 Are you rich? |
| BE HONEST!!!... |
|
 How i can be rich? |
| i need money nothing will change without ... |
|
 Should my boyfriend help pay rent? |
| He moved here from Missouri to live with me and doesnt feel he needs to pitch in a certain amount of money for utilities every check because my ex pays the mortgage on the house that we live in as ... |
|
 What happens if you dont pay your avon bill? |
will you go to jail? or will you have bad credit? or will it just keep billing you a late fee?
im going to pay it but im just real late because i didn't have an account and i just started ... |
|
 Will IRS find out? |
| I have a part-time job and get paid weekly by the check writen in my name and given me directly. BUT neither my SSN nor any personal information (except for name) was asked for when I got hired. As ... |
|
 Is there a way to 'hide' money? |
I need a way of hiding about £10k per year, it will be given to me in cash, and as I'm sure you've already guessed, it's so I don't have to declare it and pay tax.
F... |
|
 How can a kid make money? |
| Hey,I was wondering how could I make money at age 13? I wanted to just help my parents around the house,but money is very tight in our family and it just wouldn't work. It's the dead of ... |
|
 Paycheck situation! Has anyone else experienced this? |
| Wednesday is payday for me. its bi weekly. this past wed. was supposed to be a payday, but there was a problem with the laser printer, and the payroll lady couldnt print the checks. I suggested ... |
|
 How much should a person make to consider them rich? |
| I mean like a regular american. And in what range.... |
|
 A street person just asked me for money but dont you think this is strange? |
| He said "Got any coins, bills, gold, silver, copper or other valuable intangibles?"... |
|
| Understanding the "Bailout"? |
| So let me get this straight. The american financial system, essentially capitalism, failed. So the government wants to cheat by using tax money to help crooked banks who were just following the ... |
|
 How do I save money without being tempted to buy something that is not needed? |
I'm kind of a big spender, I buy alot of clothes but i really want to save! anyone got any tips or ideas how to save? and i'm always being tempted to buy stuff.
My parents don... |
|
 How do i earn £30 in one week? |
| i need to earn £30 by monday because im buying presents, and the only time im available to recieve the ordered presents is on monday next week! ... |
|
 If you have a joint banking account with your cheating husband can he close it without your knowledge? |
| (just found out my sister's husband has been cheating all over town and we just want to get our ducks in a row.)... |
|
 How do i find out how many bank or fund accounts my husband really has? |
| we married for just a few months. i doubt that my husband has some money i never know. How do i find out?... |
|
|  |
MarkSLC | Credit cards: do you trust them? |
Do you trust yourself with credit cards? I'm 27 and have only recently applied for my first one. Well, my bank "who gives you extra..." cajoled me into it somewhat.
I've always been against credit cards, as I know people who have gone willy-nilly; next thing you know you owe thousands and the interest hikes right up.
I'm just going to be very prudent with this - I've heard to many horror stories - often ending in bailiffs and collection agencies. |
 |
 
nooka
|
Willpower. I know it can be hard sometimes but that is the key to using a credit card. Make it work for you, that's what I tell people (i work in a bank). Use it for emergencies, make the most of the interest free period, put some money to one side when you know you have used it or better still, pay it off as soon as you get the bill. And remember, you can say "No", they were just doing their job when they asked you about the card-you allowed yourself to be "cajoled" into it. If you really are not happy then cancel the card, simple. |
|
jeanimus
|
Your best bet is to cut it up, send it back and cancel your account. Youve managed for 27 years without it. Save up for stuff instead. I know youre going to be prudent, but better safe than sorry eh? |
|
thadhackworth
 |
The real question is not whether you should trust credit cards, it's whether you should trust *yourself* with credit cards. |
|
helloyou
 |
Don't use it if you haven't enough cash to pay for your goods. Use it instead of carrying cash and pay it in full monthly. Card companies aren't too keen on this, they make money from the interest you could pay - as well as charging businesses for each transaction. |
|
src50
|
There's nothing wrong with credit cards; just the way people use them. Be conservative, pay as you go and you'll be fine. |
|
lbaker2656
|
Lol I trust myself with them. I use mine for the extra protection if something goes wrong. Eg I bought concert tickets and the co went bust. Because I used my credit card I got my money back. Basically if I cant afford it I dont buy it. I pay the full amount on time so I dont incur any charges or interest. |
|
Mike M
|
Trust the card... yes - never been let down by a lump of plastic yet - trust the provider... no
CC's are great as you can protect yourself from faulty goods etc.
Set up a direct debit to clear the card each month - no credit - no problem in the long term
make sure the limit is manageable and DO NOT INCREASE IT
enjoy
ps have you seen the news about hbos today - not doing too well on the financial market!!! - but you as a loyal customer are helping them remain solvant!! |
|
steven e
|
i dont despite having 2 of them.but what pisses me off is when they expect you to pay over the phone.we often told to be aware of fraud ,because you dont know who you are really talking to. |
|
Gary
|
You will need a credit card when you need to get airline tickets, a hotel room and a rental car at your destination without leaving your kitchen table. It is very difficult to do this without a credit card via on-line or by telephone. |
|
Đ∂ү ώ∂ℓķєЯ
|
Trust me you don't want to get a card. I had one and basically maxed it out. Was using it to pay for crap even though at the time i had enough to just buy it there and then. Now i am paying for it by means of a loan. As the 1st person has said, and a message that i've told myself, is if i can afford it, i'll buy it, if not then i won't. Anything i buy now is done through my debit card or cash. never again will i even think about getting a credit card no matter how badly i want something. |
|
heybulldog
 |
Credit cards are good for one thing. Getting into debt.
They are designed to get you into debt and keep you in debt.
A debit card will do anything a credit card will do except get you into debt. They have all the protection that a credit card has as long as it has a Visa or a mastercard logo on it. |
|
adxpressimprints
|
Credit cards are a tool we use to purchase goods and services. You will need it to rent a car and it makes it easier to get a hotel room.
Credit cards are NOT evil nor is it good. Like any tool, if used incorrectly it can hurt someone. If credit cards are used incorrectly it can hurt the credit rating of the user.
The best way to use a credit card is not to carry a balance and pay it off every month. Also don't use the credit card unless you have the cash in the bank to pay it off in the current billing period. |
|
Orpheus G
|
I am 50 and I have never had a credit card. Not because of the horror stories, but because of my mother, she was militant in her anti credit card philosophy and it rubbed off on me. I see no reason to pay a company a portion of my income just so I do not have to use cash, I have no problem with cash, I use it every day. Where is the credit card slot on a vending machine my friend? I know why the credit card companies want us all to use credit cards, more money for them, but I do not see why most people do not see this. If I can afford to pay a credit card bill I can certainly afford to purchase what I need without paying the credit card people. F**k them. I suggest that when this card comes in the mail that you shred it, burn it and have the ashes exorcised by a priest. |
|
Teej
|
Is the question "Can I trust the credit card companies?" Or is it "Can I trust myself to not overextend with a credit card?"
No matter what, if you charge any kind of balance to a credit card, you open yourself up to paying interest on the card if you keep that balance beyond the closing date. It's really a matter of self-control and either knowing you will pay the balance off in full each month, or if not, just not use one, period. My theory: if you can pay for things with cash, why hassle with charging then paying it off?
By the way, Orpheus, you are now my hero. I am 25 and also do not owe a dime to any credit card company. Cash is king. |
|
RoVale
 |
They're great to have as long as you don't get in over your head. Just make sure you have the money available when you get something and pay it off when the bill comes. The way you get into trouble is when you carry a balance and can only make minimum payments each month. |
|
Sally Tomato
|
I have plenty of credit cards and I am not tempted to run up high balances. The question comes down to self-control. If you are the type of person who would run out and spend money you don't have, then don't get one. But if you are responsible about it, you'll be fine. Having credit cards are good for your credit score, as long as you're not late on payments or max out the card. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
16 | 29 minutes(s) ago
| | | |
16 | 50 minutes(s) ago
| | | |
16 | 2 hour(s) ago
| | | |
16 | 4 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
16 | 8 hour(s) ago
| | | |
16 | 10 hour(s) ago
| | | |
16 | 1 day(s) ago
| | | |
12 | 4 day(s) ago
| | | |
16 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Personal Finance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
