``The Floridian``
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Certainly...just in your situation, I would make it an "and" (not "or") account, meaning both need to sign to withdraw, while one can deposit, though. This can be changed later. |
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kellgei
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Yes - you can pretty much add anyone you want to an account. When my husband and I were just engaged, we opened a joint "wedding" account for our wedding purchases, so I know it is okay. Though, do be aware that means both people have access so (I HATE to say this) if there is any possiblity that something could go wrong in the relationship prior to marrage (some have long engagements these days) then I would be careful as to how much goes in there until married. I only say this (hate to be cynical) because my cousin had a major incedent with this last year when her former fiance took off with 60 k in joint savings. More to the story, but he managed to get to keep it all. |
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scotthunz
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Yes, you can create the account. However, keep in mind that each of you will have full access to all money in that shared account. Just as a safeguard in case anything were to happen to the relationship, you should probably keep separate bank accounts as well until after you're married (or beyond). |
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Noz
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yes. |
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RANDALL M
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Sure, anyone can open an account with anyone else they please. As long as you can show who you are. |
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Udontnome (ad space for sale)
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Sure! Both must be present when opening the (any) account for signature purposes, but remember... when more than one is on ANY ACCOUNT; anyone can also remove all contents of that account, and where that "one" can clean the account out; it takes BOTH to actually close it. *Just an FYI |
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whatelks67
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yes you can, just check with the credit union first to have all the documents that they will need with you, things such as license, social security card, etc.
also check the credit union membership requirements, some have it where you have to live in a certain county, work at a certain profession, etc to be eligible to join. |
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Sandy Sandals
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yes |
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oklatom
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Yes. But it's really not a good idea. In case of some big fight, and the engagement is now off, what happens to the account? |
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Sapphire
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Yes they do!! You just have to show proper id. My fiance and and i have a checking together..... As long as you both agree to it |
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The Golden Army
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sure, why not. |
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Sharon F
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sure can
as long as neither of you have outstanding debts in Chexsystem
if you have unpaid debts from a previous bank you will not be able to open any kind of account |
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D-Dub
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Yes they do allow that. Just make sure both of you are in good standing..like no chex systems record because then they will close the account and you may both be affected. I would def ask what their rules and regs are on things like that but you should not have an issue opening the account |
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justaboutpeace
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Some do but I wouldn't open any account until we were actually married, a lot of confusion happens when people play house instead of actually being married but do all of the things that married folks do, open accounts, make major purchases in both names, etc., because if anything happens then you under a lot of pressure to try to get things straighten out whereas, if it happened in a marriage, you can get things settled in a manner that would be conducive to both of you and most time it can be amicable. I just wouldn't have the nerve to open accounts, credit card, or make major purchases with someone I was not already married to. |
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Angelic Valentine
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Yes. you can open up one with a stranger off of the street if you want to. Just be sure you both take your drivers license. |
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Mommy71805
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Yes, I have one with my friend. As long as you both are there together to sign the papers. You can also check with several banks in your area to be sure. |
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Les B
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I think you have to tell them. |
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69er
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Absolutely. My gal and I have one. You just ask to open a joint account, that's it. Bring two forms of ID with you. |
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Carole Q
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Yes. Joint accounts (especially checking) can be difficult to balance without constant communication. It is best to separate checking accounts and each person is responsible for their half of bills and balancing their account. Have savings account set up that each can deposit but both must be there for withdrawals.
Sure it appears as 'I don't trust you' on the surface. But, in reality, it assures both parties of consent on important issures on what the money is to be used towards. |
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Mandy L
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Of course, anyone can |
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average Joe
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You can , But I wouldn't recommend it . Disagreements about money is one of the leading causes for couples / marriages breaking up.
If you do it then set it up so you both have to sign for withdrawals |
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