 How do i get a 100% mortgage? |
| How can I get a 100% mortgage or where can I find out about the 100 year mortgage, the one where your parents or relatives can just pay the interest and then you take over the mortgage when they pass ... |
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 I have so many debts that i cant afford to pay off.? |
| Anyone can help me? or even tell me what to do.i disperately need some help and advise. help!help! thanks.... |
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 EBay question? |
| is Paypal a safe method (for the seller) for receiving money? Can anyone advise on this - are payments guaranteed and cleared once in your account etc? Have there been any issues with internet ... |
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 What do u think about opening more than one bank account? |
| do u think its advisable to open more than one account? why? or why not?... |
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 I have a credit score of 664? |
| can someone tell me what exactly what that means. is that good or bad. i think its ok. give me the ... |
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 Where can I apply for a loan even though I have really bad credit.? |
| I want to be able to consolidate my bills into one payment. I already have a home equity loan but my bill does not go down. Where can I apply for a loan?? Please help...... |
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 Hiding money from my wife? |
My wife has severe spending problems. I am in the military, and she is starting her own daycare, but currently doesn't have an income.
A few months ago, I received $28,000.00 from my ... |
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 My bank just charged me for a failed Standing Order? |
| Hi, my bank charged me £25 for a standing order that was not sent out. I admit, I did make a mistake entering the date - it should have been 2 days later, but regardless, they charged me £25 for a ... |
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 Alot of these loans people are telling about are from Nigeria. are they a scam? |
| they say they need money for non residential certificates. Is it for real how do you find out????... |
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 Can you help me what I should buy from my christmas money? |
I received 600dollars cash during christmas holiday and I still have the cash with me, and maybe you guys can suggest what I should buy.
Thank you.
Additional Details
I have TV ... |
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 10 Points: What are all the living costs I should take in account when buying a house? |
My fiance and I want to buy a house and I am in charge of figuring the cost. I need a list of things that will be a cost to us such as water, heating, garbage.
I have water, hearing and garbage..... |
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Bobby H | Can declaring bankrupcy erase student loan debt and how odes it work? |
How do bankrupcy laws work really like chapter 7 and 13? Can they erase student laon debt? How long does it stay on your cerdit report for I heard like 10 years which would not be good. Any help would be great! |
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aj485
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In general, you cannot 'erase' government guaranteed student loans through bankruptcy. There are a few exceptions, if you can show that paying back the student loans would result in 'severe hardship', but those exceptions are very rare.
Government guaranteed student loans are also forgiven if you die or become disabled.
If you are having issues paying your government guaranteed student loans, there are a lot of different payment plans that can be implemented, plus payments on the loans can be temporarily suspended if you return to school, or have a loss in income. Check with your lender.
Private student loans can be forgiven through bankruptcy.
Chapter 7 bankruptcy stays on your credit report for 10 years after it is discharged. Chapter 13 bankruptcy stays on your credit report for 7 years after discharge. |
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Justin K
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Normally you cannot erase student loand debt since the vast majority of them are backed by the government. Uncle Sam is going to get his money. The details of your situation however is best looked over by an attorney, especially now that the bancruptcy laws have changed to make it harder to declare bancruptcy. Y
Yes, A buncruptcy stays on your credit report for 10 years and if you ever want a government job with a security clearence you will not get it. |
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white1827
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Because of a change in law, you now must go through "credit counseling" prior to bankruptcy. They will possibly negotiate lower rates or total debt to fit your ability to repay your obligations. Student loans can not be erased unless you become permanently disabled.
With the changes to bankruptcy law, you pretty much have to be disabled and unable to work to get much of your debt erased. |
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righteousjohnson
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Student loan debt is specifically excluded from bankruptcy protection. You can't run away from it. It's a really nasty form of indebtedness. They own you until you pay them off or die, and even then, I think they can still come after your estate.
Remember, you're not the first guy to think of this. The guys that write these laws went to school too. They're not going to let an obvious loophole like this get onto the books, because they know everybody would use it. |
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redgator40
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you cannot erase student loan debts. and yes they stay on your report for 10 years. |
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Stoy m
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Oh ok... I got this for you...
better check on it... Im pretty sure you'll discover something
http://www.studentloansmadeez.com |
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Joseph Sangl
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You cannot bankrupt on student loan debt.
I have a debt freedom date calculator on my blog that helps you calculate when you will become debt-free. You can access that tool by going to http://www.josephsangl.com and clicking on "TOOLS". The Debt Freedom Date Calculator will help you understand exactly what is needed to become debt-free!
You can do this!!! I used to be up to my eyeballs in debt until I figured out that all I needed to do was STOP SIGNING UP FOR MORE DEBT!!! I became debt-free in 14 months, and I am LOVING it! |
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jenn11989
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Go to http://www.studentfinancialadvisors.com They can give you more info. on this. |
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INACTIVE
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NOPE... student loans are protected like taxes and child support. Bankruptcy stays on record for 10 years and can afford insurance rates, employment opportunities and future credit. It should be a last resort and these days you have to QUALIFY to file. The laws have changed drastically. |
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