My neice called my yesterday asking to borrow $60 because she wanted to go somewhere, I don't remember actually what she said but anyways I didn't want to give her the money because she doesn't have a job and I was worried she wouldn't pay me back, but what I feel bad about is that I gave an excuse to not give her the money which was partically true. The thing is though my dad notice that when she calls us she would ask for money but she wouldn't often do this I say once in a while she does this. My dad gave her money before either once or 2 and that was it.

So, I feel that she didn't really need $60 but something tells me that she will call again asking for money but should I not answer my phone and if she leaves a message should I not call her back?
Additional Details
my neice is 17 and I'm 20. She is in college. She told me her father would not give her money.