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 Whats the point of the penny?
wouldnt we be better off without ...


 What's better? Saving money & live a modest life or spending and live full life?
...


 How to stop spending so much money?
I have been wasting my money for so long that I don't know how to stop. I see money in my bank account and say, what the heck this $10 isn't going to make a difference. But I do that about 1...


 Apparantly I have won the Nigerian lottery, £16m ... I need £25'000 to pay admin fees to release it?
I got an email from a very kind, and in my opinion entirely trustworthy Nigerian individual saying I won the Nigerian Lottery. I admit, I didn't buy a ticket, but I guess their lottery system is ...


 Why do many lottery winners choose the cash option. is there a tax break involved here? please explain?
...


 A friend is in trouble with there mortgage and needs a loan to clear the arrears..?
but has already remorgaged and cant find a company that will approve a loan... any idea's?...


 Does anybody know where I can get a loan for $4500 with bad credit?
I need auto repair totaling $4500, and I have bad credit, it is getting back up, but is still isnt very good. I do not want to do a payday loan. Does anybody know where I can get a personal loan?...


 If 2 loans have the same interest rate but one has a higher balance, does it matter which you pay off first?
Do you save more interest money by making additional principal payments to the bigger loan, or does it make no difference since the interest rates are identical?? Thanks!...


 First time buyer do you think interest rates are going to rise and any advice for saving?
I am in the new yeat going to get finances in order and start saving for a mortgage. Has anyone any advice of how i can save better, no silly answers pls, im looking from the experiences of ither ...


 How to make money? Does anybody know?
...


 I want to earn a lot of money on line. how do I do it?
How can I earn a lot of money online with very little effort?...


 If you had a million dollars would you spend it all at one time??
...


 Debt problems, I don't even know where to begin!!!?
Hey everyone, I need some help.

I have been looking over my finances and have come to the realization that I have way too much debt!!! I have a few credit cards and some car payments, ...


 I bought something from supermarket this morning by debit card...?
... i bought some stuff on my way to school. I tried the card once, the lady said it didn't work and i saw it didn't work. She tried it the second time on her computer by the till, then it ...


 What should I do with my 401k plan when I leave my job?
I am aware of of the penalties. I wanted to pay off my debt of 13,000.00. My 401k plan has 17,000.00. Is this a good idea ? Thanks for any ...


 If you won $990,000.00 in a lottery tax free, what would you do with it...please give your age...?
...


 What can i do if safeway charged my credit card AND took my cash?
i am trying to figure out if there isa anything i can do about this. i went to safeway, i put $100 on my prepaid visa, and bought a few groceries. the total was $27.99. i only had $25 so i said to ...


 Should I get a new car or pay more on my student loans? My car now is a 2000 Toyota and my loans are 8,000....
...


 How can we make fast money?
...


 Who should get my $1,200?
The state of Alaska is going to send everyone here $1,200 to help pay for heating this winter. I live in someone else's house, paying rent every month. She pays the utility bills. Should I ...



Nev
Do you have to pay to cancel a cheque?
It has been banked but only today and will take until next thursday to clear.....
Additional Details
Thank you, it is a barclays cheque..
                     
 




emmamac14
Rating
barclays dont charge, not sure about other banks


luvaduck
yES YOU DO UNLESS IT HAS BEEN STOLEN...IF YOU HAVE GIVEN YOUR CHEQUE GUARANTEE CARD WITH YOUR CHEQUE, YOU CANNOT CANCEL AT ALL....


Julie P
Rating
Yes normally £10 per cheque - but this fee is normally wavered if you have lost your cheque book


topdog
yes unless you tell the bank it has gone astray and then some don't charge.Of course anyone else would call it customer service. Banks are rip off merchants they will be charging an entrance fee to go into one soon.


peachy
Rating
yes about £10 in uk


Health Freak
Rating
I take it you have sent a cheque and want to stop it.

I think you will have to pay a fee, you can blag it and say that you lost the cheque and it was blank and see if they will not charge you but they will only get a copy of the chque and see that the signature is legitimate. In that case, they will call you up to verify it and still charge you for stopping it


binksiesbaby
Rating
baddog is wrong. even if they have lodged it to their account, you have until the day after it is debited from YOUR account to place a stop on it (usually 3.30pm the following banking day). This will cost about £10. However, if it wasn't crossed and they present it at your branch for cash then you can't stop it.

If you have used your cheque guarantee card then you can't stop it at all. Your bank must pay it even if you haven't the money in your account to cover it (as long as the amount doesn't exceed the guaranteed limit)


bella_4624_19
yes, you have to pay for the stop payment.


baddog
Rating
Once the check has been in payee's bank ,that is considered
cashed and is to late to put a stop payment on it. Contact your bank and ask if the check has cleared and if not ask the cost to put a stop payment on it. You will need to know the amount and
number of check to stop payment on it. i use to stop alot back in
the day. Good luck and be careful of check writing in the future.
ALSO, that might be considered a bad check now and you will
have to resolve the debt with whom you paid it to. OR,they could turn it over to the DA's office and you will be in trouble for a bad check. i hope you have read this thoroughly.


Behind Blue Eyes
Rating
yes... unfortunately so


Jennifer
Yes, usually between 15 and 20 dollars in the US. You should ask the bank though for details on there specific policies.


Philosophical Fred
Rating
If you pay bank charges Barclays will charge you to cancel the cheuqe. If your account is consistently in the black they may be giving you free banking.


Aparic
Rating
yes..


dalmation60
Rating
yes you have to pay


scallywag
You usually do but the amount depends on the bank.


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