Have you ever found money? |
3 Questions;
1) Have you ever found money before?
2) How much did you find?
3) Did you know who it belonged to?
4) Did you hand it in somewhere/to the owner?
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taste_this_kandi | Can I avoid repossession of my vehicle? |
My finance company has let me know that since I'm late on two payments they would send for the vehicle to be repossessed. (I had money stolen out of my account, which has caused some hardships for me lately) I made attempts at paying, a few hundred here and there, to pay down the balance. But now I have the funds to pay off the remaining overdue balance. Once paid, can they still come after me if the vehicle is brought up to date with payments and the repossession company hasn't taken the vehicle yet? I hate dealing with the gentleman at the finance company, because he seems like he doesn't care what payments I make either way.
Any help is great help!!! :) Additional Details Thanks for the answers everyone! I will be paying by Western Union as its the fastest way to get the money, and a secure way too. One more quick question, how long does it normally take for them to send it to the repossession agency, and for them to come and get the vehicle? They sent it late friday afternoon I'm guessing. I've been told its usually over a week to process, which gives me more than enough time to pay off the overdue balance. |
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searching for friends
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I would get the western union information for the finance company and send the past due balance that way. They can call and verify the funds have been sent and will have to cancel any collection activity (including repossession) I fit is up to date that have no reason to want it. If they still pick it up they have to arrange for you to get it back with no additional charges. Just make sure you call them with the confirmation number from Western Union. The form you want to use is a quick collect form they are blue and white the charge to send it is about 13.00 |
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mad_1240
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go down to the finance company and tell them your problem.
DO NOT GO DOWN AND START LIEING TO THE PEOPLE
ask them can you pay this much this month and pay little more
the next month. |
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Mazz
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Call them. Talk to them.
They'll make more money if you pay them rather then having the vehicle reposessed.
IF you ever fall behind, you can make "good faith" payments of as little as $20 as long as you keep paying them and promise to make up the past due balance. This is the law. |
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Matthew Stewart
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Yes, they can refuse payment and still repossess the vehicle.
However, most lenders will work with you to avoid repossession. If you have the money, call them immediately and offer to work something out. Most lenders will work something out with you if you ask.
Repossed vehicles are usually sold at a loss (and you are responsible for making up the difference). Since most customers don't want to pay off the difference in what they owe and what the vehicle sells for (because the customer feels he/she shouldn't have to pay for something that has been takern away), repossessions cost the lender money.
They don't have to let you keep the vehicle, but if you are able to catch up on the payments, many lenders will giove you a second chance. Occassioanlly, they will even give you this second chance after the reposeesed vehicle has been picked up from the past-due customer, but before the vehicle has been sold. |
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hudgens3
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Whether you like him or not you need to tell him you have the money. Most financial institutions are only wanting there money. They stand to lose if they repo. |
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Jeff G
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As long as you make your payment to bring the account current, they have no legal grounds to repossess your vehicle. Double check your contract to make sure there isn't a rider stating that if you miss a single payment they can repossess but I think you're safe. |
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tonyt
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if you have the money and you make your late payments up to date the bank will notify them that you are up to date. plus you can always put it in the garage at night. |
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Shenva
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Once you pay up your past due balance the finance company will call off the dogs... just don't let it fall behind again because they will be even faster to repo your car. |
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rickbrokaw
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They can still reposes the vehicle; however, most of the time if you pay off your late balance they will leave you alone. I've been there and done that, don't stress out, get back on your feet and everything will be just fine! :-) |
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mexican leona
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of course they can't take it away. cause legally you will be paid up to date. if they try pulling that on you as long as you have your receipt, there is nothing they can do |
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☆ღWifey Wifeyღ☆
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It depends, each company is different. Call them and tell them you're paying all of the late balances and ask if it will still be repoed. |
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Wifey of an amazing guy &hearts
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Get a lawsuit on the person who stole money from ur account so that u can repay the Finance company before they reposes ur car...that's the best answer i can give sorry ...if u dont act quick they will repo it whether u plea to them or not...good luck1 |
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dickenerfelheimer
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Make the payment and make sure the finance company tells the repo people that your account is up to date. The repo man will not believe you if they come to get your car and you tell them you paid. In the meantime, hide your car as much as possible - they can't get it if they can't find it. |
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Flower Girl
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Pay your stupid bill and they won't take the car! Duh! You hate dealing with the guy? Of course he doesn't care what you make, if you don't make the payments he will take the car! Geez! |
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