lilzoo411@yahoo.com
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Our savings account is used for our 3-6 month EMERGENCY fund ONLY!...In case one of use gets sick and can't work. We listen to Dave Ramsey a lot. He suggests to put 3-6 months pay in an emergency fund & leave it there & don't touch in until an emergency. After everything is paid off & you're completely debt free, except a house payment & you have your emergency fund to where it needs to be, then put 15% of your check into a mutual fund for retirement.
Always pay tithes before anything else come out of your check.(it's 10%)
Be smart with your money & do it right.
Go to www.daveramsey.com & get more information. |
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Joe B
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i put 25 % every month.. and sometimes more.. i care for my future and my Children's future |
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Platinum-Qbe
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yea more most of the time |
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terry v
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I invest alittle bit more just a savings acct. no but about 5-10% weekly into stocks ,mutual funds or bonds |
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cretinboi
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yes |
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littlegoober75
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Yes, I do! I am lucky enough to be able to do so...... |
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timo_10143
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1%? I thought it was supposed to be 10%. No, I don't even do 1%. I do invest in retirement though. I'd like to start but never have the money. |
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asmikeocsit
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A little moe than that. Mine is a personal account. |
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damesha
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No, but I should save at least 10%. |
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micho
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no because i am still take money from my parents but i think when i work i will do that |
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beauty s
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I put 10% into my savings |
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gotcha212
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Of course I do at least 1% in a basic savings and more into my retirement.
It is always a good idea to have some extra money stashed away in case something happens (lost job, dead car, medical bills, etc).
In addition to savings you should always save for retirement. |
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fuusoab
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I put around 10% everything few months into an online savings account with Emigrant Direct. They offer 5.05% APY, which is almost as good as a CD.
If you have bill and rent to pay, I advise putting as much into savings as you can until you have about 6 months worth of reserves. Don't spend this money on a trip or a big TV, keep it in savings incase something terrible happens and money is needed. A friend on mine had very little savings, lost his job and would have been SOL if it weren't for his parents. |
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imthecheesynacho
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I do 5%, its not much, but its there incase i loose my job, or need to have repairs done on my car. It close, easy to get to, and i dont have to worry about spending it on something useless!! |
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Kathryn
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I'm at 25% of my gross pay -- 20% to retirement (invested in mutual funds) and 5% to me (at ING Direct). |
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miksishere
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I currently pay towards 2 pensions and have a saving account which i put money left over from the month into.
It's worth thinking about and saving for the future as soon as u can |
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Teej
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Usually 24% of my monthly pay goes into my savings account (for emergencies), Roth IRA, and 401k plans combined. But the savings is of utmost importance, because it's critical to have some sort of umbrella in case your car broke down, for example. |
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Land Shark
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1% is better than nothing but try to get it to 10%. Once you have 4 to 6 months worth of take home pay then up your 401k if you have one and/or get a little riskier and start investing in mutual funds.
Make sure you have a high yeild savings account. Links to them are below. |
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Pawel
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i dont but its a good idea to |
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oz_cruickshank
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no - probably should though |
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Tony M
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Yes, I do. |
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Worried Father
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Why should I?
My kids are grown up.
My wife has no chance of having further kids.
I own a house.
I will die before the arrival of the Doctor.
And you people are around to finance my cremation.
Why should I? |
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zoomerjumpindudeguy_yeah
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hahahahahaha
hell no
maybe i should |
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dancanman
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no! in fact, soon! i will be taking 100% OF ALL MONEY FROM BANK I PLAN ON HEISTING!! |
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al_sparagus
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No, savings accounts are a waste of money, go for a low risk mutual fund at least. |
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