 What do you think a family of 4 should earn per month to live / survive ? |
Additional Details
I'm married and have 2 kids so 4 of us in the family and we're on welfare, we get $1246.00 + family allowance total $1800... plus we are deaf... hard to ... |
|
 How do I get my first credit card? |
| I am 24 years old and I have been trying to get a credit card with no luck.... |
|
 How long do I need to keep bank statements,checks and old pay stubs? |
| I thought at one time it was 7 years,, is that still the rule. I have all my bank statements, checks and pay stubs... a lot of paper that I would love to shread!... |
|
 I lost my job a few weeks ago and can't find another in my field, savings are running out, what should I do? |
| There's manual labor jobs,but their pay are peanuts compared to what I used to earn. I'm thinking of moving back to my parents' house, am I a failure?... |
|
 Are most companies that promise prizes all scams? |
| companies that send promises of rewards for very little, how can I find out which are scams?... |
|
 What is a good way, to save money when food shopping? |
| I am 18 years old, and sometimes I do go food shopping for myself. I want to see, if anyone can give me ideas on how to save money, when food shopping.... |
|
 Why is it that when you go into a shop and pay for an item by debit/credit card? |
the payment goes to them within a day or two sometimes immediately, yet when you go to get a refund for a faulty product, etc it takes up to and over 7 days for your card to be refunded!!!
A... |
|
 I wanna be rich. Really rich. But how? |
| How can i get rich? I mean really rich. Not millionair, billionair! Please give me your tipps.... |
|
 What is 15% of $18.5 million? |
I failed math. thanks!
Additional Details
yes I failed math but I did not fail YA! ... |
|
 Have you heard how to get back the charges that your bank penalises you with ??? |
| I found out recently that the when you receive bank charges for say missing a direct debit by not having sufficient funds in your account, resulting in receiving a letter which tells you you;ve been ... |
|
 Dumb question about cutting coupons...? |
| Ok so...I think I want to start cutting coupons to save some money on grocery bills, I've heard you can save alot. But, ok this is sooo dumb but...where do you get coupons? I see those coupon ... |
|
|  |
Vanilla Whip | Can I move out on my own with this salary? |
I'm turning 17 this month, and my mother is making me break down....she reads all my information on my computer, takes my webcam that I paid for away, 2 times. What a stupid, noisy b*tch....she tells my information to my granny, which I told her not to. Looks up my boyfriends house online to find out how much it's worth and about the taxes. We have a long distance 4 year relationship....she broke up my other boyfriends and I that lived here by being noisy and reading my email. I'm going to work as a nurse's aide this summer full time at a hospital. it makes 11-12 dollars an hour. i want to buy my very own car and be ready to move out in a year. My boyfriend lives in Fl, so we are moving down there. He makes a lot of money in his own business so he said he would pay for everything while I went to college..about 800 a day..could we make it on our own? I mean, could I make it on my own without him? |
 |
 
homeschoolmom
|
Legally, at 17 you cannot sign a binding contract without an adult (that would include things like an auto loan). Eleven to twelve dollars per hour is decent money, but after taxes, Medicare, Social Security, and insurance are taken out, you may find you only "take home" $7-8 per hour. In a 40 hour week, that will only be about $300 per week, or $1200 per month. Assuming you pay $500 for rent, that only leaves you about $700 for utilities (gas, electric, water, garbage), food, transportation (IF you have a car - loan payment, gas, insurance, repairs; if not, public transportation), clothing, fun, music, books, etc.
I would recommend you check out rental rates wherever you plan to live, then find out what the utilities cost (on average). Make sure (if you don't have a car) that the rental unit is on the public transportation line and won't take you two or three hours to commute to work every day. Make a "pretend" grocery list, based on a week's worth of meals (breakfast, lunch, dinner, snacks, drinks) then go to the grocery store and add up the cost. Multiply by 4 to get an approximate monthly amount. Write down how much you spend on entertainment (movies, CDs, going out with friends, etc.) over the next month. Find out how much internet access is going to cost you (assuming mom lets you take the computer).
It's always tight when you first move out, since there are LOTS of unexpected little expenses. It's also very easy to get into credit card debt at this point, because you have no history. Stay away from credit cards of ANY kind - debt is easy to get into, but SO tough to get out of (just read through some of the questions here on Y!A).
The best thing you can do is make an informed decision and I can't tell you what that is, since I don't know your spending habits. Remember, if you leave mom on bad terms, you can't expect her to bail you out if you find out you can't make it on your own, especially if you move to another state. |
|
heywood
|
17 is too young...you're mom is trying to keep tabs on you..she should be commended - not many parents these days care at all what they're kids are doing, especially on the computer. You should be thankful..you sound like a spoiled little brat thats just trying to get back at mommy. Grow up. You're 17 and you had a 4 year relationship with someone who has their own business - no wonder your mother is tripping on you. I would call the cops on your boyfriend if i was her. |
|
You ask, I answer
|
down here in FL, the pay sucks. i made $12/hr in a retail job in NJ, and i make about $9.78 in this job here in FL. everything but rent is the same price as i was used to paying up north. i don'tknow where you are now, but be prepared. what is $800 a day? his salary (not here in FL, hony), or your living expenses? re-think things before you suddenly move. moving is expensive, and who knows if your relationship will work out? |
|
rocketgirl
 |
The first thing you need to do, to see if you can make it on your own, is get a notebook, check out rental properties, try to get an idea of what the utilities cost, i.e., electric, water, garbage, phone, internet, taxes, food, insurance, and then of course, since you want a car, you would need to see how much per month that is going to cost, along with how much money it's going to cost you for gas to drive it, and again.....insurance......but try to make sure that you could make it on your own, without your boyfriend......because what if you broke up, and couldn't "make it" on your own? |
|
Beer is good for breakfast
 |
First of all, yest you could make it on 11 or 12 dollars an hour. Plenty of people survive on minimum wage, but you'll find it's hard to rent a combfortable place and pay for the car that you want. But there's a lot more going on here than just that question and you know it or else you wouldn't have written so much.
What's the story with your boyfriend. He must be at least couple of years older than you if he's got his own successfull business. What was he doing when he started a long distance relationship with a 13 year old girl 4 years ago? That sounds suspicious. I can understand why your Mom whants to know what's going on.
I think you need to learn to live with your mother. She'll always be there in your life as your mother. A boyfriend is temporary. |
|
Dew
 |
yes I am sure you can .Just don't spend more than you bring home. |
|
rasmalai001
|
800 a day is great money - but I think you should focus on your relationship with your mother first. |
|
cell_chik
|
First, be very careful following a boyfriend anywhere at any age, let alone 17. Besides the fact that he may be playing up how good things are there you want to always make sure you have enough money to get home on first, put enough at least for a bus ticket in a bank account he doesn't know about. You don't want to get there expecting a cute little apartment and end up in some dumpy crack house because it was WAY more expensive than you expected it to be. Also, be aware that 11 dph is not much in a place like Tampa or Miami so if you are planning to make it on your own without him down there you'd be better off checking online newspapers and look for a room-mate situation. Check those online papers for what jobs pay in the area too.
Best of luck either way. |
|
wingedladyk
|
The theory is one weeks pay should be the amount of one check. So, you would have to save up dep and security if its not and then really spend cautiously. |
|
ramses8p
|
Can you do it, Yes. Should you do it, NO!!. Your mom is trying to protect you. She may be over bearing, but she loves you and only wants what is best for you. Until you are 18 you cannot legally have a job. What kind of security money will you have in the bank? What happenes if you loose your job? Think hard before you jump. |
|
mattlayer
|
I am in a similar situation and moving out is tough. I do not think that at 17 you are ready to be one your own, I would suggest a roommate to help with the costs. |
|
brit
|
move in with a friend or find a cheap apartment and save money like crazy get a second job but dont drop out dont get a car just yet it can wait i no you want one so do i and im 15 but wait, and yes you can make it on your own remember there are people out there willing to help you!!! |
|
lg
|
Before you even think of moving out, I suggest you have a serious sit down talk with your Mom to find out what are the underlying issues of her not being able to trust you along with her invasion of your privacy is. Once you are able to determine the cause then work with her toward a solution and if she is reasonable then you may be pleasantly surprised that there may not be a need to move out at this time.
17 years is very young to move out as surviving is tough when you are on your own. Have you considered what would happen if you did move out and go live with your boyfriend and months down the road you break up ... would you be able to survive on your own with just income coming from a summer full time job? I believe the answer would be no. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 29 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
13 | 8 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 2 day(s) ago
| | | |
13 | 2 week(s) ago
| | | |
12 | 2 month(s) ago
| | | |
13 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
