Can I add money to a debit card through an atm?

I just got a debit card which also functions as an atm card. Do I have to go to my bank and add funds to my checking account or can I add money to my checking account through the atm?

A debit card is tied to your primary checking account for making purchases. You can make a deposit (add money) at your bank's ATMs if the ATM is equipped with a depositor. Most banks do not participate in "shared deposit" networks, so you can not make deposits to your account at via another bank's ATM. You would want to check with your bank's Electronic Funds Transfer disclosure for details.

Some machines will let you deposit some money onto the account.

yes you can make deposits at the atm following the instructions on the screen they have envelopes that you needto put your deposit into along with your deposit slip. Be advised anything you deposit after 3pm during the week willnot be posted until the following day and on the weekend not until monday.

Not at the one I use.

Is this a bank debit card with money on it like a gift card? I haven't heard of it. If it is a bank card, check with your bank about how it works. Wherever you got the card, check with them for your answer. Otherwise, how could anyone else know for sure?

All the Best,
Fay

Yes, you can make deposits at an ATM.

Maybe. Go to your banks ATM machine and see if they have envelopes available. If they do,you can probably put cash or checks in it,and then you'd have to enter your pin number into the key-pad on the ATM machine.A slot should open and you slide the envelope into it. Simple as that. No standing in line..

You can usually make a deposit to your checking account using an ATM. The value of the debit card is whatever is in your checking account.

You can deposit a check in the atm at most banks. But do not do it at remote atm's. Ask a teller to answer any questions. That's their job. There are no stupid questions when it comes to your money and future.

You can go either to the bank in person and give the money to the clerk so he/she will add the amount to your account. Or, if you'd like you're more than welcomed to use the ATM, just make sure you'll have the right envelope (provided by the bank(s) at each ATM), put money in there (no coins), write the amount on the envelope (in the space provided) that you'd like to place in the envelope, and then add money to your account following directions on the ATM screen :) It's fast, easy, and convenient :)

Just to let you know, the amount that you put on the debit card is the only amount that you can use. Think of it as cash only in another and more convenient form of use :) And you can use the ATMs only from the bank that gave you the card. The bank employees are going to be able to tell you where they have other additional ATMs for their bank, in case you'll need to travel somewhere. If you'll use another bank's ATM to deposit/withdraw your money (or any amount; and depending on a bank) you might charged a small fee anywhere between 0.25 to $5.00 per transaction, which will be subtracted/added to the overall amount. It just depends on what you're trying to do: * if to add money to your account--the fee will be taken out of your amount, and you'll actually have smaller number added to your account; * if you're trying to withdraw--the fee will be added to the money, and even though you'll withdraw the same amount you'll end up having the fee taken out of your account. They do that to everyone who doesn't have an account with them (me included). However, if you use your bank's ATMs only, you won't be charged a penny.

There are some banks (i.e.: Washington Mutual Bank) that have an Online-Banking availability, which means you can always check how much money you have on your account at any specific moment through any available computer. For that you have to provide the right information to the online system and then you'll be able to use it 24/7 :)

P.S.: Depending on your bank, you might need to also include your account number and your name, the date and year of the deposit on the envelope so it'll go to the right account (i.e.: Union Bank of California does that--it's a new thing that they have). Don't worry, it's safe to do so since no one else has access to that information except for the bank employees and there's always a camara in the ATM to watch your back just in case :)

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