mister ed
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bailiffs can and will do it leigally!!! |
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Doctor John
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Debt collectors or bailiffs have absolutely NO right of entry, UNLESS you invite them in, or you leave a means of entry open.(door or window)
IF you let them in they then have a legal right to list your goods and remove them, and charge you for the privilege. |
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nedb
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if the house is in ur name only they have no right to enter, they will try to tell u they have to scare u into making a payment but they defo havent as long as not in her name |
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libra
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Make sure you have proof that what property belongs to you, credit card statements, or anything like that, then they can't take what doesn't belong to your partner. Anything your partner owns is fair game. |
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Stephen A
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The answer is yes they can
But only if you allow them in , if they can not gain entery , they can not collect |
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needmorecubes
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They cannot legally enter your home, contact citizens advice, do not let them get near your door, answer through a window...tell them the debt isnt yours and seek advice.....if you let them in to disuss the debts, next time they can force their way in to take goods....but, please get advice. |
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Hallie
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I went bankrupt 18 months ago, but before that went through, I had creditors ringing and sending letters threatening me with baliffs left, right and centre. I was told by the debt company I was dealing with at the time that baliffs cannot enter unless you invite them or you leave a door or window open, but even then, only if it's a debt like council tax or non-payment of rent to the council etc, private credit companies have no right, no matter what they try to tell you, they can't make you give them money you don't have, (my debt company talking, not me).
It used to be the that it was the property that was black-listed, but now it is the person who's name is on the debt. If the property is in your name, they can't prove what is yours or what is your partners, so I would imagine that they couldn't remove anything as you aren't the one in debt.
edit: Forgot to mention, I was actually renting privately when this was happening, (still am, same landlord), my creditors couldn't touch the house because it was in her name, so if the house is in your name, at least you know that is safe even if we're wrong about everything else. |
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stormydays
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Debt collectors are sent by creditors and have absolutley no legal right to anything inside or outside your home. Baliffs are sent by the courts. If the baliff is from the magistrates court to collect fines (not council tax) that baliff may break in. All other baliffs cannot break in without first being invited. But they can take from outside the property. Your partner is liable for the debts and therefor you must inform them that all property inside the house belongs to you alone. Baliffs soon give up trying after 3 or 4 times and the debt is passed back to the court who pass it back to the creditor for further instructions. It is at the last point that your partner should start accepting his liability and try to negociate repayments |
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Ten men
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debt collectors have no right. Bailiffs may depending on what the debt is for ie a criminal matter or civil matter. Private Bailiffs normally work on a commission basis so never let them in or else they will take your dental fillings to sell for scrap ! Court Bailiffs are salaried so tend to be a bit more approachable and if you contact them/the court you will find you have options available to you to work with them and get the debt paid off at reasonable amounts |
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mum to 5
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Citizens advice will tell you that bailiffs now have rights to break into your home over certain debts, they can inform you better than me but apparantly they do not break in very often and there are certain debts they cannot force entry for.
As its very unlikely do not answer your door or even open a window, i had my daughter in my arms once and put the door latch on and he got his foot in the door, somehow forced the lock and pushed me with my daughter in my arms.
If they did get in they would take a levy ( a note) of your belongings and if you didnt pay they could then take your goods to auction.
Allways best to try and sort it and citizens advice are amazing.
Good luck. |
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Princess
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If he is cohabiting with you yes as this is now deemed as his legal home. |
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Perfectionist
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yes they can also they can confiscate your items as well as your partners its best if she either moves out or gets help you may even lose your hoime coz of her and may result in bad record |
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