 A question for Americans....? |
| How much is minimum wage in the state your in? Please give state also. I thought it would be nice to compare. Thanks.... |
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 Is it safe to shred the receipt they give you back when you pay with a debit card? |
| I was just curious, is it safer to shred or can you just crumple it up and throw it away?... |
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 If you were a 17 year old boy with $750 dollars, what would you buy? |
| I really want to buy something, but I'm not sure what. I invest most of my money and I think it is time to treat myself with something nice. I stuck between cheap quad, save a couple hundred ... |
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 What is the best way to stop shopping addiction or compulsive spending? |
| My girlfriend is a compulsive spender. Whenever we go to the mall for a movie she always stop to buy things she doesn't really need. She have numerous pair of shoes and some she even just used ... |
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 I have 850,000 dollars, should I pay off my house at 350,000 or invest the money and get an income? |
| Should I pay off my house at 350,000 or just get an income off of the money and pay monthly of the house?... |
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 Trying to maintain good credit but grandparent needs help? |
| I have had a credit card for the past 6 months and I have paid it off in full faithfully each month. I budget my money each month and am able to live--frugally but comfortably. My elderly ... |
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 If i give ya £50? |
| what will I get in return ?... |
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 I'm a new single parent & walmart employee &I'm not sure if I should buy a company share. should I? |
| I'm a single mother so I cant afford to lose money. I just need to know if I will make money out of it. Help me educate mysef. Thank u!... |
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 How much money do you think you would have to have to retire and live on the interest? |
| If you wanted to live in a comfortable way but not over the top ,how much do you think would be needed to just pay the bills have a holiday a year ,and just live on the interest.... |
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 Does anyone know where i can get a loan for 3500Eur? |
| we have had a poor credit history, but did pay of everything we owed, we have a regular source of income, have tried the usual banks ect but no one willing to give us a second chance even though we ... |
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 Is using $9,000 in 5 months a lot? |
Just on shopping and going out.
Additional Details
No, I live in a college dorm that my parents pay for. I'm a college student, I don't have bills.... |
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 Do you get a new pin with every new debit card? |
| I have a nationwide cash debit card... I've had the account for years but I was sent a new card a few months ago when my old one expired. I just can't remember if they sent me a new pin ... |
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 As a 16 year old, what is the easiest way to make $1500, or score a laptop, on the net within 12 months? |
| Is there any known way I can make this amount in the next year using a pay pal account and the internet? Coming from a poor family, I could really do with this laptop for my education, yet I'm ... |
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 As a young person in your 20's, is it better to start saving for retirement or pay off debt? |
| My debt consists of student loans and a mortgage. I contribute to a retirement plan with my job, but i work for the government, so there is no matching for my contributions. Should I severly reduce ... |
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 What bank are you with and are they any good? |
| I used to bank with The Woolwich, then they changed to Barclays, who are the biggest jokers I have ever come across! I have a huge list of issues with them, the most recent one being that they ... |
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 I have extra cash, should I make extra payments on my 1st or 2nd mortgage? |
Additional Details
Great answers, everyone. Here are some specifics:
1st is for $138k and about 25 years left.
2nd is for $9k and about 9years left.
No credit card debt.<... |
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 Im scared that il get into debt??? |
im going to look at acar this afternoon,its 1200,mums lending me 350,but wiv the insurance aswell i dont know if il have enuf money for petrol,what do i do wait till i find acheaper car??
A... |
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Marcus | Do you live paycheck to paycheck? |
Seems like an ever growing number. Are you one of the many?? |
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mommyme3273
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Yes! It seems that with in a week after getting paid, I am borrowing money from my daughter to support my p orn addiction! |
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bidhutnet
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Yes I have been living paycheck to paycheck the last few years. I'm only 24 and sometimes i'm barely making it to the next paycheck. But just a few weeks ago I sold my car which will free up about 450 between the payment and insurance and i'm settling with driving a old cash car. Savings in your 20's is the prime time to do it and get yourself set up for the future, with something called compounding interest. I'm also going to start making bonuses at work and if I don't i'll be getting a second job to also help out. I would recommend a book by Dave Ramsey called "the complete money makeover" and it will make you see a new light at the end of the tunnel. Best of luck to everyone to make 08 a debt free year and improve yourself. |
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♫ Mad Luv ♫
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yeah but it's by pure choice!
I want a nice car instead of a cheaper one! my choice so i'm stuck with that bill!
I want to have nice things so there for I have to pay for them!
now in the past i use to live pay check to pay check picking between rent and heat! now that's not fair but the numbers of that are growing!
it sucks when you have to pick between your needs!
sucks with wants but I can op out on driving a nice car delux cable bill ect!!! |
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CrackBerry Addict
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Proud to say that I am NOT living paycheck to paycheck. I was up until about 6 months ago. For me it was a case of me not telling my money where to go properly. Once I got on a spending plan (my zero-based budget) things are great. We have money for everything and there are no surprises. We will be debt free in about 3 years and I am very excited. I haven't really had a big increase in income, either. It is just now my money has a purpose and I know exactly where it is going.
For those living paycheck to paycheck I highly recommend a book called The Total Money Makeover by Dave Ramsey. He really shows how you can make your money work for you. |
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dazedandconfused
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Yes, and sometimes I'm lucky to get to some paycheques. |
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seekingknowledge
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Indeed most of us do, except if you have a rich hobby or you are a celebrity (footballer) etc.
It is so hard, that sometimes you feel the paycheck is a drop in the ocean even when you do not live ostentatiously.
Alternative sources of income is the best option. Finding whatever will be this source is another problem. |
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butterfly
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It seems like I'm not, but thinking about it--I feel like I am "scrounging" for money between paychecks instead...I don't know what it is, maybe it's because I'm helping others with their finances too. |
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T-Bone
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No, But I could not miss more then about a month of paychecks before I would be out of money |
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DOUBLE J 54
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not any more, my wife and i are middle aged and have turned that corner. i would agree with you that more and more people do go from check to check.
the powers that be do seem more interested in the health of wall street than they do in the health of main street and the average Jane's and Joe's go without a voice to champion their plight. |
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hsvjduncan
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I used to live paycheck to paycheck, now im more into TRYING to save, because I hate the feeling of not having money. that sucks! if you are living paycheck to paycheck just get a part time job or just save a little from your check each month, im only 19 and im doing this so i know you can! |
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Big Sky 23
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Currently yes, but I'm stashing away some of every paycheck into an emergency savings fund so that I won't have to live that way for much longer. |
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International Scotsman
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No because 9 years ago I started a home based business which is creating for me a residual based income, I continue to get an income every month on something I did when I started and this continues as the business builds. I actually started part time but now, apart form the business, I have retired from employment.
In these days of increasing costs and stationary income what I do could benefit so many people, but few ever consider it, they were taught at school to get educated and find a job (Just over Broke).
if you would like to know more about what I do now then send me an email and I will give you some web sites to look at. |
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freeloader1069
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who dosen't |
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