 Will anyone give me a million dollars? |
| i grew up a poor kid, and know i have a kid with 2 more years of college. Is there anyone out there rich enough to give me a million dollars so i can afford nice things for my ... |
|
 What would be a good started credit card? |
| Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off ... |
|
 What will you pay top dollar for? |
In the world of mass production, IKEA, and Costco, quality is sometimes sacraficed so that many people can baaaag a particular item.
What is something that you will pay top dollar for?... |
|
 When you get married, do you assume responsibility for each other's debts? |
| If you have incurred debt before you were married, does the wife/husband become legally responsible for them as well?... |
|
 Received a cheque from someone off the internet is it legal? |
| iv had instructions to cash the cheque and take a cut of it,is this what they call money laundering or is it ... |
|
 If you had a million dollars....? |
| would you buy a house first? a car? or help your family members first?... |
|
 How can a 13 year old from New Jersey earn $3000 dollars in 1 month? |
| I want to go on a trip to Spain and my mom says I have to make the money myself. ( I Know its evil, She doesn't want to pay any money.... |
|
 If i repo my car and pay all fees will it still be on my credit? |
| so if i was to get my car repoed and i pay all these fees will it still go on my credit report and affect it negatively? Also, is there anyway that I can turn it back into the dealership and work ... |
|
 Help!! We are in a financial downfwall, what should we do?? |
| AHHHH!!! We have just been married, purchased a house and have moved in. However, when planning my budget I underestimated the cost of additional furniture and amenities to furnish the house. I do ... |
|
 Debit Cards? |
I use RBC bank if that makes a difference in the question im asking....
but, you know how you have limits on your debit cards, like $20.00 or $100.00....
does that only apply to you ... |
|
 Am I still responsible for 15 yr. old personal loan not paid and charged off? |
| I took out a personal loan 15 yrs. ago for about a $1000 that I blew off and never paid. Now I'm getting a notice from a collection agency that wants the money back plus another grand in ... |
|
|  |
Halucinagenic | Cost of living - Your help needed - What are your living expenses? |
I am trying to put together a comprehensive spreadsheet to calculate income/outgoings and i don't just want all the obvious answers like the standard utility bills (you know electric, gas, water etc.) What i am looking for is things that are never mentioned on means forms like having a haircut, charity, magazines and general habits.
What are you paying for in your everyday life which isn't always taken into account?
Do you know of any such comprehensive spreadsheets. I want to get an accurate account of what people really spend per day, per month, per year to live.
Ultimately to figure out how much we need to bring in to live. Your help is desperately needed. Thanks to everyone who contributes.
Thanks again please consider EVERY cost. |
 |
 
sandy
 |
IN UK
Rent
Electric bill
water bill
council tax
tv liscence
cable
broadband
mobile phone bill
car tax
car M.O.T
car damages/replacement parts
Food
cigarettes
toiletries/ household cleaning products
hairdressers/beautician
dinner out and drinking
taxi/bus/tube/oyster card/petrol
car parking
clothes
charity
student loans
music/films/newspapers
house insurance
private health insurance and/or dentist changes
general savings
holiday savings
........how depressing, I've never made a list like that before.
I dont realy want to tell the world what my out goings are but I hope this list helped. |
|
buggeredmom
|
Go to the yellow pages and look up "credit counseling services".
If there is a local Consumer Credit Counseling Services (CCCS), go to their office.
The have budget paperwork that you can take home, think about, and fill out. These papers ask how much you spend on just about everthing. Even "how much do you spend on shoes every month/year?" Never thought about shoe budgets prior to that.
You do not have to sign up for any program with them. They will give you the budget forms. If you fill them out and return them, they will go over it with you and offer suggestions/tips on improving your spending habits. The will also offer guidance on setting up a realistic budget. This was a free service 10 years ago. I assume that they still offer it. |
|
Vadalia
|
A couple of the living expenses that a lot of people don't think about are "periodic" expenses. Holiday and birthday spending, renewing driver's liscense and car registration, annual physicals or bi-annual teeth cleaning, car or life insurance (if you don't pay the premium every month), etc.
A lot of times those things get forgotten because they're not monthly expenses. |
|
dakotanmisty
 |
Go to the store and buy Quicken. You can set up a budget and it tracks everything you spend, so you can calculate your living expenses. |
|
Jean M
|
Id love to help u but thats too heavy a question for this time of night in the UK . . . . . Night night |
|
Richard B-H
|
You're asking a question on a forum that's' read worldwide.
Everyone is so different that your question becomes too vague. How do you live and how do you want to ?
I travel a lot, and live well. perhaps I could live on 1000GBP or 670Euros but I'd have to shop carefully. In the U.S.of A. perhaps 2000USD, although I've never succeeded. In Mexico maybe 20,000MXN, again shop carefully. Yet when I lived on my sailboat less than half that. Money was invested on women, booze, living well, and the rest I just wasted. |
|
Luckys Charm
 |
$1325.00 Nice living- Rent
$ 850.00 That'll do- Rent
$ 100.00 Light
$ 75.00 Phone
$ 75.00 Cell Phone 1 line
$ 150.00 Gas 1 car
$ 100.00 Gas
$ 300.00 2adults1kid Groceries Small kid
$ 300-500.00 Car
$ 280.00 Beauty Shop
$ 200.00 Trick Off Ends
$ 300.00-600.00 bebe store
now you do math
Opps!
$100.00 Pedicure/ Fill Ins
Damn! I forgot my credit cards and my dell account ohh and my macy's and that, and sears , best buy and i have 3 visa 1 mastercard and American Express Green Card(Balance due in full monthly) So thats got to be about another
$3000.00 amonth
Damn where did i get all these damn bills from |
|
ζ ͺεΌδΌTHE CITADEL ζ ͺεΌδΌ
|
have you got to pay a fine? |
|
mrklcoac2002
 |
about $ 1,000.00 a month, and i only get $ 400.00 on s.s.i. |
|
Bailey P
|
Absolutely. Go to www.moneysavingexpert.com It's free to use and has a downloadable budget planner. Best thing I ever did for my financial health. |
|
john d
|
There was a time when I had no idea. So I started to make a list of every expence. You would be supprised what I spent on prepackeged foods. It was embarassing what I spend in the vending machine at work. My soda budget would have started a nest egg at edward jones. In fact I was spending less on retirement savings than mountian dew. I spend enough to buy about 4 mountain dews a month now. Thats my limit. My retirement is up over a grand in just a year.
My kids were in dance and gymnastics classes. I was spending more on that than any other item. Then I paid for tickets to see the show. Then I paid for costumes. Then I paid for the party afterward. One day we found something else to do. As a result I paid off my mortgage. I OWN MY HOUSE. I retired at 46. My assets were frozen by the time I was 47. I started over a few months ago. I already am on my way to rebuilding my assets. I'm still not in debt again. And it all started by making a record of my actual spending. Gas was killer. I began to learn that there was a cost involved with maintaining my job. Clothes, gas, sooooo many miles on my truck, buying lunch instead of taking one from home commute time to and from. I discovered I could take a much lower paying job if it were closer to home. If I could find one in walking distance that would be sweet but thats the price I pay for living out of city limits. Finding the cost of maintianing your job can be an eye opener. The gas, miles and tires alone is killer. The cost of having two jobs and 2 cars and therefore insurance on 2 cars makes the second job questionable as to weither it produces income (positive cash flow) or not. It has been my experience that if your spouse is working as well it had better be a fat check or forget it. Take up gardening. It will cut your food budget. |
|
vinod s
|
Middle Class Family of 3 with Birds in Bangkok Thailand -
2 Checks earning $2500/month
food - i cook + eat home made food
4- 6 dinners / Movie / beach etch out per month
Total = $300
Utilities
Water 20
Electricity 60
Gas 10
Phone 25
Cell Phone 2 = 50
Cable TV = 40
Internet = 15
Garbage disposal = 1
Pet Food = 10
Ttl = 231 ?
New Hair cut / Personal care / Clothing Budget - normally I am below and my wife is above Budget
Me = $50
Wife = $100
House Mortgage = 700
Insurace for 3 = 300
Gas for 2 = 250
Boys Education = 500 - (School, piano, football, dresses, equipment, toys, pocket money, transportation etc.,)
Total = 2431 ?R ight?
Have we got anything left?
EnJoY |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 20 minutes(s) ago
| | | |
12 | 27 minutes(s) ago
| | | |
12 | 43 minutes(s) ago
| | | |
13 | 45 minutes(s) ago
| | | |
12 | 52 minutes(s) ago
| | | |
12 | 2 hour(s) ago
| | | |
12 | 5 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
12 | 1 day(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
