 What would YOU do if you won 250 million dollars? |
| I would pay off my parent's, sister's, and brother's mortgages, get the best doctors in the world to help my nepew, take all of my friends, including one or two in Yahoo Answers (*wink*... |
|
 How can i have a million dollar without working? |
| i need to get money for many plans of mine.now i'm a mother and i can't leave my two kids.How to get money from home?... |
|
 How can I earn money? |
| I really want to get money because I want to save enough to take a trip to France. How can I get a job if I'm only 13? And please this is serious! I want serious answers and serious help! And I ... |
|
 What can I do with this money? |
| I just got my school refund.... and it's close t the 4,000 ....what should I do? I want to use it wisely but the only thing I can think about is clothes and new shoes...so I need advice. Thank ... |
|
 O.k i need a financial advice? |
I have a debt of $6850(different things) total and I have a Good Job i make a little bit more than $2000 a month how can I pay all the total amount in 3 o4 for months.?
Additional Details<... |
|
 How do other teens have so much money? |
| im 16 and have a job at a pizza place making minimum wage(6.15 here) i work like 10 hours overtime every week and still always end up broke, why does it seem as if most people (16-20 somthing with ... |
|
 Can a credit card company raise your interest rate without notifying you? |
| Hi, I was just wondering a credit card company raised my interest rate by 3% without notifying me or explaining why. Is this legal?... |
|
 Can the ex-wife collect on her ex-husbands social security benefits when she retires? |
I live in Ohio. I was married 20 years.
Additional Details
I thought if you were married at least 10 years you were vested and had the right to claim on his SS.... |
|
 Is there a minimum amount for writing a check? |
| Is there a minimum amount for writing a check? I need to pay $2 through mail, can I just write a check indicating $2 on it?... |
|
 How can we make it work with joint checking? |
| my husband and i currently have separate checking accounts. i see people saying relationships work better with joint checking. we have problems paying the bills every month and making ends meet. we ... |
|
 I have a credit score of 550 and NEED borrow $4200 to pay off a card that is draining me.? |
| I was jobless for about 5 months and stupidly ran up a card that is now charging me %32 interest. I need to find an institution that can loan $4200 wheather it be another card or some bank that will ... |
|
|  |
T K | Can a family member that thinks thinks i own them money for a bill report me to a credit agencies? |
I lived with my cousin for over a year. she bought me a cell phone for graduation. there was no written agreement for any type of payment but she would tell me one day im gonna have to start paying for my cell phone. nothing more said untill i moved of her house under bad circumstances and then she demanded paymets for the last year. |
 |
 
One
|
She cannot report you to the collection agency on her own. You know you owe her the money, pay her. Noone buys you a cell as a gift and pay the bill afterwards.
She is choose to, she can file a small claim suit. If she wins the suit, the credit agencies will list you in their files. |
|
GrimmyBear
 |
To the best of my knowledge, she can't report you directly but she can take u to small claims then after she is awarded the judgement if you don't pay it can be filed on your credit score via the court system |
|
ludwig
|
Can't she just stop paying for the thing? Have it disconnected, so that you have to start paying for it? Why would she keep paying for it? I don't get it. Why aren't you paying your own cell phone bills by now? Here you are worried about your own skin, while still using the thing and not paying for it after a year? Give the phone back or start paying for it. As far as paying for the last year, that was her mistake for paying for it for that long. |
|
Goodie66
|
No...she has not authority to report you to the credit agency. The only one that can do that is a buisness that you have given you social security number and information to such as your DOB, Credit Card Number, etc...don't sweat it love |
|
sonny
|
do u own a business? is the phone a business phone? |
|
ziphem
|
Ok, think first about the situation. The first thing she has to do is to show that there was a contract in place. It doesn't seem that this was the case; this would have to be judicially decided and enforced.
This hinges on whether the cell phone was a gratuitous promise ~ gift, or a bargain. From what you've written, it seems very convincing that this was a gift, with no expectation of consideration, or payment, from your side. It was for graduation, and there is no objective reason to think that there was any "deal" in place. Further, you cannot get consideration (i.e.,, payment) for past performance / actions when not agreed to at the time. There is no implied contract here.
I would just make the payments from this point forward, because now you're on notice, and you know any payments on your behalf are not meant to be a gift. So, in sum, before your fight, you probably will owe nothing. Any reporting to the agency would have to be done after a decision is judicially mandated, because then any claims anyone would make, regardless of validity, would be reported. She can judicially require you to pay what is owed after demand. If you did not pay after it's judicially required (maybe even if you do pay after judicially required, but even for the $ you didn't pay that she took you to court for), this can be reported to an agency.
Disclaimer: I make no guarantees on the validity or accuracy of my information or advice. It is meant just for reference and education, and should not be construed as official legal advice. If you are concerned about legal issues that you face, you should consult a local lawyer who can give you proper advice in line with local laws and regulations. |
|
Bonusround100
 |
Well, a person cannot report you to a credit agency, not as far as I know at least. However, if there was an oral agreement that you'd pay for the phone, they could take you to court if they wanted to to recover the payments. |
|
jafnarf
 |
NO...She would first have to take you to court, and win a judgment against you. If you don't pay the judgment (as prescribed)at that point she could hire a collection agency, if you don't pay them, they would probably report you to the credit reporting agencies |
|
Bravo
 |
Only a company can report you to a creit bureau, so if your family member is part of a company either as part owner or used the company's money to loan to you then yes, they can report you but you must have had something in writing with them. A deed of loan drawnn up by a lawyer or notary. |
|
joe z
|
whatever the issue if she does you can go to the credit agency's website and challenge it. She will have 30 days to prove the debt exists or get it off. |
|
Jon C
|
You hold all the cards. If she gave you the cell phone, it's in her name. She can try and take you to small claims court, but you would probably win there too. She would have to prove that she reasonably expected you to pay, which after a year of not paying, that expectation is lost. Give her back the phone and be done with it. There is nothing in your name she can report. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 41 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
11 | 3 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
