 What would YOU do if you won 250 million dollars? |
| I would pay off my parent's, sister's, and brother's mortgages, get the best doctors in the world to help my nepew, take all of my friends, including one or two in Yahoo Answers (*wink*... |
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 How can i have a million dollar without working? |
| i need to get money for many plans of mine.now i'm a mother and i can't leave my two kids.How to get money from home?... |
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 How can I earn money? |
| I really want to get money because I want to save enough to take a trip to France. How can I get a job if I'm only 13? And please this is serious! I want serious answers and serious help! And I ... |
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 What can I do with this money? |
| I just got my school refund.... and it's close t the 4,000 ....what should I do? I want to use it wisely but the only thing I can think about is clothes and new shoes...so I need advice. Thank ... |
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 O.k i need a financial advice? |
I have a debt of $6850(different things) total and I have a Good Job i make a little bit more than $2000 a month how can I pay all the total amount in 3 o4 for months.?
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 How do other teens have so much money? |
| im 16 and have a job at a pizza place making minimum wage(6.15 here) i work like 10 hours overtime every week and still always end up broke, why does it seem as if most people (16-20 somthing with ... |
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 Can a credit card company raise your interest rate without notifying you? |
| Hi, I was just wondering a credit card company raised my interest rate by 3% without notifying me or explaining why. Is this legal?... |
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 Can the ex-wife collect on her ex-husbands social security benefits when she retires? |
I live in Ohio. I was married 20 years.
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I thought if you were married at least 10 years you were vested and had the right to claim on his SS.... |
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 Is there a minimum amount for writing a check? |
| Is there a minimum amount for writing a check? I need to pay $2 through mail, can I just write a check indicating $2 on it?... |
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 How can we make it work with joint checking? |
| my husband and i currently have separate checking accounts. i see people saying relationships work better with joint checking. we have problems paying the bills every month and making ends meet. we ... |
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 I have a credit score of 550 and NEED borrow $4200 to pay off a card that is draining me.? |
| I was jobless for about 5 months and stupidly ran up a card that is now charging me %32 interest. I need to find an institution that can loan $4200 wheather it be another card or some bank that will ... |
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 I need a loan asap? |
i thank you for the replys i have at the moment but i've try'd every loan company i can think of , i need basically sum 1 who lends money unlicensed , i guess a loan shark
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 When you transfer a credit card balance, does the card you're trasferring from get closed? |
| I have one Amex card that Id like to transfer the balance from since Im paying 19.99%! I dont want to close the card though as I like the benefits. I just want to transfer the balance to a new card ... |
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aaron h | Can I cash a Signed Cashiers Check that I found? |
While out riding my bike I found a signed cashiers check for $550. It was signed with a signature that was the same as the payee name on the check. I know that a signed certified check is a bearer instrument and banks are obligated under law to pay out valid withdraw demands. I also always learned that a signed bank check is like finding money. So is this like finding money? If the bank cashes it for me am I in the clear? I don't know if the signature was from the guy it was intended for but then again, is that my responsibility to verify or is it the banks? I'm thinking of signing it and cashing the thing. Any advice??? |
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CygnusX1
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No, it is not like finding cash. Do not attempt to cash this check as yours. It may get you into more trouble than $550.00 can buy!
First, of all if it were cash, this is not a trivial amount of money to just hang on to. If you found a few bucks, $5 or $10, there is no reasonable expectation that you would ever be able to find the owner, nor would you be expected to. The owner probably wouldn't miss it much either. However, there comes a point where the amount of money reaches a threshold where the owner would reasonably miss it. $550 certainly crosses that threshold and you would be ethically obligated to make some amount of effort to return it. Such as turning it in to the local authorities as lost property. If left unclaimed after what ever statute of time applies in your area, then the cash would be yours to claim.
Finally, since you found a check, made out to a bearer by the account holder with their account information, there is knowledge of who the owner is and an expectation for you to return the check. Even though the check was signed and you found it, it is not the same as cash and it does not make it rightfully yours. It is lost property that should be returned. You could land yourself in trouble if you tried to cash this check. It maybe reported as stolen, in which case you would have a lot of explaining to do. Good luck with that! It may have been reported missing and a stop payment oder placed on it. Then you would still have some explaining to do. In any event, the issuer of the check did not intend for you get the money. You would be in effect, stealing their money. A grainy bank-camera picture of you passing a bad check on the front page of the local paper isn't worth any amount of money.
Just turn the thing in. Honesty is always the best policy. Would I like a free $550.00? Sure, but I also like to sleep at night with clear conscience. You should take it to the bank so they could trace back to the account holder who issued the check originally and return it to its rightful owner. |
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bdancer222
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Cashier or certified checks are NOT bearer instruments. A blank money order would be a bearer instrument. But a check with a payee can only be cashed by the payee. Trying to cash it would be fraud.
Do the right thing and turn the check over to the police so that the rightful owner gets their check. |
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A_Kansan
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This check is personal property. It is owned by the person who it is made out to. You have the address of the bank on the check. An honest citizen would return it to the bank with the explanation that you found it and want to return it.
Of course, and honest citizen would have already returned it, and wouldn't have thought to ask the question looking for an excuse to essentially steal the money. |
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STEVEN F
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1. I believe you misunderstand the law about the bank's obligation to pay the check.
2. Even if it was CASH you found, you can't legally keep it without a good faith attempt to find the rightful owner. Since you have a NAME, and the bank can identify the person that bought the check, a good faith effort WILL be successful. |
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kapn
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This would be fraud.......and you could go to jail for it.........you know its not yours but you want to cash it and pocket the money........same as steeling........thief.........fit you..........? |
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terribrooke
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That's a felony. The check is not made payable to you therefore the funds are not yours. Hopefully a stop payment has been put on that check.
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Jeff T
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If you know who the check belongs to, give it back to him.
Otherwise, you're probably committing bank fraud. |
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Gracie
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Don't. |
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LFM
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Are you seriously kidding?
Return the money to the bank mentioned on the check and don't even for a second think to keep it. Aside from how unethical and immoral it is, this is fraud and can cost you so much including jail time, bad credit and criminal history and so much more. |
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Watkins Gal
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I would check with the bank--talk to a bank officer, not a teller, or the top person at the bank. They will know what needs to be done.
Here's supposedly a true story I heard. Some metal detectors were at a local beach and they found a Rolex watch. It was worth over $20,000. They turned it into the police and found out if it wasn't claimed after a certain length of time, then it became theirs. And, that's exactly what happened. They got the watch, had a clear conscience and then went out and sold it and bought top of the line metal detecting equipment.
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nemeczek
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Was the line "pay to the order of" conveniently blank or you just washed it? |
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paul J Trice
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I lost and sent the void cashiere pice that writes copy onit that non negotionable . the other 2000 dollars I have no idea where it is I lost of my wife on the 9th of March 2011. This was sent to my brother in law in good faith to sent me a little each month to help with bill while i awairt insurance now i dont know what tm going to do anh suggestion. ? Paul |
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