garstard
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Banks do provide "basic" account facilities to the financially excluded - i.e. those who do not have the requisite identification documents to allow them to access the more complex financial products. But they only allow you to deposit and withdraw limited amounts.
Presumably when you say you are not able to provide ANY identification at all you mean in the sense of what the banks would normally ask you to provide e.g. passport or driving license.
The Joint Money Laundering Steering Group's industry guidance does contain guidance on secondary documentation that could be provided and confirmation of your identity from your family solicitor is included among them.
You should speak to a bank and let them know about the predicament. The money that your mother has left you is, I'd imagine, currently sitting in the solicitors client account and the payment to open your account would be made from there. The solicitor would then be able to confirm your source of wealth to allay concerns about money laundering. |
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Smiler
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They have clamped down on opening bank accounts to prevent money laundering. Do you have any id? Such as a birth certificate, medical card, or any bills with your address on? If not, you will find it difficult. Speak to your local bank, or the bank your mum used and explain your situation. |
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frog
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Get a copy of your birth certificate OR get a photo of yourself and get it certified as being you (a JP would be best). |
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desdunlap20
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Most banks I have been to require some type of ID to open an account. |
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kate
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Time to find your birth certificate and get picture ID .
You may also already have a social security number .
Take the birth cert & SS card to the bank .
You need adult assistance , is there no other family ?
The court should assign assitance if you don't have other family , or the person who handled her estate .
sorry for your loss
> |
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linda
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no ID, no bank account, getting a state ID is easy, maybe you should consider doing that.
good luck. |
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psych_78
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In this day and age with the amount of fraud about I'd be surprised that any bank would allow you to open an account with minimal ID. They will need some kind of photo ID (e.g. drivers license, passport). And you will need to provide a few utility bills to prove your address. |
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Chris C
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No, financial institutions are required by federal laws to identify their customers (or members in the case of credit unions). |
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b97st
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No. |
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Rolsy
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Absolutely not. I'm sure you aren't but as far as the bank is concerned you could be funding terrorist activities and suchlike. |
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Camilla the First
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You got the money then you get the account. You want money no chance. How come you have no id. Its so easy to get, a bill with your name and address, national insurance number,dob, from the bru, your doctor. why are you in the shiiite? |
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Lisa
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why don't you just send of for a provisional driving license?
that way you can just open an account |
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honey
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I opened a bank account with a birth certificate and a social security card, but that was back in 1990. I think you would have to call the bank for a definite answer, because it would vary by facility. You could always apply for a state ID card (about $10 at the DMV), which they would definitely accept with your social security card. |
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Tom K
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I would answer you, but you have no way of showing that you are actually the one who posted the question.
In the U.S., identification including Social Security number is required, mainly for tax purposes. |
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charlie glue
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you need to prove who you are in the uk to open an account - 2 bills with your name and address on and one form of id. you can get citizens cards these days you can get info etc at:
http://www.citizencard.com/
this will help you.
you might be able to open a post office account but im not sure of the criteria you will need to meet to open one. their website www.postoffice.co.uk will tell you.
good luck |
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Dorathcat
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Sorry for your loss.
I doubt if you can open an account with no ID.
The solicitors who are handling your mother's estate should be able to hold the funds for you on their client account (which should be interest bearing) while you sort this out.
Utility bills and driving licence are the most common money laundering accepted forms of ID. Some banks and building societies won't accept birth certificates - as you can obtain an extract certificate which isn't your own from a registrars office.
Hope this helps. |
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josh
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no you cannot. You will need at least two valid IDs to open an account this is in compliance with the anti money laundering act. Any person who opens an account without properly being identified is deemed suspicious as the source of money being deposited cannot be established. Therefore, it could be obtained through illegal means and it is reportable to the government. |
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