What is the advantage of hiring a lawyer for 1,000 dollars to file for bankruptcy? Why not just stop paying all of my bills and let the creditors file? In both cases, my credit will be destroyed ...
I'm 17 and I just opened a checking account at a local bank a week or so ago. In order for me to have my checking account my Mom had to add me onto hers which gives her full access to my money. (...
I've heard that paying a debt 2x's in a month instead of all at once at the end of the month actually pays off your balance sooner and halves the amount of interest you pay that month. I ...
I have a stack of credit card statements, bank statements, copies of checks, receipts, etc....what is the rule of thumb for how long I should keep this stuff?...
My fiance and I are getting married in June 07
He is wanting to have his own personal account that he will take 50-100 out his check every pay period to spend on whatever he wants no matter cost ...
I had a friend who got a credit card especially for this kind of trip, how would I go about getting a credit card with a balance of at least $2,000? My credit is good, but whenever I get '...
am young and inexperienced. But I need to take out a personal Loan for $65000 to $80,000 to get out of my Hole. The Problem?? - I have No credit, with some problems of small credit bills not being ...
Graham W
Do I have to pay a debt which is over six years old and under my previous surname.?
The debt in question has been purchased by a company named Activ Kapital UK Ltd. They have sent me a letter addressed to me under my old surname. Do I simply ignore their letters
Lee is right, if you haven't had any contact at all regarding the debt in 6 years (I think) then you don't have to pay the debt.
I would take the letter into a solicitor/CAB or maybe your council have a debt help agency. They will help you sort things out, dont ignore the letter though as it will make things worse for you, nip it in the bud now !
LEE R
i always thought that if a debt doesnt contact you for is it either 6 or 7 years it is written off
ceri ann
I'm quite sure money debt has to be 12 year old of no contact before it has to be written off.
Go to Citizens Advice Bureau - they can help!!
evie
You dont say who the debt was originally taken out with. If it was a credit card or personal loan it may be possible to get the debt legally cancelled. Contact www.bdebtfree.info for help.
Fred F
It is your debt whether taken under a different name or not.
Pay up or they will chase it and it will be worse for you in the long run.
Bardic
Not necessarily. I'd read this, you'll see there are variables: http://www.payplan.com/debt-library/joint-and-several-liability-the-limitation-act-1980.php
You may want to take advice from the CAB or a solicitor.
rennickelizabe
pay it anyway as if you don't they will take you to court
starlight
you can ignore them but evventually they will serve court papers for a ccj on you, and baliffs will visit you. Even if your surname has changed it will still be same on your birth certificate. ive had dealings with these people and thats what they did to me. They sent baliffs to my mums house aswell so be careful. in the end i was forced to go bankrupt to get them off my back
Daniel D
Yes you do, It does not matter how many times you change your name you will still have to pay the debt off.
arikutoy
The real issue is Are you honest or a thief. IF the debt is one you created no matter what name you used YOU are to pay it. IF you are not honest then No you dont. IF you caused it you should pay it.
Cocoa LaRue
You need to pay your debt. There are ways to find you.
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