 Poll: People 25+ who live in HOMES (not apartments) how much credit card debt do you have? |
I'm asking this just because I would like to know with our crap economy if every other home owner who has always been responsible with money is now HURTING in credit card debt.
T... |
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 I have a lot of birthday money left, What should I spend it on? |
I like to save a lot but I dont want to use it for like going to the cinema or something,
My previous question was I need a hobby and I thought of gardening, But I dont know
Any ... |
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 How could i earn money? |
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what kind of jobs could i do at my age?... |
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 Ok, I got fired, I didn't understand about my 401K, now it rolled over *?*, and I WANT MY MONEY!!! WHERE IS IT |
I received a letter saying a made a good choice! I didn't even know I made a choice. How can I get my 401k cash? are there penalties?
I don't care if there are, I just want my ... |
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 My Job has no 401k benefits, what should I do? |
| Its a small business it has about 75 workers. Ive been working here for almost 2 years and no 401k program introduced yet.... |
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 Who can help me with an serious online business. I need an extra income.? |
| Please not spam. There must be free type at home businees. I hardly need at home job. Please help.... |
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 If I write For Deposit Only will the bank let me deposit my boyfriends paycheck? |
And should I also include the acct. # on there?
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It's his paycheck going into his acct but he's out of town and needs the money in there so he can use his atm ... |
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 Who should I trust when it comes to auto insurance? |
| I am looking for Auto Insurance but want to deal a company I can trust.... |
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 Easy way 13 year old can make money fast? |
Whats a quick way an average 13 year old can make money really quick, like within a week or 2, other than mowing the lawn and chores?
Thanks
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Some of my ... |
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 How can I earn some money? |
| My dad won't let me get a job, but I need to earn money so I can go on a trip to Memphis, Tenneessee with my highschool band. I don't have very much time and I need $225. I have until D... |
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 I lent my boyfreind money and want to make sure he repays it.? |
| What can I do to make sure my boyfreind repays me? What will hold up in court if we break up. I am getting a loan to pay of my credit cards which I bought my freinds motor cycle with and some of ... |
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 How much money are you able to save every month? |
| and what style of life do you have? What do you spend money on mainly?... |
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 Can some explain this banking procedure? |
| on sunday I bought at item with my debit card, it had been put on the wrong label and charged my acct 548.00. it was TOO much, so I returned it, the teller credited my card, and I bought a similiar ... |
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 This guy sent my husband a payment using a fake money order what do we do? |
| he wanted o buy a radio for 150.00 well when we got the money order is was for 3,500 dollars from united kingdom i dont trust people fom over there they are skammers, well he wanted my husband to ... |
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 What is your job? Do you make good money? |
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I am a hairstylist and do ok and work in a hospital...... |
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josephjamesskill | Can a person get car finance whilst bankrupt? |
ive been bankrupt but i did not declare my car was not paid for to courts because it was on finance i manage to pay for it after been declared bankrupt. iam now ready for a new second hand car will i have to wait untill the bankrupticy ends or can i get car finace before hand |
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Bardic
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It's a criminal offence to obtain credit of £500 or more either alone or jointly with any another person without
disclosing your bankruptcy. However, as long as you do declare it, you will find someone eventually who will lend, though at a horrendous rate, I suspect.
You have actually already commited an offence in not telling the courts about your car. I'd keep my head down and soldier on with what you've got, if I were you, or you might find your Receiver asking awkward questions about how you managed to afford a new one. |
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confucious says
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you cannot obtain finance without declaring you are a bankrupt and failing to declare you had a car during the bakruptcy proceeedings was a criminal offence also. and even when you banko ends you still have to decalre you were subject to banko in the past |
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samy
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I found interesting information about your answer & options here. (this article: Personal Bankruptcy, the myths and facts:)
Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/08/personal-bankruptcy.html Good luck! |
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SearchUKBusiness
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Yes sure, we can help. Our lender offer car finance specialised for adverse bad credit history. Visit our site to find out more: http://www.direct2finance.com/carfinance.html |
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VATreasures
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If you can make your payments hold on to your current car. You should conserve as much cash as possible after your bankruptcy and preferably pay cash for an inexpensive car when you need a replacement. |
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little kitty
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dont think so I was under the impression thats once you are bankrupt they will keep an eye on your finances and if you ar seen to buying a new car etc they can come take it away from you!! just be careful xx |
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sporregar
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If some bank is willing to give financing to a known bankrupt person who ditched their debts recently then you can get a loan.
You'll probably have to look hard and pay more in interest because you're now a bad risk.
Start calling round to banks and all.
Perhaps you should just make due with the car you have and not get a 2nd one. |
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?
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What Wilfred B and Colin M said above. Both good advice.
If you lied to the Official Receiver when you was made a bankrupt then you have already committed a serious criminal offence. The car and the remaining payments should have been mentioned. I wouldn't recommend adding to your list of offences by trying to obtain fraudulent credit.
I wouldn't have thought you would get finance unless you committed another criminal offence and lied. The Official Receiver can watch your fianances for about three years I believe it is and if your circumstances change (a lottery win, bequest in a will, new and higher paid job) then they are entitled to take some of it back to cover your debts. That's what I was told anyway, and I've been there, done it and got the T-shirt. |
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kate
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There is always some loan shark roaming the planet .
You can always get loans , the question is ,
How much % will you be paying ?
Figure on giving the shark all your $$$$ for months .
> |
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My name's MUD
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http://www.moneysavingexpert.com/ |
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lea n jase
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anyone nowadays can get finance, but beware as you will be paying the top APR and also if the car has to be repossessed, some companies still demand the full amount still. I have been done by this.
It is best just to save so much and buy a second hand used car for a couple of hundred. |
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