 I need a $5000 loan, but have no credit and only make $300 a month. What do i do? |
My car died and itll cost $4000 to replace it. Problem is, my car is only worth 5000, so i wanna get a used car--that isnt broken.
HELP!... |
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 Has anyone ever noticed this? |
| A roll of regular toilet paper has 197 sheets per roll if you buy a 12 roll pack for $4.00 - $6.00 depending on the brand. You are only buying 2364 sheets of tp. A roll of regular scott tp has 1000 ... |
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 I received a cashiers check from a bank, do i put it in my account? |
| I received a cashiers check from a bank, do i put it in my account? the bank says i won this blank amount of money and must be deposited into my bank accont and please contact my claim agent to ... |
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 Why do some banks intentionally let people overdraw their checking account with a debit card? |
| My bank claims they will not approve the transaction over your account balance and any overdraft protection that you may have. I just can not see why people get overdrawn that just use debit card ... |
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 What is the best way to get out of debt when you are drowning in it. No option for credit.? |
Additional Details
I have five kids and my husband and I work full time. I adopted four of the kids that were abuse by their natural parents. The state waited so long to give funds for ... |
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 How can I make some money during the summer? |
| I am thirteen, during spring and fall i make some money by reffing little kid soccer, but have no idea on how i can make some extra moneyduring the summer.... |
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 I'm being sued by a friend for $2000 but no contracts or agreements were made, should I worry? |
| Hi guys, so my friend let me borrow $2000 last year, we did not make any contracts or agreements. As a good citizen I told my friend that because of my financial difficulties at this time I would ... |
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 Will somone please donate 250,000 dollars to me? |
| I have a job! I make about 41,000 a year. Its not much after your wife takes everything and your parents go broke because the housing maket for sellers turned to crap. They manage to keep it all ... |
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 What is the quickest way to earn 50 pounds a day legally? |
| I just need any work for a couple of months but don't want to apply for any permanent positions because am waiting on another project. Fast learner, excellent management skills will turn my hand ... |
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 Would you consider this retired couple to be average, well-off, or very well off.? |
| They have no mortgage, no debts and an income after tax of £500 per week from pensions and ... |
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 Can I borrow $5? |
| I need to buy a pack of cigarettes....... |
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 What should I do? |
| I am a BIG money spender. Once, I have saved up 20 dollars for some hermit crabs, and I blew it on 2 stuffed animals! Right now i'm saving up for a guinea pig. But I found lots of cute clothes I ... |
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 Is this worth anything? |
| I have a 1971 penny with a "bite" taken out of the edge of it. The bite is a circular slice out of the coin at the 8 o'clock position looking at the obverse side from where Lincoln... |
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 How to survive on a student budget? |
Additional Details
what do you mean and? like how to cut food costs low and clothes spending?... |
|
 Where can a 16 year old work that pays a lot of money? |
hi,
i am 15 now but i will turn 16 in 30 days and i am looking for a job that pays a lot because i am saving up to buy a car.
and if that helps i like and i know a lot about cars...
... |
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 Ways to make money at 13? |
not selling lemonade or anything like that!!
best true answer gets pts.!!!!!!... |
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Elizabeth | Do you organize your monthly finances through a budget? |
Any tips on how to do this? Is there a website that will help me get started in doing this? |
 |
 
Village Idiot
|
Best way is to figure out HOW much you need to put aside weekly for your spending categories... clothing, food, housing, transportation, etc. Try to keep the categories to a minimum... anything more than 8 and you're in trouble.
Once you have that worked out, withdraw the money you need for those categories at the beginning of the week. Do NOT use your bank card or debit card for anything, and STAY within the budgets you've set out.
You can borrow from other categories... say your grocery bill is $200 and you only have $180 put aside... take $20 out of clothing... and vice versa... but NEVER spend more than you've taken out.
If you can keep a log of everything you spend on, even better...
Once you get into this habit... then you can start going back to your bank and credit cards... |
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thetonik
 |
Absolutely. It prevents unneccessary spending. |
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Tracy92
 |
Yes. I use Microsoft money. It is AMAZING finding out how much I spend on Coffee! |
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JT's Mom
|
Yes. My husband and I sat down and did this 3 years ago. We collected our past expenses to determine what we were spending and listed them in a spreadsheet in excell (by categories: car, electric, insurance, food, entertainment, clothing, investments, vacation fund, etc). Knowing what income we were bringing in and what we were spending helped us create a monthly budget. The budget even includes dog food / toys. We set a limit on pocket money ($20 each/ week) that we do not have to acocunt for. But all other money is accounted for.
This has been tremendous help to us creating a worry free, debt free life. We have never argued over money!
This is a wonderful opportunity to understand your finances. I hope you complete the exercise and create a working budget. |
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elguzano1
 |
I use Microsoft Excel,
I put the names of the month on the top colulmns, then date of my pay,
In the rows, I put all my bills by date they are due,
I add up all my expenses, then subtract my salary,
Then I know how much I have left and what I can pay extra on (lol if I have any left).
Put an X next to every bill you pay so that you don't forget.
Hope this helps |
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SAL
 |
Yes, definitely. You can make a simple, or not so simple, spreadsheet in Excel by first delineating your take home income and expenses. Make a line item for every expense (ie., food, clothes, laundry, personal products, gas, etc.) What I do is keep a graphed list of designated line items on the left and days of the month on the top. Each day I account for what I spend. Everything - coffee on the street, postage, anything and everything. By doing it this way, you can see where you're losing money (ie., eating out too much? buying too many Starbucks?) It took a while for my husband to join in but now he simply leaves his receipts for me to log into the spreadsheet. From there, you deduct your line item expenses from your take home pay (by the way, savings should be a designated "expense"), including monthly bills, mortgage, and whatever else you need to pay for each month. The goal is to live below your means, which means you spend less than you make and save for big item purchases. It may seem like a daunting task but once you get started all you need to do is plug in numbers and not get lazy. |
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Giovani
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budgeting lol not my thing lol |
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pack513
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No, But I should. You should check out Crown Financial. |
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Cecil J. Tallywacker
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no |
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amna.mateen
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Yes. |
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Humming Monkey
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Budget? What's that? Is your boyfriend named Bud, and you tell him to Get things for you? Budget me some of those dollar bills from your wallet so I can buy a new Gossip Girl book. I guess I have a Timget. ha ha. |
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