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Can ... |
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Chris K | Deadbeat friend owed me money? |
About 3 years ago, I lent a co-worker/friend $800 so that she could get caught up on her rent. She paid me back roughly $500. I was laid off from my job, but she still worked there.
I waited 3 mos for her to satisfy her debt, but she never paid me (although she got back on her feet financially). She ignored my e-mails & phone calls. Finally, I took her to civil court & was awarded a judgement of $300 + court costs (she didn't show for the hearing). She had 1 month to pay or else the court would garnish her wages. She filed bankruptcy (I believe this was out of spite for me having taken her to court) & the judgement was thrown out. She moved out of state & I found out she "came into some money" - about $70,000 worth. She never made an attempt to pay me back.
I feel she should pay me the original amount she owed me - out of principle. Am I wrong to expect this? I feel used by her& we used to be friends. How can someone just walk away w/o satisfying a debt or I am I just being bitter? |
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Bill C
|
There's an old saying that goes, "The fastest way to make an enemy is to loan a friend some money."
I doubt if she filed bankruptcy simply to avoid a $300 debt. She had to have been in much more serious trouble than you realized.
You had every expectation to be paid back. Chalk it up to experience as the odds of recovering this debt are nil. Never loan money to family or friends. About a year ago I "loaned" some money to a cousin for three months. Realistically I considered it a gift as I didn't exepect he'd pay it back. To date, I haven't seen a dime. I'm not bitter about that, as I was pretty sure I'd never see it again. The problem is I actually like my cousin, but he doesn't come around any more. That's the sad part to me. |
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tml
 |
Its pretty obvious that she is not going to pay you out of spite...so forget about it and chalk it up to one of life's experiences ! If you don't, it will bother you for longer than its worth . |
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PEABUS
|
GO GET IT. SHE GOT 70 GRAND AND WONT GIVE YOU YOUR 300? YOU SAID SHE WAS A DEAD BEAT. SHES WORSE THAN THAT, SHES A THIEF. |
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QPfan
 |
You're not wrong to be bitter. But I think if she was a decent human being she would have paid you back by now. She's avoided you instead of working with you. If she had a real problem and couldn't pay you back for awhile, that's one thing--- I'm sure you would have understood that. But to just avoid you--- that's not a friend.
You could try sending one last note to her, explaining that you trusted that that money would have been re-paid to you. And you would really appreciate her standing by her word to re-pay you... etc. Worth a try.
BUT, I have a feeling this has to be a $300 lesson. Don't loan money, even to friends. Too bad. |
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hotmomma
 |
ask her again to pay you back , It's tempting to confront her angrily, but express concern instead. "Say, 'This is bothering me, and I don't want it to come between us. I'm wondering what's going on. Why haven't you paid me back!
That might be enough to persuade your friend to get back on track with payments. If not, you may have just learned an expensive lesson: Never lend money to friends. "You're better off making it a gift and not expecting it back. That's much less awkward
If you ever play banker again, treat it like a financial transaction and use a promissory note (available at NOLO.com, $10) so you're both clear about payment dates, interest rates, and other loan details.
The person that owes you the money will then feel guilty and avoid you, because they wronged you and they know that they did. Often times you will even start to think negatively of your friend who couldn't pay back the loan. Either way, the relationship will be seriously strained if not diminished. |
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existforever
|
never borrow money to any one, if you want to give , give.... |
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migida7
 |
im still waiting on about 300 from a friend... and i guarantee the only way I will get it is if i stole it from him. Sometimes being nice has pitfalls... the good thing is Karma is on your side and when you need things to fall your way, it will work out |
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Gary
|
Hey, you lost $300. Was it really worth it? How much were the legal fees? Do you know that you never loan money or got into business with friends, family, or relatives? Never, no matter what the reasons are. |
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Martha Evans
 |
I can easily see why that would upset you, because she has treated you as a way to get money and did not respect you or care enough about your own needs to pay it back. That is not a real friend, and she has some mental problems if she can walk away and not pay you back. I would go to the courthouse and ask them if they can send her notice to pay you back, or, you could maybe send the IRS the information--especially since she tried to file bankruptcy.
But in some ways, it is $300.00. She treated you in a very bad way that left a bad feeling with you. Sometimes, these things can consume your energy and thoughts. Sometimes, it is best just to let something go and decide that you will feel sorry for a person who has to live such a life, because they really don't have as good a life as you have if they allow themselves to treat someone like that, and they will gain a reputation as causing pain to others when you will gain a reputation of being kind to others and doing something that most people wouldn't do of loaning a friend $800.00 that they needed for their rent. That was something extreme that even best friends often don't do. Look at yourself and be glad that you don't have her cold heart of not paying back after all the kindness you showed to her. If it looks like it will be too hard to get the money from another state, then try to decide that it is $300.00 you lost, but you will not let it eat up more of your valuable life and spoil any more good times you could have enjoying the life God gave to you. For a few extra hours of a part-time job, you could get that money back to pay yourself and move on with your life. In the future, I probably wouldn't loan people such a large amount of money again, but I think it was extremely kind-hearted that you did that and you should be proud that you have such a big kind heart.
I hope you can easily get the money back, but if not, just try not to let it eat up the quality of the next few months or years of your life and put it in the past and move on. |
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ginabgood1
|
All you have to do is go back to civil court - get a lawyer and they will prosecute. You still have a right to your money and people like that are why the rest of us who do pay bills are struggling to make ends meet! Doesn't matter what the amount is, she owes you money and it's time for her to learn that she is responsible for her debts just like I am. Period. |
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stan c
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Just send a letter, 1 regular, 1 certified to her new address demanding unless the said amount is not received within 10 days, you will notify the courts of her failure of not paying. Make sure you make a copy of the letter. If the certified letter comes back unsigned, do not open it because that's the only proof that the letter was sent. |
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