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 I am receiving a USPS money order from a person. Are these things ok to cash. or is it a scam?
I have been talking to this person over the internet and he tells me that he is sending me a USPS money order and i am to cash it and send part of it to my photographer who is in california. Are ...


 My sister is in terrible financial state some one told her to go bankrupt is this feesible?
she lives in a council house has no job the bank gave her an overdraftand a visa card which has got her into serious debt which she cant ...


 Have you taken all your money out of the bank yet?
In protest of them taking more government bailouts?
Additional Details
Anyone heard of a mattress?...


 Would you give a stranger £1 to help them pay their bills?
...


 Any EASY ways to make money online? Answers would be greatly appreciated.?

Additional Details
Thanks everyone for all your answers!! I will try to look at every site/program you guys have reccomended! :)...


 Two Jobs, help please! ADVICE?
i am working two jobs, one full time one part time at night. i live alone and just moved away from home about 4months ago to take this job (which I work for my dad, but dont make what people think).....


 Gas prices are going down, what is the price in your area?
I live in Spring, Texas and the cheapest I have found so far is $1.93 on Aldine Westfield and Louetta. What are you paying for a gallon of gas? And do you think around the Holidays gas prices will go ...


 I found some old paychecks that are over two years old, can i still cash them?
They are from a restaurant i used to work at....


 What is a reliable way to make money online?
which doesnt involve sales, refering or marketing?
if there is any......


 You have $15 bucks left in the world... and can never get another penny...what would you buy?
After spending your 15, you'll be doomed to a life of absolute poverty....


 What's the best way for a teen to work towards becoming a millionaire when they're older?
Maybe not a millionaire, but I want to have a good amount of money to fall back on just in case. I'm 14 right now and I have a pretty good allowance. My mom won't let me get a job, but I...


 WHAT do you call this?
When rich people loan money to regular people and the regular people pay back in payments.
Do you know what its called? And what website can I go to do this?...


 As a family do you need two incomes?
Or can why cover it?...


 I dont know what to do, my debt is swirling outta control?!!?
where do i start to try and rectify things, the bank call me every day to inform me i am over my overdraft and they need a payment! i'm getting charged for being over it, i have a job but at the ...


 You have a debit card , what happens if you go over your money that's in the checking account?
...


 Can i get a new debit card with a different number to avoid fraudulent charges?
i have some online site charging me $1.95 a month for some memebership thing, but i have cancelled it a long time ago, and even cancelling it was a hassle. they gave me so much difficulty that i had ...


 I need money quickly?
i need money fast, and i need aprox £5000 asap to pay of debts as the debt management isnt really my thing and my credit rating isnt going up, what shal i do?
Has anyone got any good ideas?
...


 Hey I got My First PayCheck. How do i make that into cash without makin a bank account?
...


 I need a personal loan, not so perfect credit, any suggestions?
...


 I got an e-mail from pch(UK) saying that i am a winner. they sent me a tle # and a pin # to transfer the funds
is there such a thing as pch(uk) and can this be a real e-mail.
they sent me a telephone # and a pun # to transfer the winning funds. How can i find out if this is legitimate ?...



Sammie Jane
Can a thirteen year old get a Debit Card?
I am 13 and I want to get a debit card. I don't know what I need to do to get one, so I need some help. I have a savings account at Chemical Bank. Can you get one with a savings account? My dad brought up the subject of getting one and said I should be able to, but I don't know. Can anyone help me?
Additional Details
I need one because I have had cash stolen before and I've heard that Debit is better that cash. If I have to have a parent apply with me can I get my own account or will it be with theirs, because they wouldn't let me have access to their money. NO WAY!! lol but I am just really confused and I need some help. Thanks!!
                     
 




Steven S
yes,but prepaid debit only. like visa buxx


FaNtaBuLouS
anyone can get a debit card. All it basically is is a giftcard that you can use at almost anywhere you can use a credit card.


Rich Z
Rating
No. You are too young and if there was a problem they could not legally collect the debt from you.
You might be able to have your dad help you get a prepaid VISA card using your bank account money. Those cards have a dollar value that you can spend down just like a credit card. When it is empty you need to refill it to be able to spend again. That keeps you from crazy spending sprees. Since it spends just like cash (store gets paid right away) they don't worry about your sticking them for invalid purchases. You still need to keep in mind that when you buy things with these cards your money is still going away - so you still need to stop and think before you spend with them.


Daniel L
Rating
18, because minors cannot legally sign contracts.

It might be possible for your parents to request an additional card for you based on their credit / debit card.


Rawrrrr
No, you can't get one, you are too young. Your parents can get you a credit card and then put money on it for you or something like that, but your parents will have to be the ones to do it.


JTommmmmmm
haha that dude lied u only have to be 16 cuz i got one

unless ur parent opnes the account under there name and jus askes for the card no checks then u can use it


blackcatchick34
Rating
When I was 13, I got one, but it was linked to a checking account. I don't know of any linked to a savings, but that doesn't make me right. My mom had to sign off on the card, but that was all.


Licorice
I know that you can, but it has to be in your parent/guardians name [because you don't have enough credit when you're 13]. Like, it'll be in your name, but if your dad or whoever thinks that you're over-using it, they can put a stop on it.


superboredom
Rating
yes but must be under your parents' name.


kitkool
Rating
actually yeah but only through the parents account.


JC
Hi! I'm also 13, and I doubt there would be any problem with you getting a debit card. I'm saying this because my friend has one, but it may be a little different with you because your bank may have different policies, I'm not sure. I don't see why not though!


noir
Yes, if you have money in the bank already, you should be able to get a savings account. You will need to go to the bank and transfer some of your money into a checking account. Because you are a minor, you will need to take your parent with you to sign all the proper paperwork.


cloeen
NO dear! You are not old enough~ wait until you are 18!


alfjr24
Rating
you would have to have an adult put you on their account...otherwise you gotta be 18


abigail_evans84
You have to have a checking account. Usually it has to have a parents name on it too, and you can't make withdraw;s without their approval. So I am guessing no to the debit, because it works like a credit card. Maybe there is something tho that has some kind of limit as to what you can take out. You will have to ask your bank :)


crime.dog738
Rating
I got one when i was 13, but it had to have my mom's name on it. that isn't a problem since all you have to do is enter your pin and not sign anything. go in and talk to someone at the bank and tell them what you want to do and they will be glad to help you.


rita_alabama
Rating
Check with your bank to see if you can get one. You usually can get a ATM card with a savings account, but you need a checking account for a debit card.
Hope this helps!


Tortured Soul Suffering Silently
Rating
only if it is on your parenst account, and even then not all banks provide this service. contact a financial advisor.


dsmith68111
Yes you can just ask the teller at the bank and you will receive it in a couple of days.


petlove
i don't know about debit i think so they have new credit card debit i guise were your parents can set the amount of money you can spend and keep and eye on it i just found out a friend of mine got it for her son it really need so i am sure you can say debit card i wish i remember the name but if you google it on the Internet i think it called a teen card or teen credit card you should get something i think it a great way to get kids to lean to control money and credit cards.

Good luck.


ChevyGuy
sorry gotta be 18


♥♥tARa♥♥
Rating
No you can't, you have to be 18 to have a checking account or a debit card. Some credit card companies allow some kind of "prepaid" credit card, or a low credit limit card, but if you're 13 you don't need anything like a debit card, cash should be fine for you I don't think you'll be buying things where you need a card.


justhinking
yes you can, but you might need to open up a checking account.
good luck


Joel R
Rating
No. you cannot get a debit card without a checking account and you must be 18 to have a checking account. Why on earth do you need a debit card?


Anonymous
13 is much too young for one, I dont think we teenagers should have the responsibility of so much money in our hands.


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