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lzyhvth | Can anybody,give some guidance on how to improve your way of living with very little money? |
I'm on a tight budget,and want to strecht my money as much as possible |
 |
 
BigBen
 |
commit with simple life and make things simple. |
|
Answer Schmancer
|
I use a program to track my finances. I use Microsoft Money, but I hear that Quicken is a good program, too. It takes a little time to set up, you have to enter all your bills and income, but the rewards are excellent. It lets you view reports to show you where your money is going. Also, you can set up a budget that's realistic.
I already knew that the majority of my money went to Rent, but after using this program for a few months, I was able to see a report that showed exactly how much I spent compared to all my other expenses. That was when I decided to buy a house.
If you can look at a chart that breaks down where you money is spent, you can decide what you need to cut back on. For example, $6 for a cup of StarSchmucks Coffee may not seem like much (to you, not me, ha ha), but if you can see that over the course of a month, you are spending almost $200 on it, you will probably decide that good old Folger's from the grocery store is a better financial decision. |
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AJ
|
There are two ways of looking at it.
You take time to shop around for things before buying any thing for the lowest price available. By then you would have spent some time and may be you realise that you dont need that product any more. This may help you spend less.
Second way is to do things fast and have enough time for doing the second job to earn extra money. If you are able to do this nothing like.
It is always easier to say and difficult to do. So practice and practice will make you perfect. |
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Lonie
|
make sure that whatever you use yo money for is important don't waste money on things that you don't really need, try and save as much as you can like not buying expensive staff that's not gonna help you. |
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Let's go Red Sox!
|
Try spending more money on what you need rather than what you want. Try going the cheaper way out if possible on things you need, depending on what it is of course. |
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martin_wyoming
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just enjoy life by whatever you you can get. Enjoy the simple pleasures of life! |
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Joe
 |
Thinking best thoughts works in time but for now, try to buy in bulk, and stay away from convenience stores/gas stations. Small stores carry very little of any given item and are not able to utilize buying power.
If you know someone that has a Sam's club card, go with them and pick up your staple items. They usually have pretty good deals on 10lb tubes of fresh ground hamburger. use baggies to divvy it up into half pound portions and squish the baggies flat for easy thawing.
If you are really tight on your budget peanut butter sandwiches work. buy from the day old section at the bread store if there is one near by but don't drive ten miles to save $0.10 on a loaf of bread. Freezing the bread helps to keep it from molding too. Admittedly I could really only go a couple weeks at a time on just peanut butter sandwiches before it got a little old.
Next best thing is to look at cheap items that are dry foods like oatmeal. This just needs some hot water and you have something to eat, and it doesn't go bad so you can buy it in bulk without worrying about it going bad.
Keep focused. You have a goal and need to keep looking at it and before you know it you will be there.
One last piece of advice, don't go shopping hungry. I always end up with lots of junk in my bag when I leave. Yeah it tastes good but is expensive and doesn't come in large quantities.
The best to you in all of life,
Joe |
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kaka
|
simple living and high thinking with contentment is the only way to live happily with little money.please do not look at the sky but on the ground and you will find soolace |
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mona
|
hi
devide the money in 3 parts
1part is for food ets
2 part for any payments of bills or other etc
3 part save a side ,try to not to use for daily requirement but use it for improving ur house or other which people give respect to u example clothes decoration etc.
nothing is impossible hope u could save the 3rd part of money use 2% of it and save 1% for future requirement. |
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annabelle p
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Scrimping does not improve your way of living because then you will be without some of the things you like to have, or the things you need but it is the only solution that is open to you if you want to stretch your money. You can also look for another job or sideline to augment your income, if that helps. |
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gldnopps
|
As far as I know, there are many opportunities out online, but it’s hard to find a legal one. I personally doing online business, it's possible to make money but you have to be consistent and dedicated to it, I have done lots of research on this online business and I found they are totally scam-free (BBB Certified!) if you need more information, click on my profile or email me. I am sure you will find it’s worth a click.
Hope this help and good luck! |
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phate
 |
improve your thoughts, the rest will improve shortly after |
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