank wants your boyfriend to sign this contract is so they have someone other than you to go after if you don't make the payments.
What will happen, if you default, is that the bank will still repossess the car (it's their collateral for the loan), and they will go after your boyfriend for the remaining money. There is no way around it. After your boyfriend is taken to the cleaners by the bank, the contract between you and him will allow him to sue YOU to collect. |
|
Terri R
|
All you really need to do to keep it simple is write down everything you just said along with any other agreement between the two of you and have it notarized. Make sure you both have a copy. |
|
Mr. Bugsme
|
Talk to a lawyer. TWo things are for sure - (i) the Bank is going to have him on the line no matter what until the loan is paid in full and (ii) the bank will have a lien on the car until the loan is paid in full. How you work it between yourselves is up to you and the lawyer. |
|
southside
|
I would tell him not to do it. You do not sound like a good credit risk . And by just returning the car you already have is a bad move for you because it will really screw up your credit. You might as well stop paying on it and try to hide it from the repo man. It will have the same effect on your credit rating as if you would return it. |
|
Ted M
 |
don't do it
if you can't get it yourself you don't need the car
if he cosigns or puts it in his name, he will be responsible to make the payments and he will have to sign over the title to you when the car is paid off |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
15 | 28 minutes(s) ago
| | | |
15 | 37 minutes(s) ago
| | | |
15 | 2 hour(s) ago
| | | |
15 | 6 hour(s) ago
| | | |
14 | 10 hour(s) ago
| | | |
15 | 2 day(s) ago
| | | |
15 | 6 day(s) ago
| | | |
15 | 1 week(s) ago
| | | |
15 | 2 week(s) ago
| | | |
15 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
