I just found $100! What should I do with it? |
Earlier today, I was walking to my car, on my way home, and right in the parking lot on the ground I found $100! Sweet! So, now, tell me... what should I do with it?
...and no, you cannot ... |
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Help! I'm wayyy in debt!? |
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How come people say $1,000,000 is not much these days? |
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How much money would you like to give ? |
If i want to sell my Golden Heart, How much money would you like to give me if you want to buy it? Additional Details Hahaha...crewsaid thanks for your trading offer, however i can give ... |
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I wish to put a cheque in my friends bank account as i do not have one of my own. how do i go about this? uk? |
i do not have a bank account as i dont like them, but i need to put a cheque addressed to me into one to cash.
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If you earned $5000 a day and I increased it to $8000 a day? What would you do with the extra cash? |
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Is it okay to ask my new boyfriend for money? |
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is it okay to ask him to buy me some clothes or help me pay my cell phone bill <... |
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How can i become debt free quickly? |
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lefty | Can I get a loan without having a job? |
I am getting a settlement that will allow me to take off from working for about a year and have decided now would be a good time to work on my book but I also thought about applying for a first time home buyers loan, even though on my app. it will show no income, my accnt. will show sufficient funds to make the payments. What is more important, having proof of income or a steady and consistent balance in my checking accnt.? |
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JM
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MAYBE, you can find what is called an Asset Dissipation loan as long as the income derived from your settlement would last 3-5 years. Otherwise you probably would need a co-signer as someone already suggested. My guess is that it won't be enough alone to base a loan on. |
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firaflame2000
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If you don't have a job, how will you pay the loan back? You have to start paying it back immediately, you know. It's not like a student loan. |
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layoff590
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you will need a co-signer. no bank will approve your loan request without that. |
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old milf
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i have a buddy...lefty. he's a loan shark...errrr...loan officer. he'll hook you up. |
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Goonhilda
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You will not be eligible for a home loan if you do not have employment that offers sufficient income to service the loan. Banks do not take 'living off savings' as income. You need to keep working to be eligible for a loan.
Don't ask someone to go co signer for you on your loan. That's not cool. If your relative or friend does that, and you are unable to meet the obligations for the loan, (ie, you can't pay) then they get lumped with your mess. That is no way to treat someone you love. So keep working, invest that money (perhaps as a house deposit, so you can borrow less) and then pay as much as you can off the homeloan in the first couple of years. Then, when your repayments are much lower (because then you can refinance, as you'll have more equity in the house) you can take time off work, or work less hours, because your obligation to the bank will be considerably less. Doing it tough for a couple of years will give you the freedom you're looking for. You just have to wait a while to get it.
You don't want the kind of 'loan' or advance fee loan fraud you can get with no job. So don't touch those kinds of loans with a 12 foot barge pole.
Best wishes |
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Midnight Train
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Yeah, probably not.
But I'm sure you'll be able to after Obama's inauguration. |
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pezgirl82
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you need to show you have a job with some type of income and you need a co signer |
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granny
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Money talks so check it out before you find a place, see if you can qualify ahead of time. Although it might be harder now a days than it was a year ago. Just be careful you don't get into an interest only loan or something that will put you in trouble down the road. Don't lose your common sense because it's something you want. |
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niquelynne
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It's crap like that ^ that screwed up the country.....no one's getting loans for anything any time soon. |
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Anthony G
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About a year ago...yep.
Now...HAHAHA...no. Have you not seen the news in the last 6 months?
Maybe read a newspaper? Talk to anybody? |
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Wrenchman57
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Stay in your job until the loan is complete and you have a mortgage. Take advantage of the purchase incentives. unemployed people have a difficult time getting loans. Plus, whenever someone buys a house there are unexpected costs that occur. Be smart about your windfall. Put it some place safe and save it. Talk to a reliable financial adviser before you do anything with this money. If you don't it will disappear. |
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oliviaaa
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you need someone with money to co-sign.
(job, credit...) |
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J L C it's me
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proof of steady income, since they don't know you well enough to believe you won't just blow the money. Keep the job until you get a signed deal and are moved into your house. |
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the king
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Yea sure you can |
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Accidentally in love
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If you don't have a job, how are you gonna pay off the loan? |
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Steve H
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No, you can't get a loan without a job. You are a bad loan waiting to happen. The accident that caused your head trauma will leave you very easily persuaded by your fake friends to spend money on stupid things until you have none left. The bank knows this too. Good luck |
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Sui Generis
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The most important thing is your CREDIT. If you have bad credit it will hurt you, esp with no job. You can always lie about your job to and have a friend pretend you work for him with fake pay stubs. |
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