 New baby on the way and no money? |
| I'm 35 years old, got married last year, and am now five months pregnant. Both my husband and I have jobs (him - maintenance; me - admin for investment firm) and make a combined income of $70k. W... |
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 Should i get an itouch or save my money to get other stuff? |
| i really want an itouch but i want other expensive stuff. I saved all my money and i almost have enough. I will have a steady babysiting in the summer but i don't know! can please someone give ... |
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 How is the best way for a 14 year old to make money? |
| Most preferrably the way the doesn't involve delivering papers.... |
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 Any one got rid of al their credit cards? |
| If you are like me, you may be fed up with all the data that credit card co's are building up on . Anyone ever gone cardless and rely only on cash? Sounds like heaven!... |
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 I'm really struggling to save money...whats the best way to save up? |
I really struggle to save money recently; in the past few months, i feel like i barely get to see any of my money - it sometimes feels as though i'm spending money i dont even have yet.
... |
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 Ripped dollar bill? |
I recently ripped a dollar bill. The rip isn't signifcant (about 2 inches lost) and the ripped part is lost somewhere in the vending machine.
Is this dollar bill still usable?? It... |
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 I left the UK 6 years ago owing the bank £20k, what will happen if I try and open an account now? |
I have had no communication with any UK bank since then. I am also in the same postion with the student loans company.
Additional Details
The debt is largely a graduate loan, some ... |
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 HELP - need a personal loan, quick cash, ANYTHING by Aug. 9? |
| I am in DIRE need of $800-$1000 by August 9th. Its to move an apartment. Not moving is not an option, getting a different apartment is not an option. We have no where else to go so we NEED this apt. L... |
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 I want to raise money! Please help!? |
| My phone (8125 pocket pc 350$) was recently stolen at school. I was extremly depressed because it was my birthday present and I lost on Chirstmas. My mom is still doing the payments, and AT&T ... |
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 Need Bad Credit Loan? |
| I have tried talking to my lenders, and working with them but my situation is getting worse. I am a single mom, and when my husband left me for his new girlfriend, he left me all the bills, which he ... |
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 Is it just me or do the majority of us struggle for money and live pay check to paycheck? |
| I guess Christmas really has me down this year. I was just wondering if everyone out there struggles to make ends meet. We live pay paycheck to paycheck and wonder if there is anything better out ... |
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pomona909 | Do u have to get a credit card to get a debit card? |
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 |
 
M T
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No, absolutely not. |
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prgrl82
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You shouldn't. Debit cards are connected to bank accounts. Most, if not all, banks give you a debit card (which also works as an ATM card) once you open a checking account. |
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hbuckmeister
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NOPE. And why you may ask? I never had a credit card in my life, but my bank gave me a debit card visa. Your bank will do the same for you and make sure you have enough in your checking account or savings account to cover any purchase. The difference between the debit card and the credit card, is the the debit card charges come directly out of your checking account/savings account. A credit card, you are billed for it and pay for it over time. |
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dave
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NO you just need to have a checking account however a debit card does allow electronic access to your account and some banks offer certain overdraft protection plans acting as a line of credit per se so be careful. |
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Dennis Koray
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Hi,
u do not need a credit card. You have to put money on your debit card to use it...It acts like a credit card, but you always have to ensure there is enough money on it.
Cheers
Dennis |
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Cayman_tac
 |
No. You just have to have a bank account and request a debit card which simply take $ out of that account as if you had written a check. Make sure you keep track of your spending because unlike a credit card, your limit is how much $ you have in your account. |
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jpgregory2001
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If you have a checking account, MOST ALL Banks offer a Debit card these days, which can be used as a credit card. Just remember, this $ comes out of your account NOW, not later, so don't spend it if you don't have it. |
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Erzulie Dantor
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The only thing you need for a debit card is a checking account. Well, and the money in the account to pay what you want to with the debit card. You can use the card as a signature or pin purchase. This helps when they want a credit card on websites and such. |
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NY PTK
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No, the debit card is attached to your checking account... Therefore: No money=no spending of what you do not have. Simple really. |
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Darkskinnyboy
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No you can just use a debit card, but you'll probably need some forms of identifications. |
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Steve
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No, you need a bank account. |
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Bug Fuggy
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No, a debit card is through a bank and the money comes out of your bank account when you use it. You can get a Visa or Mastercard debit card that are used anywhere Visa or Mastecard are used and also allow you to over draw your account by 500 bucks but they then own your first born if you do over draw |
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dolly blaine
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prepaid card scores over credit cards especially if the owner has a not so perfect credit history.
The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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debbs1130
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no. a debit card is linked to a checking or savings account that you put money in... credit is money you don't have already. |
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helprhome
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No just open a checking account. but, be Wise about it! Too many people have lost a lot of credit and credibility when they get a debit card in their hands. |
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sfgirl_89@yahoo.com
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No. You just need to have a checking account (with funds). |
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RockStar
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Nope!!!!! |
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David
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Nope. I don't have a credit card, just a debit. |
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